Earn Membership Rewards® points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now.
Earn 1 point for every eligible dollar spent, 2X points when booking online travel through American Express, 3X points on Bonus Points Mall and up to 10x points with select partners.
Rewards start at just 1,000 points, and you can choose from travel, gift cards, cash, merchandise and entertainment options from over 500 leading brands. You can also travel any airline, anytime with no blackout dates when you book online through the American Express Travel Site.
- Grace period: 25 days
- Annual Fee: $0.00
- Cash Advance Fee: 3% ($5 min)
- Balance Transfer Fee: 3% ($5 min)
- Foreign Transaction Fee: 2.7%
- APR Intro: 0% for 6 months
- APR Revolving Balance: 15.24% to 19.24%
- APR Cash Advances: 25.24%
- APR Balance Transfer:15.24% to 19.24%
- Rewards: 1% cash back, 2% selected items
- Minimum to redeem: $10
- Fraud Protection: yes
- Purchase Protection: yes
- Price Protection: no
- Return Protection: yes
- Warranty extension: yes