The classic American Express Blue Card provides cardholders a worry-free Amex credit card for everyday use.

Its basic package includes an effective 1% rebate on eligible purchases, some special discounts, monthly and yearly statements to track spending habits, and world-class American Express customer service.

Interest Rates

• Purchases – 0% for 25 days if statement balance is zero
• Purchases – 16.99%, 19.99%, 21.99% if statement balance is greater than zero
• Cash Advances – 26.99%
• Balance Transfers – 14.24% to 25.24% starting on transfer date
• Late payments – 29.99% (for at least 6 months)

Fees

• Annual Fee: $0.00
• Fee on balance transfer: 3% ($5 min)
• Cash advance: 3% ($5 min)
• Foreign transaction: 2.7%
• Late payment: up to $38
• Returned payment: up to $38

Earn Rewards

• 1 Membership Reward point per dollar on eligible purchases
• 2 Membership Reward points per dollar on eligible travel purchase at AmexTravel.com 
• Minimum to redeem: 2,000 points

Redeem Membership Rewards

• Cash back on eligible purchases
• Merchandise such as electronics, fashion, home goods
• Online shopping at amazon.com, walmart.com, grubhub.com, and more 
• Gift cards
• Travel, including airfare, hotels, luggage
• Entertainment
• Donate to selected charities

Purchase Services

• Theft and accidental damage protection, including cell phones
• Return protection within 90 days of purchase
• Free extended warranties (up to 2 years)

Travel Benefits

• Roadside Assistance Hotline
• Car rental and damage insurance (excludes liability coverage)
• Global Assist Hotline (doesn’t pay for third-party costs)
• Travel accident insurance on common carriers

Security Features

• Fraud Protection
• Advanced secure chip technology
• Text alerts

Amex Card Benefits

• Exclusive savings with Amex Offers
• Amex mobile app
• ShopRunner program members receive free 2nd-day shipping from participating merchants.
• Guaranteed savings off MSRP on new vehicles using the TrueCar service, with some dealers allowing cardholders to place the entire purchase on their Amex card, up to their credit limit
• Entertainment Access for cardholder-only events and places
• Monthly and annual summaries
• Free authorized users cards

For all the fine print and application visit the American Express Blue Card site.