Category Archives: Low Interest

Simmons Visa Card

simmons visa card
No frills credit card

Simmons Bank Visa Card features no annual fee, low-interest rate and no fees on balance transfers.

A simple no-frills everyday credit card for people who want to keep their finances as simple as possible without the headaches of dealing with mega-banks.

Features

  • Annual Fee: None
  • Purchase and balance transfer APR: 10.50%
  • Balance Transfer Fee: None
  • Cash advance APR: 14.50%
  • Balance Transfer Fee: 3%
  • Grace period: 25 days
  • Foreign purchase transaction fee: 2%
  • Use your card anywhere VISA is accepted for purchases
  • Get up to $1,000,000 travel accident insurance at no additional cost
  • Car rental coverage
  • 24/7 customer service representatives on call
  • $0 fraud liability protection on unauthorized use of card
  • Chip-secured technology

For details and application visit the Simmons Bank Visa Card web page.

Iberia Bank offers low 7.25% APR

Low 7.25% APR on purchases with the Iberia Bank Classic Visa Card

iberia bank credit card

The Iberia Bank Classic Visa Card offers no rewards or cash back features, but the cardholder pays a very affordable 7.25% APR for applicants with an excellent credit history, while those having lower credit scores would pay still reasonable rates of 10.25% or 13.25% APR.

The Iberia Bank Classic Visa does not charge cardholders any annual fee.

The card best serves people who decide to finance their purchases over time at rates usually lower than personal loans usually offer.

In addition there are no application fees and the cardholder holder names his or her own time frame for repayment of the loan.

Other features of this basic credit card include

 Apply here for the classic Iberia Bank credit card for further details.

In additional Iberia offers an introductory 1.99% balance transfer APR for 6 months on opening an account (a 2% balance transfer fee applies).

The grace period of 25 days is generous, which means you are entitled to try before you pay depending on the retailer’s policy of restocking fees and/or return policies.

Iberia Bank also offers several other credit card choices

Chase Sapphire Card

The Chase Sapphire card rewards and pampers its members.

Chase Sapphire CardWith 24/7 direct access to expert service advisors and unparalleled concierge amenities, Chase Sapphire card members receive world-class service and attention with no annual fee.

As an opening reward, new members earn 25,000 bonus points, which is equivalent to $250 in rewards after they spend $3,000 in first 3 months.

Cardholders receive 2% rewards on dining and 1% rewards on all other qualified purchases using the Chase Sapphire card.

They can redeem their points through the exclusive Ultimate Rewards channel which features the following selections:

Gift cards to your favorite retailers, restaurants and travel partners

With as few as 2,500 points, you can redeem for gift cards to all your favorite retailers, including The Home Depot, Macy’s, Banana Republic and Pottery Barn. Plus, choose from a great selection of restaurants, including Morton’s The Steakhouse, Starbucks Coffee and more.

Huge selection of merchandise

Browse a huge selection of merchandise at Ultimate Rewards, including music, movies, games, electronics, kitchenware and more.

Bonus points at the Ultimate Rewards Mall

Earn up to 10 bonus points for every dollar spent shopping online at the Ultimate Rewards Mall using the Chase Sapphire card. Enjoy direct access to over 370 online retailers.

If they wish, members can redeem their points as cash with a very low minimum of $20.

Apply here for the Chase Sapphire program.

As a cautionary note, when Chase issues you a credit card, Chase and its affiliates may share information about you among its affiliates in order to offer products and services of interest to you.

If you would prefer that Chase does not share information from your application, credit bureaus or third parties, please call Chase at 1-888-868-8618.

Chase Slate Visa Card

Chase Slate is one of the very few credit cards with no balance transfer fee.

Chase Slate Blueprint CardFor a limited time only you pay no fee when you transfer a balance during the first 30 days your account is open!

Best of all you pay NO interest on that balance for the first 15 months, as long as the monthly minimum is paid for each billing cycle.

This offer is much more generous than most 6 month 0% APR introductory deals.

The card does not have rewards, but includes Visa features such as patented fraud protection, a zero liability policy, email and text alerts, as well as Chase’s unique Blueprint service.

With no annual fee, the Chase Slate Visa Card works best for individuals who prefer to manage their finances in a systematic and prudent manner.

Apply here for the Chase Slate Visa credit card.

As a cautionary note, when Chase issues you a credit card, Chase and its affiliates may share information about you among its affiliates in order to offer products and services of interest to you.

If you would prefer that Chase does not share information from your application, credit bureaus or third parties, please call Chase at 1-888-868-8618.