Kroger Rewards Card

Koger shopping cart

Kroger Rewards Card gives you unlimited rewards

It’s so easy to save money with your Kroger rewards card. You get:

  • 1 point per net $1 spent anywhere Visa is accepted
  • 2 points per net $1 spent in the Kroger family of stores (excluding fuel centers)
  • 3 points per net $1 spent on the Kroger family of quality brands
  • Additional 25¢ fuel discount at participating Kroger family of stores*
  • 0% introductory APR for the first 9 billing cycles

Every 1,000 Points = $5 in FREE groceries!

Additional features at no cost to are:

  • No annual fee
  • No penalty on over-limit purchases
  • 24-day, interest-free grace period on purchases
  • Free Gold Checking account from US Bank
  • Convenience checks for places that do not accept credit cards
  • Automatic bill payment
  • Account alerts for peace of mind
  • Travel & emergency assistance services
  • Auto rental collision damage waiver
  • Free online account access – 24 hours a day, 7 days a week
  • Mobile banking on smartphones
  • Warranty manager service
  • Purchase security
  • Zero fraud liability
  • Annual account summary

The 1-2-3 Kroger Rewards Card is issued by USBank.

Be sure to read the fine print of the credit application for a full disclosure of all the fees.

* Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Additional 25¢ discount offer expires three months from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.

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