My Best Buy Credit Card

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My Best Buy Credit Card members are entitled to the following exclusive ZERO-INTEREST financing offers on purchases:

  • Storewide $149 and up, no interest if paid in full within 6 months
  • Storewide $399 and up, no interest if paid in full within 12 months (1 year)
  • Major appliances $599 and up, no interest if paid in full within 18 months
  • 4K Ultra HD TV and OLED TV $999 and up, no interest if paid in full within 24 months

Best Buy offers a non-credit card loyalty program dubbed My Best Buy with three levels of perks depending on how much is spent at Best Buy stores and online.

Basic Membership

  • 1 point per $1 spent
  • Free shipping on orders over $35
  • 15 day returns & exchanges
  • Special sales and offers
  • No point banking option
  • 24/7 customer service at 1.888.BESTBUY

Elite ($1,500 and up yearly purchases)

  • 1 point per $1 spent + 10% point bonus
  • Free shipping on all orders
  • 30 day returns & exchanges
  • Special elite access to sales and offers
  • Point banking option
  • 24/7 customer service dedicated to Elite shoppers

Elite Plus ($3,500 and up yearly purchases)

  • 1 point per $1 spent + 25% point bonus
  • Free expedited shipping on all orders
  • 45 day returns & exchanges
  • Special elite plus access to sales and offers
  • Point banking option
  • 24/7 customer service dedicated to Elite Plus shoppers

The Best Buy store credit card has no annual fee, while the Best Buy Mastercard may or may not have an annual fee of $59, depending on which level Mastercard you are accepted for.

As an alternative to the special financing offer, applicants can elect to receive 5% back in rewards on Best Buy purchases with standard credit and no minimum purchase amount.

Apply here and receive full details about the My Best Buy Credit Card.

Best Buy offers a fantastic smartphone app which is like carrying the store in your pocket or purse. Features include:

  • Browse our entire product catalog
  • View our Weekly Ad and featured offers
  • Scan your My Best Buy™ member ID from your smartphone
  • Check your My Best Buy™ points
  • Redeem your My Best Buy™ certificates via the app
  • Read ratings and reviews
  • Compare products
  • Check your order status
  • Find your nearest store

As a service to the public Best Buy offer these free tools for computer users:

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