Chase Freedom Credit Card

Posted on March 8, 2012 by Shopper

Chase Bank will give you $100 in cold, hard cash after you spend $500 in your first 3 months.

Chase Freedom CardImagine getting $100 in real money, with a $100 credit to your Chase Freedom Card simply by buying $500 of merchandise within three months.

You can get that new Apple iPad with the stunning Retina display, 5MP iSight camera, and ultrafast 4G LTE for $400 instead of $500!

Best of all you pay NO interest on the balance for the first six months, as long you make the monthly minimum payment for each billing cycle, so that initial purchase will not be as burdensome.

The rewards keep on coming with

  • 5% Cash Back offers on up to $1,500 spent in bonus categories each quarter. Simply activate your bonus every 3 months when the categories change
  • Unlimited 1% Cash Back on all other purchases
  • Cash Back rewards never expire

With no annual fee, all these cash rebates cost you nothing as long as you pay the balance in full after first six months, so spend responsibly.

Apply here for the Chase Freedom credit card.

As a cautionary note, when Chase issues you a credit card, Chase and its affiliates may share information about you among its affiliates in order to offer products and services of interest to you.

If you would prefer that Chase does not share information from your application, credit bureaus or third parties, please call Chase at 1-888-868-8618.

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Charter One Accelerator Rewards Platinum MasterCard

Posted on March 6, 2012 by Shopper

Earn 10% cash back for the first 90 days upon account opening on all gasoline purchases.

Charter One Accelerator Rewards CardAlso benefit from an offer to transfer balances at an introductory 0% APR for the first 12 months.

There is however an upfront balance transfer fee, with a minimum charge of $10.

The CharterOne Platinum MasterCard is available at no cost to you and you can cancel any time.

After 90 days you continue to earn:

• A full 2% cash back every time you purchase gasoline, every brand, nationwide at any gas station
• A full 1% cash back on every other purchase you make with your card
• Cash back checks are issued in increments of $50

Other perks included at no charge to you are:

• No Annual Fee
• 21-day, interest-free grace period on purchases
• Free Online Account Access – 24 hours a day, 7 days a week
• Extended Warranty Protection
• MasterRental Insurance
• 0% liability for any transactions resulting from a lost or stolen card – including online transactions
• Year-End Account Summary

Apply here for your Charter One Accelerator Rewards Platinum MasterCard.

About Charter One

In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island.

Citizens Financial Group, Inc. is a $132 billion commercial bank holding company, which is headquartered in Providence, RI, and through its subsidiaries has more than 1,500 branches, approximately 3,900 ATMs and more than 20,900 employees.

It operates its branch network in 12 states and has non-branch retail and commercial offices in about 40 states.

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Charter One Platinum MasterCard

Posted on March 6, 2012 by Shopper

0% APR on balance transfers for the first twelve months.

MasterCard from Charter One BankHowever there is an upfront 3% balance-transfer fee, with a minimum charge of $10.

The CharterOne Platinum MasterCard is available at no cost to you or do pay any annual fee, and you can cancel it at any time.

You have a 27-day grace period to pay off your purchases in full, or pay rates as low as 13.99% if you decide to carry a balance.

Other perks include:

  • Travel accident and baggage delay insurance.
  • Auto rental insurance for collision, loss or damage to your rental vehicle.
  • Emergency Travel Assistance for jumpstarts, towing, gas, delivery and tire changes.
  • $0 liability for lost or stolen cards.
  • No over-limit fee

The CharterOne Platinum MasterCard does not offer rewards or points.

Apply here for your Charter One Platinum MasterCard.

About Charter One

In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island.

Citizens Financial Group, Inc. is a $132 billion commercial bank holding company, which is headquartered in Providence, RI, and through its subsidiaries has more than 1,500 branches, approximately 3,900 ATMs and more than 20,900 employees.

It operates its branch network in 12 states and has non-branch retail and commercial offices in about 40 states.

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DSW Rewards Card

Posted on March 5, 2012 by Shopper

What is DSW Rewards Card?

Designers Shoe WarehouseDSW Rewards Card is a free loyalty program that allows members to earn points with every purchase.

Earn enough points and you’ll get a DSW Rewards certificate for $10 off your next purchase in stores
or online.

What’s included with a DSW Rewards membership?

As a member, the benefits are fantastic!

  • Points you earn go toward DSW Rewards certificates
  • Double Points events
  • Advance notice of promotions
  • A special birthday certificate
  • My Rewards delivers the account information you need plus the fashion news you love, straight to your inbox
  • Your own My DSW Rewards page at dsw.com where you can track your points
  • Member-only exclusives like free shipping!
  • The opportunity to earn even more benefits with DSW Premier Rewards

Do points ever expire?

Yes. Unredeemed points expire 24 months after they are earned. They will then be deducted from your balance. DSW will notify you by email prior to expiration.

What is a Premier member and how do I become one?

DSW Premier Rewards members are our most loyal shoppers and receive an incredible list of benefits:

  • Free, next-day shipping
  • Premier Bonus Points: earn 50% more points with every purchase
  • Premier Choice Cards: two cards get you one Triple Points day every six months so you can really let the points pile up
  • Premier Priority Attention gives you our best level of customer service

How can I become a DSW Premier Rewards member?

DSW Rewards members who earn 6,000 qualifying points in a calendar year (between January 1 and December 31) qualify for DSW Premier Rewards.

When I return my purchase do I get my certificate back?

If you are able to exchange the item, it is still valid for the item you’ve exchanged for. Unfortunately, if you are only making a return, your certificate will no longer be valid.

Can you combine my memberships since I have more than one?

Absolutely. Just call Customer Service at 1.866.DSW.SHOES.

Why didn’t I get a birthday coupon this year?
There’s a good chance we haven’t seen you in awhile. As long as you shop with us in store or online at least once a year, we’ll be sure to send you a birthday certificate.

If I’m a Rewards member can I get free shipping?

Yup, you sure can. All Rewards members receive free shipping by spending $35 or more. Just type in the shipping offer code at checkout. You’ll see it advertised on the dsw.com homepage. And if you’re a Premier Rewards member, next-day shipping is always free!

How do I cancel my Rewards account?

Contact Customer Service at 1.866.DSW.SHOES to unsubscribe, but please know that we’ll miss you.

Can all members bank their points?

This benefit is exclusive to our Premier Rewards members. So just keep shopping towards that Premier status.

How are base points are calculated?

You’ll earn 10 Base Points per dollar spent on regularly-priced merchandise, and 5 Base Points per dollar on clearance merchandise. A $10 Rewards certificate is issued when you reach 1,500 points.

What are DSW Bonus Points?

Bonus Points are member extras that can help you earn Rewards certificates faster. You will be notified by email of these events. Bonus Points do not count toward qualification for membership in DSW Premier Rewards.

What are DSW Double Points?

If you give us your email address, we’ll notify you of Double Points events, an opportunity to earn 10 Base Points + 10 Bonus Points to the dollar on regularly priced merchandise, and 5 Base Points + 5 bonus points to the dollar on clearance items.

There are two Double Points events per calendar year. Bonus Points earned during Double Points do not count toward qualification for membership in DSW Premier Rewards.

What are qualifying points?

Qualifying points are the Base Points earned on every purchase. They’re valid from January 1–December 31 and do not roll over year to year. When you earn 6,000 qualifying points in a single calendar year, you automatically reach DSW Premier Rewards membership status.

What kind of points do I need to earn DSW Rewards certificates?

Base and Bonus Points both count toward Rewards certificates. However, only Base Points are counted toward qualification for membership in DSW Premier Rewards

What happens to any leftover points after a Rewards certificate has been earned?

These are the first points counted toward your next $10 Rewards certificate.

How can I be sure I’m getting points for my purchases in stores?

Online: Link your DSW Rewards member number to your dsw.com account online just once, and you’ll never need to worry about it again. Then whenever you shop dsw.com, just log in and you’ll earn Rewards Points with your online purchase.

In DSW stores: There are two easy options for ensuring you earn points. Either show DSW Rewards membership card to the cashier, or tell the cashier your telephone number or mailing address, and he or she can look it up.

How soon after my purchase are points added to my balance?

For in-store purchases, points will be applied within 24 hours. For online purchases, points are not applied until your order has been shipped. Bonus points can take 2-3 weeks to be applied to your balance.

What if I think there’s been a mistake with my points balance?

First, make sure you’ve waited long enough. It can take several days for points to show up in your balance. If there is a mistake, just contact Customer Service at 1.866.DSW.SHOES.

What happens to my points if I return merchandise?

The point value of your return is deducted from your balance.

Can I save my points instead of receiving a Rewards certificate every time I get to 1,500?

Sure! This is called Points Banking, but it’s only possible if you’re a DSW Premier Rewards member.

Do I earn points when I redeem Rewards certificates?

You’ll earn points on every dollar you spend that exceeds the certificate value (excluding tax). Your certificate savings do not earn points.

Do I earn points on tax or shipping?

Sorry, you only earn points on the actual product.

Do I earn points for the purchase of DSW Gift Cards or DSW e-Gift Cards?

No. When you buy a DSW Gift Card or e-Gift Card, you are converting your money into “store cash” for someone else to spend. If the recipient of the gift is a DSW Rewards member, that person will earn points when redeeming the card. It’s like two gifts in one!

What is DSW Premier Rewards?

For our most loyal customers, Premier Rewards makes it possible to earn points much faster than with basic membership and you’ll get free, next-day shipping.

In addition:

  • Premier Bonus Points: earn 50% more points with every purchase
  • Premier Choice Cards: two cards get you one Triple Points day every six months so you can let the points pile up
  • Premier Priority Attention gives you our best level of customer service

How can I become a DSW Premier Rewards member?

DSW Rewards members who earn 6,000 qualifying points in a calendar year (between January 1 and December 31) will qualify for DSW Premier Rewards.

How do I know if I’m close to earning membership in DSW Premier Rewards?

Go to dsw.com to access your membership information and see how many qualifying points you’ve earned.

Once I’ve qualified, how quickly do I begin receiving Premier benefits?

Just one shopping day after you qualify, you’ll receive your benefits on purchases made with your membership.

For in-store purchases, please allow 24 hours for points to be posted to your Points History page.

For online purchases, the points will be posted once your dsw.com order has been shipped.

How long will I have DSW Premier Rewards benefits?

Your DSW Premier Rewards benefits will last from your qualifying date through the end of the following calendar year.

What are Premier Bonus Points?

Premier Bonus Points earn you 50% more points per dollar – 15 points per dollar on regularly-priced merchandise and 7.5 points per dollar on clearance merchandise.

How many points will I earn per dollar on Triple Points days?

On regularly-priced purchases, you will earn 35 points per dollar: 10 base points per dollar x 3 (for triple points) + 5 Premier Bonus Points. On clearance merchandise, you will earn 17.5 points per dollar: 5 base points x 3 (for triple points) + 2.5 Premier Bonus Points.

Does DSW count extras, such as Premier Bonus Points and Triple Points, toward Premier Rewards membership?

Only Base Points are counted toward DSW Premier Rewards membership. But you will find that you accumulate points to Rewards certificates much, much faster.

What’s so special about Premier Priority Attention?

If you’ve reached Premier Rewards status, you’re clearly one of our best customers. So we’ve reserved a special email address and phone number just for you. If you need us, you can reach us quickly and receive a personal response.

What are Premier Choice cards?

As a Premier Rewards member, you’ll receive two, Triple Points days per calendar year. (You’ll get 1 or 2 cards total, depending on when you reach Premier status.)

Premier Choice cards are what you use to earn Triple Points on your purchase during the Triple Points promotion.

Each Premier Choice card is valid for six months (redeemable during the date range printed on each card; January-June and July-December), so you’ll have plenty of time to choose which day to earn Triple Points.

You will receive new Premier Choice cards each year you qualify for DSW Premier Rewards.

Can Premier Choice Cards be redeemed any day I choose?

Not quite, but you’ll have plenty of time. Premier Choice cards must be used during the date range printed on each card. In addition, cards cannot be redeemed during Bonus Points events.

Can I save up points instead of receiving a Rewards certificate every time I get to 1500 points?

Sure can. As a DSW Premier Rewards member, you can opt for a benefit called Points Banking.

Once you’ve earned a certificate, we’ll hold on to it until you request it. To get more information and to set up Points Banking, go online at dsw.com and follow the on-screen instructions.

Why do I have a personalized DSW Premier Rewards card?

We like to recognize our best shoppers! The card acknowledges your special status but your member number stays the same.

Do I have to carry my personalized card?

You don’t need a membership card to shop online or in-store, but you do need to identify yourself as a DSW Premier Rewards member to be sure that you earn Rewards Points when you do shop.

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