Wells Fargo Archives - CREDIT CARDS

Introducing the new Wells Fargo Active Cash Card, that’s one of the best cashback credit cards on the market today.

It gives cardholders a generous $2 cashback per $100 spent everywhere Visa is accepted.

0% APR Financing Offer

Pay no interest for the first 15 months upon opening the account. You can make that purchase you dreamed of, but could not quite afford until now. Minimum monthly payments must be paid to avoid interest charges.

Cashback Rewards

Save on every purchase you make by getting $2 cashback per 100 dollars you spend on eligible items using this credit card.

Qualifying purchases include,

Merchandise
Dining
Shopping
Entertainment

Redeem Points

What makes the Wells Fargo Cash Wise Visa Card one of the best cashback credit cards? The ATM option is shown on the list below. You can cash in your points starting at a minimum of $20, using any of the following choices,

Cash redemption via check in $25 increments.
Direct deposit into your Wells Fargo savings or checking account.
As a credit to a qualifying Wells Fargo loan.
At the Wells Fargo Rewards portal, you can
- Buy gift cards for Apple, McDonalds, Hulu, etc.
- Buy merchandise, dining, entertainment
- Participate in auctions
- Download digital products
- Browse special limited-time offers
- Pool rewards with other Wells Fargo cardholders.

Other Features

Wells Fargo mobile app
Make purchases using Apple Pay and Android Pay
Exclusive savings with Wells Fargo Offers
Change payment due date
Add authorized users
Free FICO score updated monthly
Overdraft protection with linked checking accounts
Fraud Protection
Rapid alerts on spending
Cellular phone protection (details on Wells Fargo site)
Roadside assistance hotline
Car rental loss and damage insurance
Travel Insurance
Warranty extension

Fees and Rates

Annual Fee: $0
Grace period: payment on purchases is due 25 days after the close of the previous billing cycle
APR on purchases: 20.24% to 29.99% after the 15-month introductory offer of 0%
APR on balance transfers: 20.24% to 29.99% after the 15-month introductory offer of 0%
APR on cash advances: 29.99%
Fee on balance transfers: 5% ($5 min) after introductory offer 3%
Fee on cash advances: 5% ($5 min)
Fee for foreign transaction: 3%
Fee for late payment: up to $40

Wells Fargo Rewards Card has introductory 15-month no-interest financing on purchases which helps users manage their bills. Many other credit cards have similar features, however, it has a slight twist on redeeming their reward points.

What separates this card from the pack

The Wells Fargo Rewards Card lets cardholders redeem their rewards as cash at a Wells Fargo ATM, subject to a $20 minimum withdrawal.

5% rewards on grocery, gas, and drugstore purchases for the first 6 months

The rewards pile up fast on essential purchases during the introductory period. What’s even better is spreading out the payments over 15 months at no interest. That’s two great features in one package.

Consolidate credit card balances with 0% introductory APR on transfers for 15 months.

A $6,000 balance at 20% would set you back over $1,000 in interest payments over 12 months. The 3% transfer fee makes a dent of $180 upfront, but the net savings are still substantial. Ask a professional financial advisor about all the long-term pros and cons.

After the introductory period, the rewards drop down to a flat 1% on eligible purchases

Not great, but convenient would describe the ongoing rewards system. The Go Far Rewards feature has definite advantages for the savvy redeemer. Don’t voluntarily close out the Rewards Card because that might lower the credit score. It still has many useful features when used wisely.

The Wells Fargo Visa Rewards Card includes at no cost:

$0 annual fee
All Wells Fargo Credit Cards automatically protect you from liability for unauthorized transactions when you report them promptly.
Limited free smartphone protection from damage or theft
For Visa customers. Get fast text and email alerts for monitoring spending, tracking purchases, and receiving notifications of irregular or suspicious activity.
A Wells Fargo credit card with chip technology offers enhanced security features.
Protect your Wells Fargo Visa card with a unique password for online shopping.
Dispute resolution on damaged goods or misrepresentations
Monthly statements to track expenses

Quotes on dealing with stress may help calm the spirit and strengthen the body.

“The grass is not ‘greener’ on the other side – it is just another shade of green.”
― Annika Sorensen, Take Stress from Chaos to Calm

CREDIT CARDS

Choose the right credit card for you

Tag Archives: Wells Fargo

Wells Fargo Active Cash Card

0% APR Financing Offer

Cashback Rewards

Redeem Points

Other Features

Fees and Rates