Free checking account with card
U. S. Bank credit card holders qualify for a free U.S. Bank Gold checking account.
The U.S. Bank Platinum Visa Card offers new account holders 0% introductory APR on purchases and balance transfers (3% balance transfer fee applies) for the first 15 billing cycles and after that, a variable APR, currently 9.99% – 23.99%, based on their creditworthiness.
Also online banking customers receive a free Experian Credit Score, at no cost to them.
In addition the U. S. Bank credit card comes with:
- No annual fee
- Automatic bill pay so cardholders never miss a payment
- U.S. Bank Overdraft Protection can automatically transfer funds from your U.S. Bank Visa Platinum account into your checking account to prevent embarrassing and costly bounced checks.
- Zero fraud liability
- Worldwide Visa acceptance
- Free online account access
- Verified by Visa online shopping protection
- Travelers get complimentary auto rental insurance when they charge the entire car rental on the U.S. Bank Visa Platinum Credit Card and decline the rental company’s collision damage waiver option
- Grace period of 24-30 days to decide if you want to keep or return your purchase before payment is due
- No over-limit fee
A complimentary U.S. Bank Gold Checking Package is included for U.S. Bank credit card and personal loan customers.
Among its several features are:
- Preferred rates on new loans
- Additional Easy Checking accounts with no monthly maintenance fee
- Access to our Package Money Market Savings account, with special incentives to help you start saving
- Two free non-U.S. Bank ATM transactions per statement period
- Reduced fees for Overdraft Protection transfers
- Free Online + Mobile Banking
- Free Bill Pay
- Free email and text alerts
- U.S. Bank Visa Check Card