Wells Fargo Cash Wise Visa Card

Wells Fargo Cash Wise Visa CardIntroducing the new Wells Fargo Cash Wise Visa Card, which is one of the best cashback credit cards on the market today by giving cardholders a generous $1.50 cashback per $100 spend everywhere Visa is accepted.

As a bonus, during your first 12 months of use, get a generous $1.80 cashback per $100 in purchases when using Android Pay or Apple Pay.

0% APR Financing Offer

Pay no interest on for the first 15 months upon opening the account. You can make that purchase you dreamed of, but could not quite afford until now. Minimum monthly payments must be paid to avoid interest charges.

Cashback Rewards

Save on every purchase you make by getting $1.50 cashback per $100 dollars you spend on eligible items using this credit card.

Qualifying purchases include,

  • Merchandise
  • Dining
  • Shopping
  • Entertainment

Redeem Points

What makes the  Wells Fargo Cash Wise Visa Card one of the best cashback credit cards?The ATM option shown on the list below. You can cash in your points starting at a minimum of $20, using any of the following choices,

  • Cash redemption at Wells Fargo ATMs in $20 amounts.
  • Direct deposit into your Wells Fargo savings or checking account.
  • As a credit to a qualifying Wells Fargo loan.
  • At the Go Far Rewards portal you canGo Far Rewards
    • Buy gift cards
    • Buy merchandise, dining, entertainment
    • Participate in auctions
    • Download digital products
    • Browse special limited-time offers
    • Pool rewards with other Wells Fargo cardholders.

Other Features

  • Wells Fargo mobile app
  • Make purchases using Apple Pay and Android pay
  • Exclusive savings with Wells Fargo Offers
  • Free FICO score updated monthly
  • Overdraft protection with linked checking accounts
  • Fraud Protection
  • Rapid alerts on spending
  • Cellular phone protection (details on Wells Fargo site)
  • Roadside assistance hotline
  • Car rental loss and damage insurance
  • Travel insurance
  • Warranty extension

Fees and Rates

  • Grace period: 25 days
  • Annual Fee: $0
  • Fee on balance transfer (introductory): 3% ($5 min)
  • Fee on balance transfer: 5% ($5 min)
  • Fee on cash advance: 5% ($5 min)
  • Fee for foreign transaction: 3%
  • Fee for late payment: up to $37
  • Fee on returned payment: up to $37
  • APR on balances: 13.24% to 25.24%
  • APR on cash advances: 24.24% to 26.24%

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