AARP Rewards Card from Chase

AARP Rewards Visa Card

The AARP Rewards Visa credit card offers features 3% rebates on gas and dining purchases, and has no annual fee.

As an added incentive new cardholders receive a $100 bonus after spending $500 within the first three months of using the card.

In addition they pay no interest on purchases made during their first 12 billing cycles, if they decide to hold a balance until then 

Though co-branded with the American Association of Retired Persons (AARP), you don’t have to be over 55 or even a member for this credit card.

Upon approval Chase may issue either a Visa Signature Card with a credit line of at least $5,000, or a Visa Platinum Card with minimum credit line of $500. 

In effort to help those in Chase Bank will donate $0.10 for each purchase made at a restaurant to the AARP Foundation towards the support of Drive to End Hunger.

A summary of rates, fees, features and benefits follows below.

Interest Rates

  • Purchases – 0% for 25 days if statement balance is zero
  • Purchases – 17.99% to 24.74% if statement balance is greater than zero
  • Cash Advances – 26.74%
  • Balance Transfers – 17.99% to 24.74% (if available)

Fees

  • Annual Fee: $0.00
  • Balance transfer: 3% ($5 min)
  • Cash advance: 5% ($5 min) or 5% at ATM
  • Foreign transaction: 3.0%
  • Late payment: up to $15 or $35
  • Returned payment: up to $35

Earn Rewards

  • 1 Member Reward point per dollar on eligible purchases
  • 3 Member Reward points per dollar on eligible gas stations or restaurants

Redeem Member Reward Points

  • Minimum to redeem: 2,000 points
  • As a statement credit or direct deposit checking or savings account
  • Gift cards such Walmart, Amazon, and more
  • Travel, including flight, hotels, cruises, etc.

Purchase Services

  • Theft and accidental damage protection, including cell phones
  • Return protection within 90 days of purchase
  • Free extended warranties (up to 2 years)

Travel Benefits

  • Roadside Assistance Hotline
  • Car rental and damage insurance (excludes liability coverage)
  • Global Assist Hotline (doesn’t pay for third-party costs)
  • Travel accident insurance on common carriers

Security Features

  • Fraud Protection
  • Advanced secure chip technology
  • Text alerts

Other Card Benefits

  • Mobile banking
  • Text and/or email alerts on purchases, balances, reminders, etc.
  • Monthly summaries

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