American Express Blue Card
The classic American Express Blue Card provides cardholders a worry-free Amex credit card for everyday use.
Its basic package includes an effective 1% rebate on eligible purchases, some special discounts, monthly and yearly statements to track spending habits, and world-class American Express customer service.
Interest Rates
- Purchases – 0% for 25 days if statement balance is zero
- Purchases – 16.99%, 19.99%, 21.99% if statement balance is greater than zero
- Cash Advances – 26.99%
- Balance Transfers – 14.24% to 25.24% starting on transfer date
- Late payments – 29.99% (for at least 6 months)
Fees
- Annual Fee: $0.00
- Fee on balance transfer: 3% ($5 min)
- Cash advance: 3% ($5 min)
- Foreign transaction: 2.7%
- Late payment: up to $38
- Returned payment: up to $38
Earn Rewards
- 1 Membership Reward point per dollar on eligible purchases
- 2 Membership Reward points per dollar on eligible travel purchase at AmexTravel.com
- Minimum to redeem: 2,000 points
Redeem Membership Rewards
- Cash back on eligible purchases
- Merchandise such as electronics, fashion, home goods
- Online shopping at amazon.com, walmart.com, grubhub.com, and more
- Gift cards
- Travel, including airfare, hotels, luggage
- Entertainment
- Donate to selected charities
Purchase Services
- Theft and accidental damage protection, including cell phones
- Return protection within 90 days of purchase
- Free extended warranties (up to 2 years)
Travel Benefits
- Roadside Assistance Hotline
- Car rental and damage insurance (excludes liability coverage)
- Global Assist Hotline (doesn’t pay for third-party costs)
- Travel accident insurance on common carriers
Security Features
- Fraud Protection
- Advanced secure chip technology
- Text alerts
Amex Card Benefits
- Exclusive savings with Amex Offers
- Amex mobile app
- ShopRunner program members receive free 2nd-day shipping from participating merchants.
- Guaranteed savings off MSRP on new vehicles using the TrueCar service, with some dealers allowing cardholders to place the entire purchase on their Amex card, up to their credit limit
- Entertainment Access for cardholder-only events and places
- Monthly and annual summaries
- Free authorized users cards
For all the fine print and application visit the American Express Blue Card site.