The American Legion MasterCard has been changed to non-branded USAA credit cards.
These credit cards include the following five choices:
- USAA Rewards™ American Express® Card
- Cashback Rewards Plus American Express® Card
- USAA Rewards™ Visa Signature® Card
- Preferred Cash Rewards Visa Signature® Card
- USAA Rate Advantage Visa Platinum® Card
USAA Rewards™ American Express® Card
- 3X points on dining out
- 2X points on gas and groceries
- 1X points on all other eligible purchases
- 2,500 bonus points after first purchase
- No annual fee
- APR from 9.90% to 25.90%
- No APR penalty
- No minimum interest charge
- No over credit limit fee
- No foreign transaction fee
- 3% balance transfer fee
- 3% cash advance fee, which is waived if transferring to USAA deposit account
- Purchase protections for items lost, stolen or damaged within 90 days of purchase
USAA Cashback Rewards Plus™ American Express® Card
- 5% cash back on first $3,000 in combined gas station and military base purchases per year
- 2% cash back on first $3,000 in grocery purchases per year
- Unlimited 1% cash back on all other eligible purchases
- No annual fee
- APR from 11.90% to 25.90%
- No APR penalty
- No minimum interest charge
- No over credit limit fee
- No foreign transaction fee
- 3% balance transfer fee
- 3% cash advance fee, which is waived if transferring to USAA deposit account
- Purchase protections for items lost, stolen or damaged within 90 days of purchase
USAA Rewards™ Visa Signature® Card
- 2X points on gas and dining out
- 1X points on all other eligible purchases
- 2,500 bonus points after first purchase
- No annual fee
- APR from 9.90% to 25.90%
- No APR penalty
- No minimum interest charge
- No over credit limit fee
- No foreign transaction fee
- 3% balance transfer fee
- 3% cash advance fee, which is waived if transferring to USAA deposit account
USAA Cash Rewards Visa Signature® Card
- 1.5% cash back on all other eligible purchases
- No category restrictions
- No annual fee
- APR from 11.90% to 25.90%
- No APR penalty
- No minimum interest charge
- No over credit limit fee
- No foreign transaction fee
- 3% balance transfer fee
- 3% cash advance fee, which is waived if transferring to USAA deposit account
USAA Rate Advantage Visa Platinum® Card
- No rewards
- No annual fee
- APR from 6.90% to 23.90%
- No APR penalty
- No minimum interest charge
- No over credit limit fee
- No foreign transaction fee
- 3% balance transfer fee
- 3% cash advance fee, which is waived if transferring to USAA deposit account
To be eligible for a USAA credit card an applicant has to be currently on active duty, serving the United States honorably, anywhere in the world, or have served honorably during any of the eligible war eras.
USAA stands for United Services Automobile Association. Per wikipedia, “USAA was founded in 1922 in San Antonio by a group of 25 U.S. Army officers as a mechanism for mutual self-insurance when they were unable to secure auto insurance because of the perception that they, as military officers, were a high-risk group. USAA has since expanded to offer banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families.”
dear sir I would like to apply for a america platinum card also.I am a vet,and retired. address 5225 Carr Stone Rd, Cedar Grove NC 27231
Dear Sir,
For the American Legion Credit Card online application click here. More information on American Legion benefits can be found here.
Remember you first need to become a Legionnaire to get their card. Find out more about the American Legion and how to enroll at their website.
For you convenience, the page on becoming an American Legion member is here. Click the click here to join button.
Good luck and God Bless.
1/4/12
Dear sir, I have had (american legion visa card) for sometime however on my Renewal i didn’t get the same (Image)on the new card (ARMY). So how can I get the Image now.
Thank You
Robert L Morrow
American Legion switched to USAA Bank to issue a co-branded card. The previous images were replaced with new ones you can select from.
Wonderful web site. Plenty of helpful information here.
I’m sending it to a few friends ans additionally sharing in delicious. And obviously, thanks for your effort!
can u send web site so I can sign in to go paperless thank
Create an American Legion user account at https://www.legion.org/user/register and go to the credit card link to sign for the paperless option.
I AM A VETERAN DURING THE VIETNAM WAR ERA. I HAVE LESS THAN PERFECT CREDIT I WOULD LIKE A CREDIT CRD WITH 2,000LIMIT. IWOULD LIKE TOPAY LESS THAN 25% INTEREST WHAT DO YOU RECOMMEND,
Glad to hear from you. Staying under 25% APR may not be that easy. Of the major card issuers Discover Card is the simplest route. I would call them first at 800-347-2683 to find out if they have what you want. I found talking to a good rep could help bend the rules if that’s needed. An other bank to try is First Citizens since their Smart Option card APR is 15.24% to 24.24% max. Their website is firstcitizens.com and phone number is 888-323-4732. The hassle of getting in touch with a real person is usually worth it.
The best route for a veteran is joining one of the military-focused credit unions(CUs). The Veterans Benefits Banking Program at https://veteransbenefitsbanking.org/ lists a bunch of banks and credit unions that specialize in catering to veterans. Generally credit unions offer lower APRs than banks. For instance none of the credit cards from Navy Federal Credit Union charge more than 18% APR. Among the 59 CUs or Federal Credit Unions(FCUs) VBBP lists are 1st Advantage FCU, Air Academy CU, Andrews (Air Force Base) FCU, Bragg Mutual FCU, Hanscom FCU, Kirtland FCU, Langley FCU, State Department FCU, Travis FCU. The 1st Advantage FCU APR ranges between 13% and 17.95%, while the Langley FCU standard card APR starts at 18%. Quite a difference between them.
In today’s turbulent times getting a great deal on a credit card isn’t easy. Hopefully one of the options listed above fits your needs.