AT&T Universal Card

AT&T Universal Card Replaced
by AT&T Access Card


The following information is for archival purposes only


AT&T Universal Personal CardNew AT&T Universal Card holders used to receive a generous 10% rebate during their first 12 months and 5% thereafter on every dollar spent on eligible AT&T products and services that match the amount spent on other purchases.

Why gamble in the stock market or settle for low savings rates, when AT&T Universal Savings and Rewards MasterCard will pay you a guaranteed 10% on qualified AT&T purchases in the first year? You can earn up to $350 per year on this feature alone!

You pay absolutely no annual fee and new AT&T Universal Savings and Rewards card members receive an introductory 0% APR on balance transfers for 12 months from date of first transfer, though a 3% upfront balance transfer fee applies.

For purchases other than AT&T items,

  • Earn 10,000 bonus ThankYou Points after you make $500 in purchases within 3 months of account opening.
  • 1 ThankYou Point for every dollar you spend on non—AT&T purchases
  • Rewards offered through ThankYou Rewards
  • Redeem your points for everything from electronics and sporting goods to vacation getaways and merchant gift cards.

Zero percent interest on balances paid in full every billing period and a variable APR if you decide to keep a balance (for accounts in good standing).

Plus receive peace of mind that you’ll never pay for any unauthorized charges on your AT&T Universal Card.

At no additional charge you receive:

  • Up to 30 free phone minutes each month good toward U.S. Domestic and International calls
  • Use your AT&T Universal Card at millions of locations around the globe
  • Charge plane, train or bus tickets to your AT&T Universal Platinum or AT&T Universal Rewards Card and you are automatically covered for Common Carrier Travel Accident Insurance
  • Get help in replacing lost or stolen airline tickets and travel documents, as well as emergency cash
  • Medical and Legal referrals are available worldwide.
  • Protects most items purchased against theft or accidental damage, up to $1,000 on AT&T Universal Platinum or AT&T Universal Rewards MasterCard cards and up to $500 on AT&T Universal Platinum or AT&T Universal Rewards Visa cards, for up to 90 days from date of purchase
  • Extends the manufacturer’s original U.S. warranty (of one year or less) up to one additional year for most items purchased entirely with an AT&T Universal Savings MasterCard
  • Encounter a billing issue with merchandise you charged? We’ll work with you and the merchant to settle the dispute.

AT&T Universal Card is presently a Legacy Card

2 thoughts on “AT&T Universal Card

  1. Call AT&T Universal Card Customer Service at 1-800-423-4343 and report it immediately. In case you have monthly recurring payment, such as utility bills or stores, contact them with your NEW AT&T Universal Card number when you receive the replacement card.

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