All posts by Leonard Kreicas

American Chemical Society Cash Rewards Mastercard

American Chemical Society Platinum Plus Mastercard
Support ACS

American Chemical Society’s Cash Rewards Mastercard from Bank of America offers an introductory 0% APR on purchases and balance transfers made within the first 60 days of account opening for the first 12 billing cycles to members of the American Chemical Society.

As an additional incentive Bank of America gives an online $200 cash rewards bonus after making at least $500 in purchases within the first 90 days of opening the account.

Cardholders receive generous cash rewards on every eligible purchase:

  • 1% on most items
  • 2% at grocery stores and wholesale clubs
  • 3% on gas

Founded in 1876, the American Chemical Society (ACS) is the world’s largest scientific society with more than 161,000 members. A nonprofit organization, chartered by Congress, ACS is one of the world’s leading sources of authoritative scientific information lead by The Journal of the American Society and Chemical Abstracts (the largest collection of substance information and the most comprehensive, high-quality chemistry databases available).

Offered exclusively by Bank of America, the WorldPoints® program lets you choose your rewards for among merchandise, gift cards, cash, travel, charities and Ultimate access®. Additionally purchases at WorldPoints Mall get up to 10 times the points normally earned.

There is no annual fee for this card and offers zero liability for unauthorized charges, plus purchase protections for items lost, stolen or damaged within 90 days of purchase.


  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (min $10)
  • Cash Advance Fee: 5% (min $10)
  • Foreign Transaction Fee: 3%
  • APR Intro: 0% for 12 months
  • APR Revolving Balance: 14.99 to 24.99%
  • APR Balance Transfer Intro: 0% for 12 months
  • APR Balance Transfer: 14.99 to 24.99%
  • APR Cash Advances: 26.99%
  • Fraud Protection: yes
  • Warranty Extension: yes
  • Price Protection: n/a
  • click here for application (ACS member ID needed)

Amway Visa Card

The  Amway Visa Credit Card for their Independent Business Owners (IBOs) has been discontinued.

The information below isfor archival purposes only.

amway visa0% financing on purchases for one year and no annual fee with your new Amway credit card.

The Amway Visa Card from Bank of America charges zero percent on purchases for the first 12 billing cycles.

The credit card also pays rewards for net purchases with your credit card provided a minimum of Point Value and Business Value are met.

Amway, under the Independent Business Owners Program, awards:

  • 1.8% Point Value and 3% Business Volume for each dollar of qualifying net purchases at Amway
  • 1.25% Point Value and 2% Business Value for each dollar of net purchases at other merchants

A Total Security Protection Package is included with the card at no cost to you.

Plus complimentary online banking service for convenient and secure information on your account 24 hours a day, 7 days a week.

Pay the minimum due each month and watch your cash grow for a year. Of course the balance must be paid in full after the first year to avoid any further interest charges.

For details on this generous 0% interest credit card promotion contact Amway via email at their customer service at

Resources and reference links about the Amway Visa Card

Amway VIsa Credit Card Review – Formerly Quixtar Visa Review – Is It A RipOff?
“A card that is targeted to the Amway IBO to help earn more PVs and BVs. However, whether you get anything back depends on your business performance and not your credit card spending. In our opinion, we recommend Amway IBOs avoid this card and get a regular cash back card instead.”

Amway Global Visa Credit Card
“In conclusion, the Amway Global Visa credit card can be a powerful monetary resource for those who don’t have the money to start Amway on their own. And, if you’re still deciding what business you should start, the Amway Global card will help you find the answer.”

Amway credit card?
“Like one of the other posters said, many IBOs get the Amway credit card because it’s touted as another way for them to rack up their 100 PV per month and thus qualify for a bonus check. I looked into this when I was involved with Amway.”

Amway Business Reference Guide
“Use this guide to discover how to earn income. Read the Rules of Conduct and find helpful business information.”

IBOs and Amway North America
“Is it really possible for someone to attain Diamond? The opportunity is the same for everyone who starts this kind of independent business. That’s because the Independent Business Owner (IBO) Compensation Plan is structured to provide an even playing field for everyone.”

My Place Rewards Credit Card

Gymboree The Children's Place Card

You’ll receive a 20% discount instantly on all purchases made with your card at Children’s Place, Gymboree stores, Gymboree Outlet stores or – even sale merchandise!

Besides that The Children’s Place/Gymboree card members

  • Receive exclusive special offers for store merchandise throughout the year
  • The chance to win one of two $500 store gift cards given away each month


  • Use your My Place Visa card and you’ll earn 1% rewards and save money with Visa merchant offers. The more you spend, the more you earn!
  • Pay your bills online – Earn rewards even faster when you take advantage of this easy, fast and secure way to pay bills online.
  • Protect and manage important purchases made with your Visa card. Call 800-551-8472 to register your purchases. For faster filing or to learn more about the Visa Warranty Manager service, go to Either way, you’ll receive:
  • Convenient electronic storage of all your warranty information in one easy-to-access place.
  • Extended Warranty Protection: Doubles the period of repair service under the manufacturer’s written U.S. warranty up to a maximum of one (1) additional year on many items of personal property which have a valid original manufacturer’s written U.S. repair warranty of three (3) years or less and which you have purchased entirely on your eligible Visa card.
  • The option to extend your coverage with an Extended Service Agreement.
  • Covers you automatically up to $250,000 coverage, at no extra cost, when you purchase a ticket for travel on common carriers.
  • Receive auto rental coverage at no extra cost for damage due to collision or theft.
  • Travel and Emergency Assistance Services to help you coordinate medical, legal, and travel services when you’re away from home.
  • Get a replacement card or emergency cash, usually within 24 hours, if you report your card as lost or stolen.

All of these features are available to you at no cost or annual fee whatsoever, as long the balance on the card is paid in full every month.

Fuel Rewards MasterCard

Save money on gas with a Fuel Rewards MasterCard


  • Earn a total of 25¢/GAL for every $100 spent when using your Fuel Rewards MasterCard and shopping at participating grocery locations or shopping online through
  • Earn a total of 10¢/GAL for every $100 spent when using your Fuel Rewards MasterCard and shopping at non-participating grocery locations, dining out, on travel or on home improvement.
  • Earn 5¢/GAL for every $100 spent on all other purchases with your Fuel Rewards MasterCard.


  • Gas and convenience store purchases are not eligible to earn Fuel Rewards savings.
  • Fuel Rewards® savings earned through your Fuel Rewards Mastercard® expire on the last day of the month, two months after your rewards post to your Fuel Rewards account.

The points can only be redeemed at participating Shell stations. As an example of what the rewards are worth when filling up for a maximum of 20 gallons.

  • 20 gallons times $0.25 = $5 per $100 spent at the 25¢/GAL promotion or 5% rewards
  • 20 gallons times $0.10 = $2 per $100 spent at the 25¢/GAL promotion or 2% rewards
  • 20 gallons times $0.05 = $1 per $100 spent at the 25¢/GAL promotion or 1% rewards

Kroger and Food for Less are a couple of the participating grocery stores eligible for the enhanced rewards.

This card is issued by Comenity Capital Bank, pursuant to a license from MasterCard International Incorporated.

To apply for the card, first sign up for a Fuel Rewards Loyalty Card and proceed to the MasterCard application page.

Account access is available here.

In addition MasterCard provides the following benefits:

  • Itemized transaction details for tax returns
  • EMV chip technology for safe shopping experiences
  • Zero liability fraud protection
  • MasterCard Secure Code for additional security
  • Extended warranty period
  • Travel benefits
  • Money Smarter program
  • Priceless surprises

All at no cost to you.