All posts by Leonard Kreicas

Citizens Financial Credit Card

Introductory 0% APR for 6 months on new Citizens Financial Credit Card Accounts.

Charter One Accelerator Rewards CardAlso benefit from an offer to transfer balances at an introductory 0% APR for the first 12 months.

There is however an upfront balance transfer fee, with a minimum charge of $10.

The Citizens Financial Credit Card, also known as the Charter One Bank Cash Back Plus World MasterCard is available at no cost to you and you can cancel any time.

After 90 days your Citizens Financial credit card continues giving:

• Earn up to 1.8% on purchases
• 10% rewards purchase bonus (see details)
• Cash back checks are issued in increments of $50

Other perks included at no charge to you are:

  • No Annual Fee
  • No foreign transaction fee
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 120-day price protection
  • MasterRental Insurance
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Apply here for your Charter One Bank Cash Back Plus World MasterCard.

About Citizens Financial Group

In 1828, Citizens Financial Group got its start as a small community bank called the High Street Bank in Providence, Rhode Island.

Citizens Financial Group, Inc. is a $132 billion commercial bank holding company, which is headquartered in Providence, RI, and through its subsidiaries has more than 1,500 branches, approximately 3,900 ATMs and more than 20,900 employees.

It operates its branch network in 12 states and has non-branch retail and commercial offices in about 40 states.

World Wildlife Fund Credit Card

night owl

Get your very own World Wildlife Fund credit card and Bank of America will contribute $5 to the World Wildlife Fund, after your first qualifying transaction.

In addition the World Wildlife Fund receives 0.25% of all retail purchases (less returns). The Fund will also receive $5 upon annual renewal of the card.

Special signing-up bonus for new accounts:
Online-exclusive $100 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.

Added bonus for new account: 0% APR for 12 billing cycles
Applies to purchases and to any balance transfers (balance transfer fee may apply) made within 60 days of opening your account

For your part in helping the World Wildlife Fund, the card pays you in form of a rebate:

  • A minimum, unlimited 1% cash-back on all purchases
  • 2% cash-back at grocery stores
  • 3% cash-back at gas pumps (subject to the first $1,500 in combined grocery store and gas purchases each quarter)
  • Redeem your points for cash-back rebates starting as low as $25
  • Redeem them as a statement credit or a direct deposit into any checking or savings account
  • Bank of America preferred customers earn an 10% to 75% bonus every time they transfer their rewards into a Bank of America checking or savings account (contact bank at 1.888.888.7937 for details)

Plus there are more services and discounts:

  • No annual fee
  • No expiration date on rewards and no changing categories
  • Zero liability fraud protection
  • Top-of-the-line security during online access
  • Around-the-clock text alert service available
  • Never miss a payment with automatic payment option
  • Common Carrier Travel Accident Insurance
  • Extended warranty for some items
  • ShopSafe feature for online purchases
  • Carry the World Wildlife Fund picture in your wallet

Enroll here for your new Bank Of America World Wildlife Fund credit card.

Open a World Wildlife Fund checking account from Bank of America and help show your support through the personalized credit card and/or checks.

British Airways Visa Signature

Venice gondolasPerfect time to save on your vacation or trip to Europe.

For a limited time only, save 10% on your purchase price when you book a British Airways or OpenSkies flight.

Receive a 10% discount on British Airways operated round-trip flights booked through when you use your British Airways Visa Signature card with promotion code: CARDOFFERU.

Flights must be booked with outbound travel commencing from now through 31 December, 2016. The details are available by visiting the offering page.

British Airways Visa

New British Airways cardholders could receive 50,000 bonus points to use towards reward flights.

When you charge $2,000 on the card within the first 90 days you get 50,000 bonus Avios points.


New cardholders receive an additional 25,000 bonus Avios when they spend $10,000 on purchases or 50,000 bonus Avios when they spend a total of $20,000 on purchases within your first year.

The card is available ONLY if you have not had this card and or received a new card bonus in the past 24 months.

British Airways Signature Visa Card gives its users a generous 3 points for every dollar spent on British Airways, Iberia or OpenSkies purchases.

For purchases on other items you still get 1 point for every dollar charged on the card.

Another premium feature is that there no foreign transaction fees when you travel abroad, whereas many credit cards assess a 3% charge simply for using the their card on foreign soil.

As an added perk, for each calendar year $30,000 in net purchases on your British Airways Visa Signature card, you will get a free Travel Together Ticket (valid for two years) for a flight on British Airways.

However you are responsible for taxes, fees and carrier charges, which are approximately $682-$1250 per adult in economy or $1250 in business class based on travel from Seattle to London.

There is a modest $95 annual membership join the program.

Apply here for details and enjoy terms.