All posts by Leonard Kreicas

American Legion MasterCard

American Legion MasterCard
Support the American Legion

The American Legion MasterCard issued by USAA bank offers an introductory 0% APR on purchases for the first 12 billing cycles after a new credit card account is opened.

Members who enroll in the MasterCard rewards program get 2,500 bonus points after their first purchase and one point for every dollar in purchases, which can be redeemed online at usaa.com.

Members who enroll in the MasterCard cash rewards option receive a generous 1.25% cash back rebate on almost all their purchases.

The points have no limit on the amount they earn and no expiration date.

Cardholders support what The American Legion represents, because with each eligible purchase, USAA Bank makes a contribution to American Legion programs that focus on veterans’ rights issues and their quality of life.

The American Legion MasterCard features

  • No annual fee
  • APR as low as 9.90% for people with excellent credit
  • No APR penalty
  • No minimum interest charge
  • No over credit limit fee
  • Low 1% foreign transaction fee
  • Zero liability for unauthorized charges
  • Purchase protections for items lost, stolen or damaged within 90 days of purchase

TERMS

  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (max. $200)
  • Cash Advance Fee: 3% (max. $200)
  • APR purchase introductory offer: 0% for 12 months
  • APR balance transfer introductory offer: 0% for 12 months (3% fee applies)
  • APR after introductory period: 9.90% to 25.99%
  • APR Balance Transfer after 1st year: 9.90% to 25.99%
  • APR Cash Advances: 9.90% to 25.90%
  • Fraud Protection: yes
  • Warranty Extension: yes

To be eligible for the American Legion MasterCard a person has to be currently on active duty, serving the United States honorably, anywhere in the world, or have served honorably during any of the eligible war eras.

Besides the rewards MasterCard, USAA bank offers other choices of an American Express credit card, Visa credit card, Military Affiliate Card, Secured Cards and Rate Advantage Card (6.90% APR but no rewards).

Redeeming the rewards for cash only gives members $1 for every 100 points after 20,000 points. The table below illustrates payouts for under 20,000 points.

Number of Points Redeemed Gift Certificate / Card Reward Value

3,000

$25

6,000

$50

12,000

$100

15,000

$125

20,000

$200

For travel though, the points can be redeemed at full point value of $1 for every 100 points.

When you apply for the apply for American Legion MasterCard (rewards version) or the American Legion MasterCard (cash rewards version) you will receive one of the three following  cards:

  • World MasterCard
  • Gold MasterCard
  • Platinum MasterCard

In addition USAA bank’s Member Community features an intimate and lively forum where members can have their voices heard and questions answered in a friendly manner.

Dunkin’ Donuts Rewards Card

Get extra rewards with a DD Perks Rewards Card

DDperksWhen a credit cardholder buys the DD Perks Rewards Card with a rewards credit card, they receive rewards from the credit card transaction AND rewards with the DD Perks Rewards card!

Recently Dunkin’ Donuts has announced that its DD Perks rewards program has surpassed the 1 million member mark.

To celebrate, Dunkin’ Donuts is automatically depositing 100 bonus points directly into the accounts of all existing DD Perks members, as well as 100 bonus points to new members who enroll between June 4 and June 10.

Additionally, the lucky customer who is the one millionth DD Perks member will receive free coffee for a year and a personalized Dunkin’ Donuts gift card.

With their DD Perks Rewards members

  • Earn 5 points for every dollar they use the DD Perks Rewards Card
  • Free medium beverage when they join, on their birthday, or after getting 200 points
  • Members-only bonus offers points

If you are Dunkin’ Donuts regular customer, multiply your credit card rewards by earning extra perks with a purchase of the DD Perks Rewards card.

There is no membership fee, but read the fine prints about what purchases qualify and when the points expire.

The card can be bought at your local Dunkin’ Donuts or online at ddperks.com.

Intl Brotherhood of Magicians Credit Card

I.B.M. Visa credit card discontinued

The International Brotherhood of Magicians no longer offers its own credit card.

The information provided below is for archival purposes ONLY!


magicians credit cardThe credit card application offers three types of credit cards:

  1. Maximum Rewards Visa Card
  2. Low-interest Platinum Edition Visa Card
  3. Secured Visa Card

All three cards offer

  • Free FICO® 8 Bankcard Score each month for credit card customers enrolled online
  • Online and Mobile Access
  • Personalize your credit card with your favorite image
  • FirstGuard® worksheet to provide protection against fraud and identity theft
  • Zero Liability for unauthorized charges
  • Purchase Protection protects nearly everything you purchase against theft, accidental damage and fire in the first 90 days after the transaction
  • Extended warranty coverage that doubles most manufacturers’ original U.S. warranties for up to 12 additional months
  • Travel assistance services to cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling
  • $250,000 in travel accident insurance for you and your family, at no extra cost to you, as long as the charges are made for the entire amount on the credit card

In addition the Maximum Rewards and Platinum Visa cards offer an introductory 0% APR on all purchases and balance transfers (3% balance transfer fee still applies) for the first 12 billing cycles after your account is opened.

The International Brotherhood of Magicians is the world’s largest organization of magicians, with members in 88 countries.

Founded in 1922 by Len Vintus and Gene Gordon, the I.B.M.’s membership today includes the top professional magicians and thousands of enthusiastic hobbyists from all walks of life.

The I.B.M. offers incredible member benefits, including a 160-page monthly journal packed with information about the art of magic, local monthly meetings in hundreds of cities around the world, and an annual convention featuring the most diverse and talented performers imaginable.

Iberia Bank offers low 7.25% APR

Low 7.25% APR on purchases with the Iberia Bank Classic Visa Card

iberia bank credit card

The Iberia Bank Classic Visa Card offers no rewards or cash back features, but the cardholder pays a very affordable 7.25% APR for applicants with an excellent credit history, while those having lower credit scores would pay still reasonable rates of 10.25% or 13.25% APR.

The Iberia Bank Classic Visa does not charge cardholders any annual fee.

The card best serves people who decide to finance their purchases over time at rates usually lower than personal loans usually offer.

In addition there are no application fees and the cardholder holder names his or her own time frame for repayment of the loan.

Other features of this basic credit card include

 Apply here for the classic Iberia Bank credit card for further details.

In additional Iberia offers an introductory 1.99% balance transfer APR for 6 months on opening an account (a 2% balance transfer fee applies).

The grace period of 25 days is generous, which means you are entitled to try before you pay depending on the retailer’s policy of restocking fees and/or return policies.

Iberia Bank also offers several other credit card choices