All posts by Leonard Kreicas

TCF Platinum Edition® Visa® Credit Card

TCF Platinum Edition® Visa® credit card 0% APR for 12 months on balance transfers

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The TCF Platinum Edition Visa credit card from Chemical Bank features:

  • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened
  • No over-limit fees
  • No annual fee
  • No penalty APR
  • Free FICO score
  • An introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum fee $10)

Making your purchases with a credit card makes more sense than paying with cash when the bill is paid in full every month.

Sometimes you may change your mind about the purchase. Using a credit card gives you additional flexibility in making returns, subject to the merchant’s return policy.

With the TCF Platinum Visa credit card you get these perks for your peace of mind:

  • Try before you pay
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Remember to get the full benefits of the TCF Platinum credit card make your payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc.

Chevron Texaco Visa Card

Receive 10 cents in Fuel Credits per dollar spent on gas purchases at Chevron and Texaco gas stations.

Chevron Texaco Visa CardThis is not a limited introductory offer of a few months, but lasts for as long as you use it, with a limit of $300 in Fuel Credits per calendar year.

For the high-mileage driver, the Chevron-Texaco Visa card is the one to have.

You also get 3 Fuel Credits per dollar spent at Chevron and Texaco locations, as well as one Fuel Credit per dollar for shopping anywhere Visa is accepted.

There is no annual fee, but use the card as needed for maximum advantage, because the Chevron-Texaco Visa Card charges a hefty 23.99% APR on statement balances.

Responsible cardholders will benefit from Fuel Credits on every statement, which will be applied towards the next billing cycle: there is no waiting to reach a $25 or $50 threshold before getting your due.

The Chevron-Texaco Visa card is a no-frills card for the serious commuter because there are no special deals on Travel Benefits such as Discounted Hotel Rates and or Travel Insurance.

However it protects customers with zero fraud liability on their purchases.

As with all credit cards you also benefit by filling up and now paying later, with the additional bonus of having a record of all your fuel purchases in one place.

Neiman Marcus Credit Card

5,000 Bonus InCircle points when you get a new Neiman Marcus credit card and make a purchase on the same day.

High Fashion at Neiman MarcusThe Neiman Marcus credit card is not a general-use card since it is only valid for purchases at Neiman-Marcus, Bergdorf Goodman, Last Call, Horchow and Cusp.

Shoppers earn two InCircle points for virtually every dollar spent and are automatically sent a $100 gift card after every 10,000 points earned — no redeeming is necessary.

Apply for your new Neiman-Marcus and Bergdorf Goodman card and start earning rewards instantly (the card is issued and administered by well-known Capital One).

The Incircle Credit Card offers a large variety of exclusive perks, depending on which circle the cardholder belongs to.

Circle One members receive:

  • Two points for virtually every dollar spent
  • Advance notice of sales and events
  • Exclusive InCircle member-only offers and shopping events

Circle Two members are entitled to

  • $25 Perk Card good for in-store dining, alterations, parking, store delivery, and more
  • Complimentary online shipping
  • Double points on one day of choosing
  • Complimentary gift packaging for purchases over $25
  • the book or Bergdorf Goodman Magazine

Circle Three level members receive an additional $50 Perk Card, and become part of InCircle Access™, which features exclusive travel offers, insider access, and VIP privileges, plus a complimentary service for travel, tickets, fashion, and dining.

Circle Four members get a $100 Perk Card and become part of the “In” crowd with one-of-a-kind private offers such exclusive invites, gift cards, and other goodies.

The President’s Circle membership includes an additional $150 perk card and a very generous 5 points for every dollar spent.

Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur storage, repair and cleaning of shoes, handbags, optical, precious jewelry, monogramming, or valet parking.

If you have any questions about the InCircle credit card, call toll-free 1-888-INCIRCLE (1-888-462-4725) Monday through Friday, from 8 a.m. to 7 p.m. Central time.