All posts by Leonard Kreicas

BP Visa Card

No Annual Fee, Rewards

The BP Visa card gives you 25¢ in cents per gallon rebates for every $100 in purchases made in the first 90 days (except on purchases made at non-BP gas stations).

After the first that you receive

  • 25¢ per gallon rebates for every $100 in purchases made at BP
  • 15¢ per gallon rebates for every $100 on eligible groceries, dining and travel
  • 5¢ per gallon rebates for every $100 you spend everywhere else Visa credit cards are accepted (excluding non-BP gas stations)

bp visa cardPurchases at BP locations include not only fuel, but snacks and other everyday items.

Since there is no annual fee or interest, when you pay the balance in full every month, why not get cash back every time you buy gas at BP and elsewhere?

Rewards expire 12 months after the month they are earned.

Other features a VISA credit card offer are

  • Specials discounts from selected partners such as Fairmont Hotels, Target, Zulily, Jos. A. Bank, Ace Hardware and others
  • Pay bills and track payments for tax time
  • Zero liability on purchases
  • Visa Checkout for safe, secure online shopping with a single sign-in
  • Auto Rental Collision Damage Waiver policy at no-cost
  • No annual fee
  • 21-day interest-free loan to pay for your purchase

BP Visa Card is issued by Synchrony Bank, who may provide you with a BP Visa Signature Card, BP Visa Card or a BP Credit Card.

Note in the fine print of the application, you are agreeing to, “I am providing the information in this application to SYNCB and to BP Products N.A., Inc. SYNCB may provide information about me (even if my application is declined) to BP Products N.A., Inc.(and its affiliates) so that they can create and update their records, and provide me with service and special offers.”

NASCAR VISA Card

Associations

NASCAR enthusiasts can now apply for official  NASCAR VISA card

NASCAR VISA card
Issued by Credit One Bank, the inaugural card design will feature NASCAR official marks and race imagery, with additional designs to be released throughout the season.
Some of the features and benefits include:

  • Earn 1% cash back on eligible purchases and a double cash back bonus at the NASCAR.com store
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
  • Pick your payment due date to fit your schedule
  • Automatic reviews for credit line increase opportunities
  • Free monthly credit score tracking included
  • 24-day grace period

The annual fee varies by credit range as explained below.

CREDIT Rank
 APR ANNUAL FEE
Excellent 16.65% – 22.90% variable APR $0
Average 17.90% variable APR $35 – $75
Rebuilding 19.90% – 23.90% variable APR $75 – $99

Find out if you are eligible for the NASCAR VISA card here. The inquiry will NOT affect your credit score, although your information will be stored forever .

Fill out the form with extreme caution because Credit One will use your profile data whether you are approved for the card or not. The fine print reads,

“I authorize the Bank to obtain and use information about me from third parties and credit reporting agencies to: 1) verify my identity; 2) determine my income, debt and credit eligibility; 3) provide renewal of credit; and 4) present future offers, including extensions of credit. The Bank may retain such credit or other information whether or not I receive a card.”

Furthermore the applicant may receive future offers from bank or its agents that can only be stopped by a written notice to the bank, as spelled out by Credit One Bank.

“You are providing express written permission and consent authorizing us or our agents to contact you at any phone number (including mobile, cellular, wireless, or similar devices) or email address you provide at any time, for any lawful purpose.”

Kardashian Sisters Want Your Money

Terminated

Kardasian Kard

The Kardashian sisters have succeeded in many areas of their lives, but launching the Kardashian Card wasn’t one of them.

“In November of 2010, the Kardashian sisters announced that they would be launching a Prepaid debit card called the Kardashian Kard. After launching their website (http://KardashianKard.com), announcing their fees and launching their product, it was quickly taken off the market due to a firestorm of criticism, including criticism from the Connecticut Attorney General, George Jepsen.”

CNN writes the AG’s name was Richard Blumenthal not Jepsen, and Blumenthal had this to say about the much-maligned card:

“Among the prepaid debit cards now on the market, the Kardashian Kard is particularly troubling because of its high fees combined with its appeal to financially unsophisticated young adult Kardashian fans,” he wrote. “Keeping up with the Kardashians is impossible using these cards.”

Not only did the trio (Kim, Khloe and Kourtney) lose face, they faced a lawsuit from the firm which issued the piece of plastic.

“The trio’s company, Dash Dolls, along with step-dad Bruce Jenner and Kardashian mom Kris Kardashian Jenner were also named in the suit.

“The company, California-based Revenue Resource Group LLC, claims millions were lost after the three backed that [bleep] up and out of the deal.”

Never one to miss a juicy story, Forbes entered into the bashing by labeling the financial product a rip-off.

“Last week, the Kardashian sisters launched a new credit card targeted at teens, one of the worst products to enter the financial market in a long time.

“The card is very expensive and using the Kardashians as financial role models to impressionable teenagers is already being questioned by financial experts around the country.”

Cosmopolitan, UK edition, had a tongue-in-cheek write-up of the defunct card, which may have some value today on ebay as a curiosity.

“Either way, here’s a little relic from 2010 we’d all forgotten about: there used to be a ‘Kardashian Kard’, owned by Kim and her sisters. That’s right, she literally had her own debit card. 

“The Kardashian Prepaid MasterCard allowed you to have to up $250,000 (about £173,000) in a bank account which you could then access by making purchases with the card. It’s kind of like a debit card – you couldn’t spend money you didn’t have. The glitzy card was wildly successful – and when we say that, we mean it was taken off the market after a month.”