All posts by Leonard Kreicas

Kawasaki Good Times Credit Card

Kawaski MotorcycleQualified buyers can ride away on a brand-new Kawasaki with no down payment.

Kawasaki offers up to 100% instant financing on most Kawasaki products with the Good Times Credit Plan or Good Times Credit Card from HSBC.

Apply for the credit card at a conveniently located dealer.

In most cases, the credit approval process takes just minutes and you may be able to add credit insurance, accessories and the Good Times Protection Plan to your contract.

Note that the credit card is only a store brand card and will not be accepted where Mastercard or Visa Card are: it has no use other than at Kawaski dealerships.

Also cardholders must go to their dealer to use it everytime, since it cannot be used online at any Kawasaki web site.

The finance charge for the card is 17.9%, so knowledgable users immediately transfer balances to a card which offers promotional rates of 0% for transfer balances.

While the Kawaski Good Times Credit Card from HSBC gives immediate financing on your Kawaski purchase, beware of its limitations before signing up.

SeaMiles Visa Card

Cruising Lifestyle

SeaMiles Visa Card has been discontinued,
and is not available any longer.

SeaMiles offers the maximum flexibility of any cruise and travel rewards card.

Any Cruise Line — Any Time means you can redeem your SeaMiles on the cruise line of your choice and travel when you want.

And feel confident that the absolute lowest rates for cruises will be confirmed at the time of booking.

In the event a lower rate is offered, you can call within 48 hours of booking and upon confirmation of the lower rate, SeaMiles will match it!

Cruise Lines To Choose From Include:

AMAWaterways is an award-winning European river cruise operator. In addition to its core fleet of ships on Europe’s legendary rivers, they offer destination cruises to Porto River in Portugal, the Rhone River in France, Danube, waterways of Russia and with their new program in South East Asia, exotic waterways in Vietnam and Cambodia are available.

Azamara Cruises is a deluxe cruise line that currently operates two ships. It offers all-inclusive deluxe cruises for the sophisticated traveler.

Carnival FunPoints MasterCard has a fleet of 23 vessels currently in operation. The line calls its ships The Fun Ships, as there is a wide range of activities offered onboard.

Celebrity Cruises has features such as aft-glass dining rooms, formal foyer areas, alternate dining venues, balcony and suite staterooms, large pools and lounging areas, signature bars and lounges, libraries, elegant spas and gyms, and relaxation areas.

Costa Cruises FunPoints MasterCard is an Italian cruise line based in Genoa, Italy. Costa currently operated 14 cruise ships, which all sail under the Italian flag and provide holidays in the Mediterranean, Northern Europe, the Caribbean, the Indian Ocean, The Middle East, South East Asia and South America.

Crystal Cruises is a luxury cruise line with just two medium-sized but high-end ships each holding about 1,000 guests designed for the serious cruiser. It offers a unique World Cruise each year of about 110 days in length.

Cunard is a British-American owned shipping company based out of Southampton, England. It has been the leading operator of passenger ships on the North Atlantic for over a century.

Disney Cruise Line is an American cruise line owned and operated by Walt Disney Parks and Resorts. It currently operates two ships with a third scheduled to sail in 2011 and a fourth in 2012. Castaway Cay is a private island in the Bahamas designed as an exclusive port of call for Disney’s ships.

Holland America Lines Rewards Visa Card headquartered in Seattle, Washington operates 14 ships to seven continents and carries nearly 700,000 cruise passengers a year to many places other cruise neglect to visit.

MSC Cruises is the fourth largest cruise operator in the world with 11 ships currently in operation. It is the leader in the Mediterranean cruise market sailing the region year-round. It also offers seasonal itineraries in Northern Europe, the Atlantic Ocean, the Caribbean, North and South American, the Indian Ocean and South and West Africa.

Norwegian Cruise Line is best known for its Freestyle Cruising concept, which means that there are no set times or seating arrangements for meals, nor is formal attire required.

Oceania Cruises operates three luxury cruise ships on worldwide itineraries. It is currently the world’s largest upscale cruise line, offering gourmet-quality food and amenities.

Princess Cruises Rewards Visa Card has grown to become the third largest cruise line in the world with approximately 1.3 million passengers annually.

Royal Caribbean International has 42 ships in service offering a wide range of schedules and services for its clientele. Each Royal Caribbean ship includes a top-of-ship lounge called the Viking Crown Lounge offering sweeping panoramic views as well as onboard rock liming walls, bars, lounges, spas, gyms a main dining room and alternative dining venues.

Regent Seven Seas Cruises offers luxury cruises to over 300 ports worldwide. Their ships are designed for for a more discriminating group of hundreds of guests, rather than thousands.

Silversea Cruises is a luxury cruise line which has only four luxury, all-suite cruise ships that sail itineraries throughout the globe all year round. The cruise line operates out of Fort Lauderdale, Florida.

Star Clippers have operated since 1991 and has offered sophisticated travelers the ultimate cruising vacation alternative – a tall ship “mega-yacht” experience aboard authentic re-creations of the classic sailing clipper ships that ruled the waves during the 19th century.

Windstar Cruises is a cruise ship line notable for its modern computer-controlled sailing ships. In the summer months the Windstar fleet sails the Mediterranean shores and in the winter months they sail the Caribbean and the Pacific coast of Costa Rica.

The Yachts of Seabourn Fun Points MasterCard is an ultra luxury cruise line from Miami, Florida. The line operates all mega-yachts around the world, from short seven-day Caribbean cruises to exotic 100+ day cruises around the world.

PLUS, when you use your SeaMiles Visa Rewards Card you will earn 4% Cash Back on your total cruise booking.

With the SeaMiles Visa Rewards Card, start earning SeaMiles toward a FREE cruise after your very first purchase.

No Restrictions! No Blackouts! No Fees!

See how easy it is to start earning SeaMiles once you become a member because you get 5,000 bonus points just for becoming a member.

SeaMiles also gives: for every dollar spent with your SeaMiles Visa Rewards Card, Visa and SeaMiles will contribute to the Autism Speaks program.

ASPCA Visa Card

ASPCA Visa Card Is Gone

The information presented below is strictly for archival purposes only and is NOT up-to-date.

ASPCA Visa CardGet ASPCA Visa Card and Bank of America will contribute $100 to the ASPCA, after your first qualifying transaction.

Feel good knowing the ASPCA will get $100, at no cost to you, when you make your first purchase with your new card.

In addition, the ASPCA receives $2 per $1000 thereafter of all purchases made using the now-defunct ASPCA rewards card!

You can show your support of animal rights with the ASPCA logo on your credit card.

Plus Bank of America, in addition to donating to the ASPCA, will give you:

  • An unlimited 1% cash back on all purchases.
  • A total of 2% cash back on grocery and 3% on gas purchases. (Quarterly maximum applies to bonus rewards on grocery and gas purchases)
  • Redeem your points for cash back starting at $25. Earn an extra 10% customer bonus if you redeem the cash into a Bank of America checking or savings account.
  • You can redeem cash rewards as a statement credit, as a direct deposit into any checking or savings account, as a check or towards an eligible mortgage.

As an extra incentive, pay no interest on your purchases for the first twelve billing cycles!

Plus there are more services and discounts for you by using your former ASPCA Visa Card:

  • No annual fee
  • Zero liability fraud protection for fraudulent card transactions
  • Protection for you and your account information with secure online access
  • Around-the-clock fraud protection
  • Common Carrier Travel Accident Insurance
  • Extended warranty
  • Discounts of up to 20% at the Bank of America Mall

Humanitarians may be interested in getting the World Wildlife Fund Credit Card instead.

AT&T Universal Business Card

Universal Card has been discontinued

The information provided below is ONLY for archival purposes.


ATT Universal Business CardFinance your business purchases at no interest for six months with an AT&T Universal Business Card.

Use your card on anything from office supplies to gasoline to dinner with clients.

Purchases are eligible for ThankYouPoints, which can be redeemed for gift cards, merchandise, travel and more and with rewards starting at just 1,000 points, AT&T Universal Card will be helping keep your profitable.

At tax time use the quarterly and annual account summaries, which are categorized by purchase categories and by employees, to simplify filling out your small business tax forms.

Control what your employees spend with individual credit limits for each employee AT&T Universal Business Card.

With no annual fee and zero percent interest on balances paid in full every month, AT&T Universal Business Card makes starting a small business that much easier.