All posts by Leonard Kreicas

Cincinnati Bengals Credit Card

Cincinnati Bengals Credit CardGet a Cincinnati Bengals Credit Card and receive 10,000 First Use Bonus Points as signing bonus.*

The 10,000 bonus points are worth a whopping $100 as a statement credit towards your new account.

As an added incentive new cardholders can pay off their current high-interest credit card balances with an introductory 0% APR balance transfer for 15 months on transfers made with 45 days of account opening (a balance transfer fee applies).

The rewards continue when you use your Cincinnati Bengals Visa Signature Card on everyday purchases.

Each dollar earns 1 point, that are redeemable for statements credits starting at 2,500 points ($25).

All these great perks come free because this Barclaycard has no annual fee.

Bonuses available ONLY with the Barclay NFL card:

  • Bengals and NFL purchases receive double the points as rewards, i.e. $100 purchase gives you 200 points.
  • Use it online at NFLShop.com and get a generous 20% off the price.
  • Cardholders enjoy 0% financing on game or season ticket purchases for six months.

When approved the Visa Signature program gives these features at no cost to you.

  • Free FICO credit score
  • Zero liability on unauthorized transactions
  • Control your card, control your spend lock feature
  • Chip-enabled cards for peace of mind at store checkouts
  • SecurPass code available for online access
  • 24/7 VISA Global Service
  • Warranty manager service
  • Identity Theft Alerts
  • Year-end summary statements to organize your tax deductions

As part of the BarclayCardUS network, iPhone cardholders can leave their card home and shop using their iPhone with ApplePay.

* New cardholders get the bonus in the form of 10,000 First Use Bonus Points after $500 in purchases on the card. The First Use Bonus Points will be posted at the close of the first billing statement after the qualifying purchase.

Cleveland Browns Credit Card

Cleveland Browns Credit CardGet a Cleveland Browns Credit Card and receive 10,000 First Use Bonus Points as signing bonus.*

The 10,000 bonus points are worth a whopping $100 as a statement credit towards your new account.

As an added incentive new cardholders can pay off their current high-interest credit card balances with an introductory 0% APR balance transfer for 15 months on transfers made with 45 days of account opening (a balance transfer fee applies).

The rewards continue when you use your Cleveland Browns Visa Signature Card on everyday purchases.

Each dollar earns 1 point, that are redeemable for statements credits starting at 2,500 points ($25).

All these great perks come free because this Barclaycard has no annual fee.

Bonuses available ONLY with the Barclay NFL card:

  • Browns and NFL purchases receive double the points as rewards, i.e. $100 purchase gives you 200 points.
  • Use it online at NFLShop.com and get a generous 20% off the price.
  • Cardholders enjoy 0% financing on game or season ticket purchases for six months.

When approved the Visa Signature program gives these features at no cost to you.

  • Free FICO credit score
  • Zero liability on unauthorized transactions
  • Control your card, control your spend lock feature
  • Chip-enabled cards for peace of mind at store checkouts
  • SecurPass code available for online access
  • 24/7 VISA Global Service
  • Warranty manager service
  • Identity Theft Alerts
  • Year-end summary statements to organize your tax deductions

As part of the BarclayCardUS network, iPhone cardholders can leave their card home and shop using their iPhone with ApplePay.

* New cardholders get the bonus in the form of 10,000 First Use Bonus Points after $500 in purchases on the card. The First Use Bonus Points will be posted at the close of the first billing statement after the qualifying purchase.

Washington Football Team Credit Card

NFL Extra Points Credit CardNew Washington Football Team credit card members receive 10,000 First Use Bonus Points as signing bonus.*

The 10,000 bonus points are worth a whopping $100 as a statement credit towards your new account.

As an added incentive new cardholders can pay off their current high-interest credit card balances with an introductory 0% APR balance transfer for 15 months on transfers made with 45 days of account opening (a balance transfer fee applies).

Get rewarded with every dollar on net purchases you spend, because using the card you get 1 point, and double that on game tickets, items bought online at the NFL Shop or in the stadium itself.

New and existing NFL Extra Points cardholders enjoy 0% financing on game or season ticket purchases over $500, but monthly minimum payments apply.

If approved, as part of the Visa Signature program, you receive free of charge

  • Zero liability on unauthorized transactions
  • Security chip-enabled cards
  • 24/7 VISA Global Service
  • Warranty manager service
  • Price Protection
  • Identity Theft Alerts
  • Year-end summary statements to organize your tax deductions

As part of the BarclayCardUS network, iPhone cardholders can leave their card home and shop using their iPhone with ApplePay.

* New cardholders get the bonus in the form of 10,000 First Use Bonus Points after $500 in purchases on the card. The First Use Bonus Points will be posted at the close of the first billing statement after the qualifying purchase.

Discover It Cash Credit Card

discover-it-credit-card

Discover It 5% rebate categories starting July 1

From July 1 to September 30 Discover cardholders earn 5% cash back rewards:

  • at dining establishments such as restaurants, cafes, cafeterias and fast food locations
  • using PayPal in point-of-sale transactions
  • with PayPal wallet online when you send money to Friends and Family via PayPal using your Discover Card

Note there is a $1,500 max spend for the 5% rebate program. Amounts over that get only 1% rewards, which limits the extra cash back to no more than $120 per quarter. But that can add up to a bonus of $480 for the first year.


New Account Incentives

  1. Get 0% financing on all your purchases for 14 months from the date of account opening to help spread out the bill for a large purchase, plus the rewards.
  2. For new account holders Discover matches cash back rebates at the end of your first year, that’s up to 10% cash back (limits apply).

Note: if the account is closed before 12 billing cycles complete, there will be no match.


How to redeem your rewards

  1. Statement credit no minimum amount to qualify
  2. Direct deposit to your bank account
  3. Use on purchases at Amazon.com
  4. Buy featured gift cards with $5 added to certain ones, e.g. a Dell $50 gift card can obtained with only $45 cash rewards
  5. Donate to participating charities

Discover it Credit Card Benefits

Get cash over your purchases, up to $120 per purchase every 24 hours, without ATM fees, at select retail locations, such as Food Lion, Harris Teeter, Walmart

  • 24/7 U.S. based customer service
  • Should you lose your card, you can freeze your account in seconds with an on/off switch with the Discover App on your smartphone or the discovercard website
  • $0 fraud liability guarantee on unknown purchases
  • Free monthly FICO scores to monitor your credit rating
  • Text alerts on account activity
  • Free Social Security number and new account alerts in case of unauthorized access
  • Automatic payments available so you never miss a payment
  • Paperless statement option
  • Year-end expense report and summary

The fine print (subject to change)

  • Annual fee: $0
  • No interest if balance paid in full with 25 days
  • Fee for balance transfer: 5% ($5 min)
  • Fee for cash advance: 5% ($10 min)
  • Fee for foreign transaction: 0%
  • Fee for late payment: $0 first time; $40 after that
  • Fee for returned payment: up to $40
  • Fee for going over your credit limit: $0