Best no-fee interest balance transfer cards

balance transfer offer

If you want to get out of credit card debt as soon as possible, some cards let you skip interest payments and fees for 6 months or more.

No interest costs and no balance transfer fees puts hundreds, if not thousands of dollars in your pocket not theirs.

Only a few of the thousands of balance transfer offers available have offer this special deal.

I have listed seven of them below for your consideration, and see if you qualify.


Bank of America BANKAMERICARD

bank of america credit card

Balance Transfer APR: 0% for 15 billing cycles (on transfers made within 60 days of account opening); 15.24%-25.24% after intro period

Balance Transfer Fee: 0% (on charges made within 60 days of account opening); 3% thereafter ($10 min)

Annual Fee: $0

Benefits type: MasterCard

Read the fine print of the card’s terms & conditions here.

Select AMERICARD


Chase Slate Credit Card

chase slate credit card

Balance Transfer APR: 0% for 15 billing cycles (on transfers made within 60 days of account opening); 15.99%-24.74% after intro period

Balance Transfer Fee: 0% (on transfers made within 60 days of account opening); 5% thereafter ($5 min)

Annual Fee: $0

Benefits Type: VISA

Read the fine print of the card’s terms & conditions here.

APPLY HERE for Chase Slate Card


American Express EveryDay Credit Card

American Express EveryDay Card

Balance Transfer APR: 0% for 15 billing cycles (on transfers made within 60 days of account opening); 15.24%-26.24% after intro period

Balance Transfer Fee: 0%

Annual Fee: $0

Benefits type: American Express

Select EveryDay Card


La Capitol FCU Credit Cards

La Capital Credit Cards

Balance Transfer APR: 0% for 12 months (on charges made within 90 days of account opening); 12.50%-18.00% thereafter

Balance Transfer Fee: 0%

Annual Fee: $0

Benefits type: VISA

Credit unions allow only members to use their banking products. Get information on joining the La Capitol Federal Credit Union here. National eligibility is available through a $20 fee to the Louisiana Association for Personal Financial Achievement.

APPLY HERE for La Capitol FCU Credit Card


First Tech FCU Choice Credit Card

First Tech FCU Choice Mastercard

Balance Transfer APR: 0% for 12 months (on charges made within 90 days of account opening); 11.99%-18.00% thereafter

Balance Transfer Fee: 0%

Annual Fee: $0

Benefits type: World MasterCard

Credit unions allow only members to use their banking products. Get information on joining the First Tech Federal Credit Union here. National eligibility is available through the Financial Fitness Association.

APPLY HERE for First Tech FCU Choice Rewards Credit Card


Andigo Credit Union Cardandigo credt card platinum

Balance Transfer APR: 0% on charges within 6 months of account opening; 11.90%-20.90% thereafter

Balance Transfer Fee: 0% all the time

Annual Fee: $0

Benefits type: VISA

Read the fine print of the card’s terms & conditions here.

Credit unions allow only members to use their banking products. Get information on joining the Andigo Credit Union here. National eligibility is available through a $15 donation to ConnectVETS

APPLY HERE for Andigo Credit Card


Evansville Teachers FCU Prime Plus Credit Card

Evansville Teachers FCU Visa CC

Balance Transfer APR: 0% on charges made within 6 months of account opening; 8.50%-16.20% thereafter

Balance Transfer Fee: 0% all the time

Annual Fee: $0

Benefits type: VISA

Read the fine print of the card’s consumer credit card agreement here.

Credit unions allow only members to use their banking products. Get information on joining the Evansville Teachers FCU here. National eligibility is available through by paying $5 annual dues to Mater Dei Friends & Alumni Association

APPLY HERE for Evansville Teachers FCU Credit Card