BJ’s credit card gives you 5% (Elite) or 3% (Plus) Credit Back on most BJ’s purchases, including groceries.

You pay no annual fee and no interest at all on your purchases when you pay the balance off in full every billing cycle.

Or you prefer you can take out meals from or dine in at restaurants and receive 2% rewards, which are redeemable for BJ’s Gift cards.

BJ’s offers extra savings to it’s members with in-club coupons, instant online coupons, special email offers and everyday low prices.

In addition BJ’s Perks Mastercard gives you peace of mind should your purchase be defective or don’t satisfy your needs with generous return or exchange policy.

Three levels of annual memberships are available:

• $10 for Online Shopping only
• $30 for Inner Circle which includes In-Club and Online purchases
• $50 for Perks Rewards that gives an extra 2% credit back as BJ’s Gift card