Category Archives: Group

American Quarter Horse Association Credit Card

American Quarter Horse Association Credit CardGet a $150 cash back bonus (after spending $500 within 90 days of opening an account) and benefit the American Quarter Horse Association.

Plus pay no interest for the first 12 Statement Closing Dates following the opening of your account with the 0% Introductory APR.

  • 3% cash back in the category of your choice that includes either gas, online shopping, dining, travel, drug Stores, or home improvement & furnishings
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other eligible purchases

It’s easy to choose by simply going to the Mobile Banking app or to Online Banking and changing your choice category for future purchases once each calendar month, or make no change and it stays the same.

TERMS & BENEFITS

  • Grace Period: 25 days
  • APR Intro: 0% for 12 months
  • APR Revolving Balance: 16.24% to 26.24%
  • APR Balance Transfer Intro: 0% for 12 months
  • APR Balance Transfer: 16.24% to 26.24%
  • APR Cash Advances: 19.24% to 27.24%
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (min $10)
  • ATM Cash Advance Fee: 5% (min $10)
  • Foreign Transaction Fee: 3%
  • Fraud Protection: yes
  • Warranty Extension: yes
  • Price Protection: n/a

Besides what the Visa card gives you, support from Bank of America makes these AQHA programs and events possible:

For more details and information visit the American Quarter Horse Association credit card application page.

Auburn University Credit Card

University of Auburn Visa Credit Card
Spirit of Auburn Visa credit card

Open a new Auburn University credit card and get an introductory cash bonus and 0% APR for 12 months.

To qualify for the $150 cash bonus you must charge at least $500 on your new card within the first 90 days of account opening.

Available at no cost to alumni and friends of Auburn University, two choices featuring the iconic Auburn University logo are available:

  • Cash Rewards World Mastercard credit card
  • Cash Rewards Visa Signature credit card

Besides the perks Auburn University alumni and friends cardholders receive, these cards contribute to Auburn’s scholarship fund at no additional cost. To date, this program has generated more than $4.5 million for freshman academic scholarships.

This is the only credit card that directly benefits the university.

Members benefits include

  • No annual fee
  • 3% cash back for the category of your choice
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other eligible purchases
  • Itemized list of all purchases for easy record-keeping and returns
  • Extended warranty on defective items
  • Zero liability fraud protection

Whether you are an alumni or friend of Auburn University apply here for a new Spirit of Auburn credit card and spread your holiday shopping expenses over an entire year at no interest.

AAA Member Rewards review, benefits and features

AAA Member Rewards Visa Card

The AAA Member Rewards Visa Signature credit card offers cardholders competitive benefits as the go-to choice for most purchases.

Though co-branded with American Automobile Association (AAA), you don’t have to be a member of AAA to get a card.

The rewards of 3% on travel and AAA purchases, 2% at grocery stores, gas stations, and drugstores, and 1% for all other eligible net purchases make the card a sensible choice for people who prefer to keep their lives as simple as possible.

The introductory offer of a $75 statement credit after you make at least $500 in purchases within the first 90 days of account opening is modest, though the dollar amount to qualify is fairly easy to reach.

A more potentially rewarding feature is the offer of 0% APR for 12 months on balance transfers.

People holding large balances on their current cards at the current average rate of 17.23% APR can save a significant amount of money, even with the 3% balance transfer fee.

  • $1,000 at 14.23% means keeping $142.30 in your pocket.
  • $5,000 at 14.23% means keeping $711.50 in your pocket.
  • $10,000 at 14.23% means keeping $1,423.00 in your pocket.

Once the introductory period expires though, because the APR can jump up to as high as 21.99%, i.e. the monthly payment of interest alone, on a $5,000 transfer, can go from $12.50 to $91.63 per month.

Also note during the introductory period, all transactions and balances, including purchases, will be charged interest.

While saving money helps, paying off the balance in full before the introductory period ends is essential to keep the money in your pocket where it belongs.

A summary of rates, fees, features and benefits follows below.

Interest Rates

  • Purchases – 0% for 25 days if statement balance is zero
  • Purchases – 14.99% to 24.99% if statement balance is greater than zero
  • Cash Advances – 17.99% to 26.99%
  • Balance Transfers – 14.99% to 24.99% starting on transfer date
  • Late payments – 29.99% (for at least 6 months)

Fees

  • Annual Fee: $0.00
  • Fee on balance transfer: 3% ($5 min)
  • Cash advance: 3% ($5 min) or 5% at ATM
  • Foreign transaction: 0.0%
  • Late payment: up to $38
  • Returned payment: up to $27

Earn Rewards

  • 1 Member Reward point per dollar on eligible purchases
  • 2 Member Reward points per dollar on eligible travel purchase at grocery stores, gas stations or drugstores/pharmacies
  • 3 Member Reward points on travel or AAA items

Redeem Member Reward Points

  • Minimum to redeem: 2,500 points for air, 3,500 points for gift cards, 5,000 points for cash
  • Merchandise such as electronics, fashion, home goods
  • Gift cards
  • Travel, including airfare, hotels, luggage

Purchase Services

  • Theft and accidental damage protection, including cell phones
  • Return protection within 90 days of purchase
  • Free extended warranties (up to 2 years)

Travel Benefits

  • Roadside Assistance Hotline
  • Car rental and damage insurance (excludes liability coverage)
  • Global Assist Hotline (doesn’t pay for third-party costs)
  • Travel accident insurance on common carriers

Security Features

  • Fraud Protection
  • Advanced secure chip technology
  • Text alerts

Other Card Benefits

  • Mobile banking
  • Text and/or email alerts on purchases, balances, reminders, etc.
  • Free FICO credit score
  • Apple Pay
  • Entertainment Access for cardholder-only events and places
  • Monthly summaries

American Chemical Society Cash Rewards Mastercard

American Chemical Society Platinum Plus Mastercard
Support ACS

American Chemical Society’s Cash Rewards Mastercard from Bank of America offers an introductory 0% APR on purchases and balance transfers made within the first 60 days of account opening for the first 12 billing cycles to members of the American Chemical Society.

As an additional incentive Bank of America gives an online $200 cash rewards bonus after making at least $500 in purchases within the first 90 days of opening the account.

Cardholders receive generous cash rewards on every eligible purchase:

  • 1% on most items
  • 2% at grocery stores and wholesale clubs
  • 3% on gas

Founded in 1876, the American Chemical Society (ACS) is the world’s largest scientific society with more than 161,000 members. A nonprofit organization, chartered by Congress, ACS is one of the world’s leading sources of authoritative scientific information lead by The Journal of the American Society and Chemical Abstracts (the largest collection of substance information and the most comprehensive, high-quality chemistry databases available).

Offered exclusively by Bank of America, the WorldPoints® program lets you choose your rewards for among merchandise, gift cards, cash, travel, charities and Ultimate access®. Additionally purchases at WorldPoints Mall get up to 10 times the points normally earned.

There is no annual fee for this card and offers zero liability for unauthorized charges, plus purchase protections for items lost, stolen or damaged within 90 days of purchase.

TERMS

  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (min $10)
  • Cash Advance Fee: 5% (min $10)
  • Foreign Transaction Fee: 3%
  • APR Intro: 0% for 12 months
  • APR Revolving Balance: 14.99 to 24.99%
  • APR Balance Transfer Intro: 0% for 12 months
  • APR Balance Transfer: 14.99 to 24.99%
  • APR Cash Advances: 26.99%
  • Fraud Protection: yes
  • Warranty Extension: yes
  • Price Protection: n/a
  • click here for application (ACS member ID needed)