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Sallie Mae Ignite Mastercard For Students review

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Sallie Mae Ignite Mastercard for students


A powerful financial tool for students from Sallie Mae

Why the Ignite Mastercard might be the right choice for you

Finally, a credit card is specifically designed to cater to the needs of students.

With its many benefits and features, the Ignite credit card aims to provide a seamless and rewarding experience for young individuals embarking on their educational journey.

Benefits and Rewards

One of the standout features of the Sallie Mae Ignite Mastercard is its rewards program.

Cardholders earn 1% cash back on all eligible purchases, which can add up to significant savings as you build your credit history.

What sets this card apart from other choices is its superior rewards for purchases made at gas stations, grocery stores, and restaurants, where you earn 2% cashback.

This incentive aligns nicely with students’ spending habits by helping them maximize their reward potential on everyday essentials.

Financial Education and Tools

Sallie Mae understands the importance of financial literacy for students, and the Ignite Mastercard reflects this commitment.

The card provides access to educational resources, budgeting tools, and personalized alerts, allowing young adults to manage their finances responsibly.

These tools let cardholders develop good spending habits and make informed financial decisions, ensuring they are equipped with the necessary skills for a successful future.

What Others Say About Sallie Mae Ignite Mastercard For Students

Sallie Mae Unveils 3 New Cards Aimed at Students and Young Adults
The card “offers an unlimited 1% cash back on every purchase. After making six consecutive on-time payments, cardholders can snag a 25% bonus on those rewards. It also comes with an introductory 0% APR offer of six months on purchases.”

Sallie Mae Ignite Credit Card review from BestCards.com
“Students often have a difficult time finding cashback cards that are a good fit for them, since it takes time to build credit history and many high-tiered rewards programs require excellent credit. However, Sallie Mae’s Ignite? Credit Card is a great cash-back option that will help students establish their credit while earning bonus rewards for responsible financial behaviors.”

Sallie Mae launches new credit cards aimed at millennials and Gen Z. Are they right for you?
“The Ignite card is designed to help college students establish credit and earn bonus rewards for making payments on time.”

Sallie Mae is expanding from student loans to credit cards. Should you get one?
“For instance, the Ignite card gives a 25% cash-back bonus after six consecutive on-time payments…Other card features include an app for self-regulated spending limits, $600 in cellphone insurance, and access to a free credit score.”

Wells Fargo Active Cash Card

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Introducing the new Wells Fargo Active Cash Card, that’s one of the best cashback credit cards on the market today.

It gives cardholders a generous $2 cashback per $100 spent everywhere Visa is accepted.

0% APR Financing Offer

Pay no interest for the first 15 months upon opening the account. You can make that purchase you dreamed of, but could not quite afford until now. Minimum monthly payments must be paid to avoid interest charges.

Cashback Rewards

Save on every purchase you make by getting $2 cashback per 100 dollars you spend on eligible items using this credit card.

Qualifying purchases include,

  • Merchandise
  • Dining
  • Shopping
  • Entertainment

Redeem Points

What makes the  Wells Fargo Cash Wise Visa Card one of the best cashback credit cards? The ATM option is shown on the list below. You can cash in your points starting at a minimum of $20, using any of the following choices,

  • Cash redemption via check in $25 increments.
  • Direct deposit into your Wells Fargo savings or checking account.
  • As a credit to a qualifying Wells Fargo loan.
  • At the Wells Fargo Rewards portal, you canGo Far Rewards
    • Buy gift cards for Apple, McDonalds, Hulu, etc.
    • Buy merchandise, dining, entertainment
    • Participate in auctions
    • Download digital products
    • Browse special limited-time offers
    • Pool rewards with other Wells Fargo cardholders.

Other Features

  • Wells Fargo mobile app
  • Make purchases using Apple Pay and Android Pay
  • Exclusive savings with Wells Fargo Offers
  • Change payment due date
  • Add authorized users
  • Free FICO score updated monthly
  • Overdraft protection with linked checking accounts
  • Fraud Protection
  • Rapid alerts on spending
  • Cellular phone protection (details on Wells Fargo site)
  • Roadside assistance hotline
  • Car rental loss and damage insurance
  • Travel Insurance
  • Warranty extension

Fees and Rates

  • Annual Fee: $0
  • Grace period: payment on purchases is due 25 days after the close of the previous billing cycle
  • APR on purchases: 20.24% to 29.99% after the 15-month introductory offer of 0%
  • APR on balance transfers: 20.24% to 29.99% after the 15-month introductory offer of 0%
  • APR on cash advances: 29.99% 
  • Fee on balance transfers: 5% ($5 min) after introductory offer 3%
  • Fee on cash advances: 5% ($5 min)
  • Fee for foreign transaction: 3%
  • Fee for late payment: up to $40

Wells Fargo Reflect®  Card

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beautiful woman holding Wells Fargo Reflect Card

Wells Fargo Reflect Card offers new account holders a low annual percentage rate (APR) of 0% over a generous 21-month period.

Slash credit card payments and improve your finances with low credit-card monthly payments until 2026. After the introductory period ends you still enjoy the world-class customer service of Wells Fargo plus the benefits of a Visa Card.

ADVANTAGES OF THE INTRODUCTORY 0% APR OFFER FOR 21 MONTHS

Did you find a great deal but couldn’t immediately pay for it? Or do you prefer not to sell your investments to make a large purchase right now? The introductory 0% APR offers a great way to get what you want.

You can transfer balances from a high APR (Annual Percentage Rate) card to the Wells Fargo Reflect® Card for a fee of less than 3% because the nominal 5% balance transfer fee is spread over 21 months. Remember though, to avoid making ANY purchases on the new card while carrying a balance transfer balance. Balances may be comingled and required for full payment on the due date to prevent interest charges. Read the terms and conditions of the card carefully.

young couple relaxing on the beach

12 BENEFITS AND FEATURES OF REFLECT CARD

People chasing cash rewards won’t find them with this card. The rewards come in the form of top-flight benefits and services. Users can skip tracking purchases for a few dollars worth of rewards. The Wells Fargo Reflect® Card keeps life simple because of its important features that safeguard spending.

  1. No unnecessary annual fee
  2. A grace period of 25 days applies before payments are due
  3. Automatic bill pay eliminates missed or late payments
  4. Contactless card for faster and safer checkout
  5. Convenient lock and unlock feature when not using the card
  6. Free online banking so you don’t lose important documents and can access them 24/7
  7. Account alerts to remember your purchases and make sure prices and items are right
  8. A digital wallet app means no searching for the card or leaving home without it
  9. Choose your payment date to one that meets your needs
  10. Free FICO score for unexpected changes or prepare for credit checks
  11. Exclusive My Wells Fargo Deals
  12. Use preferably on domestic purchases since a 3% foreign transaction fee applies
handsome young couple walking while shopping

12 VISA BENEFITS FOR CARDHOLDERS

Use the card confidently wherever you go knowing that Visa will serve and protect you in several ways. You can add authorized users you trust to help them whenever they need assistance. Here are some of the ways Visa Card works its magic.

  1. Zero fraud liability fights for your rights against scammers and hackers
  2. Emergency Cash and Card Replacement
  3. Accepted in locations where American Express or Mastercard isn’t
  4. Identity theft solutions guard you from online hackers who want to steal your data
  5. 24/7 service locally and throughout the world you need it
  6. Cell phone protection for theft or damage ($600 maximum)
  7. Lost Luggage Reimbursement
  8. Auto Rental Collision Damage Waiver
  9. Travel and Emergency Assistance Services
  10. Travel Accident Insurance
  11. Lost/Stolen Card Reporting
  12. Cardholder Inquiry Service via phone and online
pretty woman sitting in tropical setting with laptop

WHAT OTHERS ARE SAYING

Business Insider
“If you’re looking for the best Wells Fargo credit card for balance transfers, the Wells Fargo Reflect® Card is a great choice. And it offers an extra-long interest-free period on new purchases, too.”

WalletHub
“The Wells Fargo Reflect® Card is a good credit card that’s worth it for people with good credit who want to avoid interest charges on new purchases and qualifying balance transfers for 21 months after opening an account.”

BankRate
“We consider this card a prime pick for people who want a balance transfer credit card. It has a potentially low ongoing interest rate and its intro APR offer is top-notch and among the longest promotional APR offers currently available.”