Category Archives: Community Bank

Associated Bank Platinum Credit Card

Associated Bank Platinum Credit Card

Receive $25 or $50 Cash Back

Associated Bank, through Elan Financial, offers potential clients a $25 or $50 bonus for simply opening a NEW Associated Bank Platinum Credit Card

After that Reward Card Holders earn a minimum 1% unlimited cash back and triple rewards on most purchases made with their card.

Now Associated Bank Visa credit cards come with Apple Pay: the easy, secure and private way to pay for your purchases.

With security always in mind, text alerts are available whenever the card is used by you or someone else for any reason.

Text alerts also provide you with friendly reminders of important upcoming events such as payments or bills that do not want to miss.

Sign up for automatic bill pay for peace of mind so you are have a late-payment penalty or damage your credit score.

With their customer’s financial flexibility in mind, Associated Bank issues four tiers of credit cards as follows:

Visa Bonus Rewards Card
Earn 1% unlimited cash back
Get 25% more on all points earned every month, automatically
No caps or limits on points earned (points expire after 5 years)
$25 cash back with your first purchase
0% APR for the first 6 months on purchases

Visa Bonus Rewards PLUS Card
Earn 1% unlimited cash back.
Get 50% more on all points earned every month, automatically
No caps or limits on points earned (points expire after 5 years)
$50 cash back with your first purchase
0% APR for the first 6 months on purchases

Visa Platinum Credit Card
The basic, non-rewards credit card
Best introductory APR offer
Pay down any credit card balances faster
0% APR for the first 12 months on purchases

College Rewards Visa Card
For college students only
Earn 1 reward point for every $1 in net purchases
Receive 1,000 bonus rewards points with your first purchase
Low rates and manageable credit lines

For details about these cards, or a secured Visa card, click here.

Visa Signature Card benefits include:

  • Extended Warranty Coverage
    Double the manufacturer’s warranty (up to one year).
  • Auto Rental Collision Damage Waiver
    Automatically provides the card member with 24/7 coverage for damage due to collision or theft when rental company’s collision damage waiver option is declined and rental charged to the Associated Bank Visa card.
  • Travel Assistance
    To replace lost tickets, obtain medical and legal referrals.
  • Travel Accident Insurance
    Automatically provides the card member with coverage when tickets for travel on common carriers are purchased with their Visa Signature Card (up to $1,000,000).
  • Get Cash Fast
    Get a cash advance from over one million ATMs worldwide (fees and interest charges apply)
  • Convenience and Flexibility
    Accepted at millions of locations worldwide.
  • 24/7 card member hotline
    Always have a representative available via toll-free number 24 hours a day/365 days per year
  • Visa Card zero liability
    Card holder is not liable for fraudulent purchases when card lost or stolen (some restrictions may apply).
  • Verified by Visa
    Protects Visa credit cards with personal passwords while shopping online with participating merchants. Complete details on Verified by Visa
  • Sports & Entertainment
    Visa Signature package includes preferred seating, exclusive tickets, VIP packages to special events, and much more.
  • Wine & Food
    Unique dining and wine experiences and offers.
  • Travel, Hotel & Spa
    Upgrades, discounts, special offers, and VIP travel packages to select locations
  • Shopping
    Exclusive to Visa Signature card holders in-store and online offers from major retailers.
  • Concierge
    Complimentary concierge available 24 hours a day to help with dining reservations, travel arrangements and personal services.
  • No Preset Spending Limit
    For added flexibility and convenience.
  • Free Credit Card Checks
    Convenient for the times when a credit card is not accepted.
  • Free Extra Card
    Card members can share benefits with other authorized users

Get Associated Bank Visa credit card details and application here.

Arvest Visa Credit Card

Arvest credit cards

Don’t want to pay expensive annual or balance transfer fees? Then the Arvest Visa Card is the credit card for you.

Who is Arvest Bank? It’s a community bank located in Arkansas, Kansas, Missouri, Oklahoma, which was rated as one the “World’s Best Banks” and among the “Best-In-State Banks” in three states by Forbes Magazine.

Arvest Visa credit card comes in four types to suit your specific needs.

VISA CLASSIC CARD
0% introductory APR for the first 12 months, Arvest Flex Rewards™ with every purchase, basic starter card.

VISA GOLD CARD
Higher credit line and lower rates than the classic card, Arvest Flex Rewards™ with every purchase.

VISA PLATINUM CARD
Lowest interest rate, higher credit lines, exclusive benefits, Arvest Flex Rewards™ with every purchase.

VISA FAMILY CARD
Designed for parents to limit spending for eligible children, with a separate card that  permits another individual access to their credit line in case of emergencies.

All the credit cards come with these essential benefits:

  • No annual fee
  • No Balance Transfer Fee
  • 25-day grace period on purchases
  • Can be used at more than 15 million locations wherever Visa is accepted
  • Emergency cash at more than 21,000 ATMs and 250,000 financial institutions worldwide
  • $200,000 automatic travel accident insurance

Plus enhanced benefits if you prefer either the Gold and Platinum versions of the credit card.

To find out more about the Arvest difference and to apply click here.

 

United Community Bank of Georgia Credit Cards

United Community Southeast

United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account.

Ranked “Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row” by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.

Visa® Platinum Card

  • Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
  • No annual membership fee
  • Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Learn More

Visa® Real Rewards Card

  • Get 1.5 points for every $1 charged on eligible net purchases
  • No cap or limit on the number of points you can earn
  • 2,500 bonus rewards ($25) awarded after first purchase

Learn More

Cash Rewards American Express® Card

  • 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
  • 2%  cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back cash back awarded after first purchase
  • Enjoy chip-enhanced acceptance and security
  • Zero fraud liability
  • Rental car insurance
  • Extended warranty coverage
  • Merchandise return protection
  • Access to popular events before the general public

Learn More

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible purchases
  • Earn 10,000 one-time bonus rewards a spend of $1,000 in the first three months
  • No cap or limit on the number of points accumulated
  • Reimbursement for either Global Entry or TSA Pre-entry fees

Learn More

To find out how to get the best deal on your credit card balances UCBG has an entire page of financial calculators where you plug in your numbers and get the answers you’re looking for.

In 2018 United Community Bank was honored by Forbes as the “best bank in Georgia.”

“We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year.”

Visit their home page for a full list of services they provide.

VeraBank World Mastercard

VeraBank Credit Card

Originally established as the Citizens National Bank, today VeraBank is dedicated to serve as the preferred financial services provider in its marketplace.

With its deep community bank roots and independent spirit, VeraBank offers

  • outstanding service
  • relevant products and efficient channels
  • the best and brightest bankers in its communities

Ultimate customer satisfaction and care sets VeraBank from the others, as explained by the guiding principles established from its very inception.

In the old days in this part of the country, if you had a cow, a sow, and a hen, you could survive.

From the cow came the milk and butter; from the sow the bacon, lard, and hams; and from the hen, eggs.

As East Texas became more and more affluent, we reminded ourselves and our customers – “Don’t forget the cow, the sow, and the hen.”

cow, sow, hen

Read the terms and benefits below carefully to judge whether the VeraBank Mastercard should be part of your financial well-being.

Introductory Offer
  • 2.90% APR on purchases and balance transfers during the first 6 months
Rewards
  • Get one point for every eligible $1 spent on your credit card
  • Flexible Rewards Options
    • Travel
    • Cash
    • Merchandise
    • Retail Gift Cards
Interest Rates as Annual Percentage Rate (APR)
  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 17.49%
  • Balance Transfers: 17.49%
  • Cash Advances: 17.49%
Fees
  • Annual Fee: none
  • Balance transfers: 3% ($10 min)
  • Cash Advances: 3% ($10 min)
  • Foreign transaction: 2%
  • Late penalty: $25
Free Benefits
  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Add authorized users for free, but they don’t pay for their charges
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

For application and important details visit the VeraBank credit card web page.