Category Archives: Community Bank

Associated Bank Platinum Credit Card

Associated Bank Platinum Credit Card

Receive $25 or $50 Cash Back

Associated Bank, through Elan Financial, offers potential clients a $25 or $50 bonus for simply opening a NEW Associated Bank Platinum Credit Card

After that Reward Card Holders earn a minimum 1% unlimited cash back and triple rewards on most purchases made with their card.

Now Associated Bank Visa credit cards come with Apple Pay: the easy, secure and private way to pay for your purchases.

With security always in mind, text alerts are available whenever the card is used by you or someone else for any reason.

Text alerts also provide you with friendly reminders of important upcoming events such as payments or bills that do not want to miss.

Sign up for automatic bill pay for peace of mind so you are have a late-payment penalty or damage your credit score.

With their customer’s financial flexibility in mind, Associated Bank issues four tiers of credit cards as follows:

Visa Bonus Rewards Card
Earn 1% unlimited cash back
Get 25% more on all points earned every month, automatically
No caps or limits on points earned (points expire after 5 years)
$25 cash back with your first purchase
0% APR for the first 6 months on purchases

Visa Bonus Rewards PLUS Card
Earn 1% unlimited cash back.
Get 50% more on all points earned every month, automatically
No caps or limits on points earned (points expire after 5 years)
$50 cash back with your first purchase
0% APR for the first 6 months on purchases

Visa Platinum Credit Card
The basic, non-rewards credit card
Best introductory APR offer
Pay down any credit card balances faster
0% APR for the first 12 months on purchases

College Rewards Visa Card
For college students only
Earn 1 reward point for every $1 in net purchases
Receive 1,000 bonus rewards points with your first purchase
Low rates and manageable credit lines

For details about these cards, or a secured Visa card, click here.

Visa Signature Card benefits include:

  • Extended Warranty Coverage
    Double the manufacturer’s warranty (up to one year).
  • Auto Rental Collision Damage Waiver
    Automatically provides the card member with 24/7 coverage for damage due to collision or theft when rental company’s collision damage waiver option is declined and rental charged to the Associated Bank Visa card.
  • Travel Assistance
    To replace lost tickets, obtain medical and legal referrals.
  • Travel Accident Insurance
    Automatically provides the card member with coverage when tickets for travel on common carriers are purchased with their Visa Signature Card (up to $1,000,000).
  • Get Cash Fast
    Get a cash advance from over one million ATMs worldwide (fees and interest charges apply)
  • Convenience and Flexibility
    Accepted at millions of locations worldwide.
  • 24/7 card member hotline
    Always have a representative available via toll-free number 24 hours a day/365 days per year
  • Visa Card zero liability
    Card holder is not liable for fraudulent purchases when card lost or stolen (some restrictions may apply).
  • Verified by Visa
    Protects Visa credit cards with personal passwords while shopping online with participating merchants. Complete details on Verified by Visa
  • Sports & Entertainment
    Visa Signature package includes preferred seating, exclusive tickets, VIP packages to special events, and much more.
  • Wine & Food
    Unique dining and wine experiences and offers.
  • Travel, Hotel & Spa
    Upgrades, discounts, special offers, and VIP travel packages to select locations
  • Shopping
    Exclusive to Visa Signature card holders in-store and online offers from major retailers.
  • Concierge
    Complimentary concierge available 24 hours a day to help with dining reservations, travel arrangements and personal services.
  • No Preset Spending Limit
    For added flexibility and convenience.
  • Free Credit Card Checks
    Convenient for the times when a credit card is not accepted.
  • Free Extra Card
    Card members can share benefits with other authorized users

Get Associated Bank Visa credit card details and application here.

Arvest Visa Credit Card

Arvest credit cards

Don’t want to pay expensive annual or balance transfer fees? Then the Arvest Visa Card is the credit card for you.

Who is Arvest Bank? It’s a community bank located in Arkansas, Kansas, Missouri, Oklahoma, which was rated as one the “World’s Best Banks” and among the “Best-In-State Banks” in three states by Forbes Magazine.

Arvest Visa credit card comes in four types to suit your specific needs.

VISA CLASSIC CARD
0% introductory APR for the first 12 months, Arvest Flex Rewards™ with every purchase, basic starter card.

VISA GOLD CARD
Higher credit line and lower rates than the classic card, Arvest Flex Rewards™ with every purchase.

VISA PLATINUM CARD
Lowest interest rate, higher credit lines, exclusive benefits, Arvest Flex Rewards™ with every purchase.

VISA FAMILY CARD
Designed for parents to limit spending for eligible children, with a separate card that  permits another individual access to their credit line in case of emergencies.

All the credit cards come with these essential benefits:

  • No annual fee
  • No Balance Transfer Fee
  • 25-day grace period on purchases
  • Can be used at more than 15 million locations wherever Visa is accepted
  • Emergency cash at more than 21,000 ATMs and 250,000 financial institutions worldwide
  • $200,000 automatic travel accident insurance

Plus enhanced benefits if you prefer either the Gold and Platinum versions of the credit card.

To find out more about the Arvest difference and to apply click here.

 

AmTrust Credit Cards

AmTrust Bank logo

Amtrust Bank offers two non-secured credit card choices.

Amtust Complete Rewards credit card

Amtrust 2% Cash Back Visa Card features

  • Unlimited 2% cash back rewards  everywhere Visa is accepted
  • Automatic redemption into your checking or savings account
  • Cash Back rewards earned are good for 3 years before they expire.
  • No Annual Fee

Amtrust Platinum Edition Visa Card features

  • 0% introductory APR for the first 15 billing cycles after the account is opened on balance transfers.
  • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened.
  • No Annual Fee

Credit card users had numerous benefits cash purchases did not provide, such as:

  • Careful tracking of dates and prices paid
  • Zero liability on fraudulent charges
  • Identity theft protection
  • Purchase protection on defective merchandise
  • Extended warranties on select items
  • Auto rental and travel accident insurance
  • Online banking from the convenience of your residence
  • Mobile banking from wherever you may be
  • No need to worry about carrying or losing cash
  • Instant alerts on suspicious transactions
  • Paperless statements which cannot be lost
  • Secure Apple Pay feature

The cards are issued by the First Bankcard division of First National Bank of Omaha.


A little-known additional feature is available to active duty members of the United States Military. They may be eligible for SCRA benefits, such as a 6% APR cap on credit cards. Note though, SCRA does NOT relieve cardholders from making credit card payments on time!

For more information on qualifying and features of SCRA visit saveandinvest.org

United Community Bank of Georgia Credit Cards

United Community Southeast

United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account.

Ranked “Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row” by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.

Visa® Platinum Card

  • Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
  • No annual membership fee
  • Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Learn More

Visa® Real Rewards Card

  • Get 1.5 points for every $1 charged on eligible net purchases
  • No cap or limit on the number of points you can earn
  • 2,500 bonus rewards ($25) awarded after first purchase

Learn More

Cash Rewards American Express® Card

  • 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
  • 2%  cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back cash back awarded after first purchase
  • Enjoy chip-enhanced acceptance and security
  • Zero fraud liability
  • Rental car insurance
  • Extended warranty coverage
  • Merchandise return protection
  • Access to popular events before the general public

Learn More

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible purchases
  • Earn 10,000 one-time bonus rewards a spend of $1,000 in the first three months
  • No cap or limit on the number of points accumulated
  • Reimbursement for either Global Entry or TSA Pre-entry fees

Learn More

To find out how to get the best deal on your credit card balances UCBG has an entire page of financial calculators where you plug in your numbers and get the answers you’re looking for.

In 2018 United Community Bank was honored by Forbes as the “best bank in Georgia.”

“We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year.”

Visit their home page for a full list of services they provide.