Category Archives: Community Bank

Arvest Visa Credit Card

Community Bank,

Arvest credit cards

Don’t want to pay expensive annual or balance transfer fees? Then the Arvest Visa Card is the credit card for you.

Who is Arvest Bank? It’s a community bank located in Arkansas, Kansas, Missouri, Oklahoma, which was rated as one the “World’s Best Banks” and among the “Best-In-State Banks” in three states by Forbes Magazine.

Arvest Visa credit card comes in four types to suit your specific needs.

VISA CLASSIC CARD
0% introductory APR for the first 12 months, Arvest Flex Rewards™ with every purchase, basic starter card.

VISA GOLD CARD
Higher credit line and lower rates than the classic card, Arvest Flex Rewards™ with every purchase.

VISA PLATINUM CARD
Lowest interest rate, higher credit lines, exclusive benefits, Arvest Flex Rewards™ with every purchase.

VISA FAMILY CARD
Designed for parents to limit spending for eligible children, with a separate card that  permits another individual access to their credit line in case of emergencies.

All the credit cards come with these essential benefits:

  • No annual fee
  • No Balance Transfer Fee
  • 25-day grace period on purchases
  • Can be used at more than 15 million locations wherever Visa is accepted
  • Emergency cash at more than 21,000 ATMs and 250,000 financial institutions worldwide
  • $200,000 automatic travel accident insurance

Plus enhanced benefits if you prefer either the Gold and Platinum versions of the credit card.

To find out more about the Arvest difference and to apply click here.

 

AmTrust Credit Cards

Community Bank, ,

Amtrust Bank offers two non-secured credit card choices.

Amtust Complete Rewards credit card

Amtrust 2% Cash Back Visa Card features

  • Unlimited 2% cash back rewards  everywhere Visa is accepted
  • Automatic redemption into your checking or savings account
  • Cash back rewards are good for 3 years before they expire.
  • No annual fee

Amtrust Platinum Edition Visa Card features

  • 0% introductory APR for the first 15 billing cycles after the account is opened on balance transfers.
  • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened.
  • No annual fee

Credit card users had numerous benefits cash purchases did not provide, such as:

  • Careful tracking of dates and prices paid
  • Zero liability on fraudulent charges
  • Identity theft protection
  • Purchase protection on defective merchandise
  • Extended warranties on select items
  • Auto rental and travel accident insurance
  • Online banking from the convenience of your residence
  • Mobile banking from wherever you may be
  • No need to worry about carrying or losing cash
  • Instant alerts on suspicious transactions
  • Paperless statements which cannot be lost
  • Secure Apple Pay feature

AmTrust is part of New York Community Bank family, which is the largest thrift in the country with customers in New York, New Jersey, Florida, Ohio and Arizona. AmTrust itself operates solely in Florida with 26 branches and Arizona with 14 locations. The credit cards are issued by the First Bankcard division of First National Bank of Omaha.

A little-known additional feature is available to active duty members of the United States Military. They may be eligible for SCRA benefits, such as a 6% APR cap on credit cards. Note though, SCRA does NOT relieve cardholders from making credit card payments on time!

For more information on qualifying and features of SCRA visit saveandinvest.org

Zions Bank Credit Card

Community Bank, , ,

Choose Zions Bank credit card best for you

Choose your credit card

Zions Bank offers customers three different card choices:

  • AmaZing Rate
    No Rewards
    Lowest APR
  • AmaZing Rewards
    1 for every $1 spent with no cap
    Up to 25% annual bonus
  • AmaZing Cash
    1% cash back rebate on purchases with no cap
    Up to 25% annual bonus

All feature

  • 0% APR on purchases for first 6 months
  • 0% APR on balance transfers (3% fee) for first 12 months
  • No annual fee
  • Zions AmaZing Deals
  • Purchase alert service
  • Fraud alert service
  • myPHOTOcard (personalization for added security)
  • Visa zero liability protection
  • Travelers insurance and assistance
  • Extended warranty manager

United Community Bank of Georgia Credit Cards

Community Bank

United Community Southeast

United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account.

Ranked “Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row” by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.

Visa® Platinum Card

  • Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
  • No annual membership fee
  • Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

Learn More

Visa® Real Rewards Card

  • Get 1.5 points for every $1 charged on eligible net purchases
  • No cap or limit on the number of points you can earn
  • 2,500 bonus rewards ($25) awarded after first purchase

Learn More

Cash Rewards American Express® Card

  • 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
  • 2%  cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back cash back awarded after first purchase
  • Enjoy chip-enhanced acceptance and security
  • Zero fraud liability
  • Rental car insurance
  • Extended warranty coverage
  • Merchandise return protection
  • Access to popular events before the general public

Learn More

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible purchases
  • Earn 10,000 one-time bonus rewards a spend of $1,000 in the first three months
  • No cap or limit on the number of points accumulated
  • Reimbursement for either Global Entry or TSA Pre-entry fees

Learn More

To find out how to get the best deal on your credit card balances UCBG has an entire page of financial calculators where you plug in your numbers and get the answers you’re looking for.

In 2018 United Community Bank was honored by Forbes as the “best bank in Georgia.”

“We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year.”

Visit their home page for a full list of services they provide.