Category Archives: Credit Union

Alabama Credit Union Mastercard

Bama Credit Card

Save on a balance transfer with a new Bama Mastercard®  offering an introductory 0.9% APR good for 12 months.

Or go for the no-frills Traditions Mastercard® with its low APR of 8.99% to 12.99% on a continuing basis.

The Bama card features cash back on purchases, while Traditions card gives a better rate for card holders who decide to carry a monthly balance. Otherwise both cards very similar benefits and features. You compare the two versions HERE, along with the Secured and Student versions.


You don’t pay for hidden fees such annual fees or balance transfers, because the Alabama Credit Union doesn’t charge its members for credit card expenses such as:

  • NO annual fee
  • NO balance transfer
  • NO cash advance fee
  • NO interest charges on purchases on statements paid in full


Card holders get the full benefits which Mastercard® is well-known for, such as:

  • Cell Phone Protection
  • Identity Theft Resolution Services
  • Extended Warranty
  • Zero Liability Protection
  • Auto Rental Insurance
  • MasterCard® Airport ConciergeTM
  • MasterCard® SecureCodeTM
  • MasterCard® Global ServiceTM


If you’re interested about applying for the card, you must first become a member of the Alabama Credit Union.

For people outside of the local field of membership, joining the wonderful Secret Meals Association by filling out its membership application would qualify you for the credit card. Donations are tax-deductible and the entire amount benefits the children per its website.

“Checks made out to Secret Meals or Alabama Credit Union Foundation, Inc., are tax deductible to the fullest extent of the law. Please check with your tax consultant.”

“To allow as many children to receive food packs as possible, Alabama Credit Union provides all promotional and operational funding for the Secret Meals program, meaning 100 percent of every penny donated goes toward the purchase of food packs.”


To find out more about membership and joining contact their Member Care Center at 888.817.2002.