Category Archives: No Annual Fee

Barclaycard with Apple Financing

Barclaycard with Apple financing

The Apple Rewards Barclaycard and the Barclaycard Financing Visa have both been discontinued as of Sept. 2020.

Material below is for archival purposes only.

Upon approval new cardholders receive special financing on purchases within 30 days of account opening depending on amount charged.

  • Less than $499, interest is deferred for 6 months (up to between $81 and $145)
  • From $499 to $999, interest is deferred for 12 months (up to between $162 and $290)
  • Over $999, interest is deferred for 18 months (over $162 to $290 depending on APR)

Deferred interest you owe interest on the merchandise from the date of purchase if the balance is not paid in full when the promotional period ends.

The special financing applies only to products bought at Apple Store Location, online at apple.com, or via phone through -1-800-MY-APPLE posting within 30 days of account opening.

This card doesn’t garner any rewards on purchases whether at a generous 0% financing promotion on purchases made at Apple within the first 30 days of account opening to make owning an Apple product easier on the budget.

Visit the VISA credit card website to find out more about VISA cards and their benefits that are included free of charge:

  • No annual fee
  • ID theft protection
  • $0 fraud liability protection
  • Purchase security
  • Return protection
  • Warranty manager service
  • Auto rental collision damage waiver (personal only)

Quicken World Mastercard

quicken world mastercard credit card

Quicken World Mastercard makes life simple with 2X points on everyday purchases.

Get a 2% rebate for purchases at

  • Grocery stores and supermarkets
  • Dining establishments such as restaurants, bars and fast food places
  • Utility bills such as telephone and cable
  • Club memberships such as sports, recreation, athletic, country clubs and private golf courses

You even get 1% rebates on all other qualifying net purchases with no limits on much you can earn

You can redeem the points for statement credits, Quicken products, travel, selected merchandise, gift cards.

With no annual fee the Quicken credit card is an easy way to save money on normal purchases and bills you make every month.

With Quicken’s TurboTax receive your biggest tax refund, guaranteed.

The deal includes Free Expert Tax Advice: If you have a question, our experts are just a call or click away within TurboTax.

Millions of people have used TurboTax software to get their maximum tax refund… but for those who want even more peace of mind, Quicken now offers guidance from a live tax professional via phone or live chat, FREE.

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Find out more about free tax support here.

US Bank Platinum Credit Card

0% APR for 20 billing cycles with new US Bank Platinum Visa Card

US Bank credit card Platinum Visa

Good for a limited time only new cardholders of the US Bank Platinum Visa still need to make monthly minimum payments. That’s typically 1% of the statement balance plus any fees. For example $5,000 balance would require at least a $50 payment for that billing period.

The promotion also extends to balance transfers with a one-time 3% upfront fee. Spread over 20 months, the real APR for fee comes out to less than 2% per year.

No annual fee means a true low-cost way to manage purchases.

The US Bank has many great features to help deal with unexpected events.

  • Enroll in automatic bill pay to never miss a payment
  • Choose your own payment date, e.g. after paycheck clears
  • Zero fraud liability
  • Free TransUnion FICO Credit Score (updated monthly)
  • Cell phone damage protection (limits apply)
  • Worldwide Visa acceptance
  • Free online and app account access
  • Verified by Visa online shopping protection
  • Grace period of 24-30 days before payment is due
  • No over-limit fee

The US Bank Platinum Visa does not pay any rewards on purchases, nor give an introductory bonus on purchases. A possibility is earn upfront rewards of 2% from another card and transfer that purchase to this one to spread out the bill over time.

Get terms and conditions on this limited-time offer before applying.

Here are some other credit cards with introductory no-interest APR offers on purchases.

BankAmericard credit card

  • Length: 18 months
  • Annual fee: None
  • Bonus: None
  • Rewards: None
  • Type: Mastercard

American Express

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($1,000 spend within 3 months)
  • Rewards: 3% in supermarkets, 2% at gas stations, 1% elsewhere
  • Type: American Express

Capital One Quicksilver Cash Rewards

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($500 spend within 3 months)
  • Rewards: 1.5% on eligible items
  • Type: Mastercard

Chase Freedom

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($500 spend within 3 months)
  • Rewards: 1%, with 5% in rotating categories
  • Type: Visa

Discover It Cash Back

  • Length: 14 months
  • Annual fee: None
  • Bonus: Cash Back match in first year
  • Rewards: 1%, with 5% in rotating categories
  • Type: Discover

Harley-Davidson Visa Signature Card

Get $150 in a Harley-Davidson gift card

model with Harley Davidson motorcycle
Harley Davidson Rider

when you’re approved for a new Harley-Davidson Visa Signature Card ($500 minimum spend).

Also don’t pay until 2021 with the 0% intro APR offer on purchases and balance transfers for 12 billing cycles.

Qualifying H.O.G. members can earn points just for doing the thing they love to do: Visa card holders receive 1 point for each mile ridden on an H-D motorcycle.

Not only that, the card offers Genuine Rewards to spend at Harley-Davidson dealerships with every purchase:

  • 3 points earned per $1 of net purchases at gas stations and H-D dealerships
  • 2 points earned per $1 of net purchases at restaurants, bars and lodging
  • 1 point earned per $1 of net purchases everywhere else

Other exclusive H-D Visa Signature Card Benefits are:

Additional Harley-Davidson Visa Card Benefits include:

  • Complimentary Annual Account Summary
  • Automatic Bill Pay
  • Zero Fraud Liability
  • Free Online Banking
  • Warranty Manager Service
  • Emergency Cash and Card Replacement
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Hotel & Motel Burglary Reimbursement
  • Lost/Stolen Card Reporting
  • Cardholder Inquiry Service

As part of the U.S. Bank family, cardholders are entitled to a U.S. Bank Gold checking account with no monthly fees.

For complete details and application, go to Harley-Davidson Visa page.