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0% APR for 20 billing cycles with new US Bank Platinum Visa Card
Good for a limited time only new cardholders of the US Bank Platinum Visa still need to make monthly minimum payments. That’s typically 1% of the statement balance plus any fees. For example $5,000 balance would require at least a $50 payment for that billing period.
The promotion also extends to balance transfers with a one-time 3% upfront fee. Spread over 20 months, the real APR for fee comes out to less than 2% per year.
No annual fee means a true low-cost way to manage purchases.
The US Bank has many great features to help deal with unexpected events.
Enroll in automatic bill pay to never miss a payment
Choose your own payment date, e.g. after paycheck clears
The US Bank Platinum Visa does not pay any rewards on purchases, nor give an introductory bonus on purchases. A possibility is earn upfront rewards of 2% from another card and transfer that purchase to this one to spread out the bill over time.
Get terms and conditions on this limited-time offer before applying.
Here are some other credit cards with introductory no-interest APR offers on purchases.
BankAmericard credit card
Length: 18 months
Annual fee: None
Length: 15 months
Annual fee: None
Bonus: $150 ($1,000 spend within 3 months)
Rewards: 3% in supermarkets, 2% at gas stations, 1% elsewhere
New Barnes and Noble credit card accounts offer 0% introductory APR for 15 months on balance transfers made within 45 days of account opening.
Save on interest charges by transferring balances to new Barnes and Noble Mastercard®. Pay no interest until 2022 as long as minimum amount due is paid each month. A low 3% balance transfer fee applies for each transfer.
Introductory offer on purchases
After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. The gift card can only be used for purchases at a B&N or barnesandnoble.com. It’s their way of saying ‘thank you’ for becoming a card member.
Generous rewards at Barnes and Noble
Get 5% off on eligible purchases at Barnes & Noble stores or online. That’s in addition to any other discounts you may receive. Choose from thousands of items besides just books.
Teens & YA
Games & Collectibles
Stationery & Gifts
Movies & TV
Do you prefer to dine in or take out? Either way earn 2% rewards with a B&N credit card.
All other qualified purchases give 1 point per purchase towards your next Barnes and Noble gift card. A great way to get one very quickly.
Benefits and Features
No annual fee
Free FICO credit score access
$0 liability against fraudulent credit card activity
Mastercard Global Service™ offers emergency assistance on card-related issues
Mastercard ID Theft Protection™ which monitors credit file, sends alerts, identity theft issues and more