Category Archives: No Annual Fee

Neiman Marcus Credit Card

5,000 Bonus InCircle points when you get a new Neiman Marcus credit card and make a purchase on the same day.

High Fashion at Neiman MarcusThe Neiman Marcus credit card is not a general-use card since it is only valid for purchases at Neiman-Marcus, Bergdorf Goodman, Last Call, Horchow and Cusp.

Shoppers earn two InCircle points for virtually every dollar spent and are automatically sent a $100 gift card after every 10,000 points earned — no redeeming is necessary.

Apply here for your new Neiman-Marcus and Bergdorf Goodman card and start earning rewards instantly (the card is issued and administered by well-known Capital One).

The Incircle Credit Card offers a large variety of exclusive perks, depending on which circle the cardholder belongs to.

Circle One members receive:

  • Two points for virtually every dollar spent
  • Advance notice of sales and events
  • Exclusive InCircle member-only offers and shopping events

Circle Two members are entitled to

  • $25 Perk Card good for in-store dining, alterations, parking, store delivery, and more
  • Complimentary online shipping
  • Double points on one day of choosing
  • Complimentary gift packaging for purchases over $25
  • the book or Bergdorf Goodman Magazine

Circle Three level members receive an additional $50 Perk Card, and become part of InCircle Access™, which features exclusive travel offers, insider access, and VIP privileges, plus a complimentary service for travel, tickets, fashion, and dining.

Circle Four members get a $100 Perk Card and become part of the “In” crowd with one-of-a-kind private offers such exclusive invites, gift cards, and other goodies.

The President’s Circle membership includes an additional $150 perk card and a very generous 5 points for every dollar spent.

Points cannot be earned on sales tax, shipping, alterations, gift packaging, fur storage, repair and cleaning of shoes, handbags, optical, precious jewelry, monogramming, or valet parking.

If you have any questions about the InCircle credit card, call toll-free 1-888-INCIRCLE (1-888-462-4725) Monday through Friday, from 8 a.m. to 7 p.m. Central time.

Citgo Rewards Card

Citgo Rewards Card

Get 5% off travel expenses with the Citgo Rewards Card.

The Citgo Rewards Card is NOT a general-purpose card that can used anywhere, such as Visa, since it’s only valid to make purchases at nearly 6,000 Citgo locations and to make  travel arrangements.

However for frequent travelers, the Citgo Rewards Card the discount offers are substantial:

  • 5 percent rebate on airline tickets (domestic)
  • 5 percent rebate on car rentals
  • 5 percent rebate on hotels
  • Credit card protection (all credit and debit cards)
  • $100,000 flight insurance
  • Emergency airline tickets and cash
  • Date reminder service
  • Worldwide weather service
  • Trip routing and maps
  • Free family memberships


MTV Visa Card

Earn up to 5X the points and get rewards that rock.

For those who love entertainment the MTV All Access Visa rewards you with

MTV Visa Card
MTV All Access Card
  • 5 points per dollar spent on entertainment
  • 2 points per dollar spent on restaurants
  • 1 point per dollar on all other purchases
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Points don’t expire
  • There’s no limit to the points you can earn
  • Redeem points for travel, cash, merchandise and more
  • No annual fee
  • No foreign transaction fee (perfect for travelers)

Plus there is zero fraud liability on unauthorized purchases  and an extended warranty program.

This is the perfect card for movie and concert fans because they get a 5% discount when they buy tickets for their favorite events.

Apply for your MTV Visa card here.

Cache Visa Card

Get an astonishing 5% off on purchases at Caché, Caché Lux and cache.com, when you use your Caché VISA card.

Cache Credit CardAs a bonus for opening a new account, Caché card holders receive 1,000 points after their initial purchase.

Purchases made with your Caché Visa Card also earn you 1 point for every dollar spent everywhere else. The rewards can add up very fast towards your next shopping experience at your local Caché store or even online at cache.com.

Other exclusive perks available ONLY to members of the Caché Visa Card group are:

  • 20% birthday discounts at Caché
  • $6 shipping on Caché orders (free shipping with $50 orders)
  • Automatically receive $25 Caché gift card after earning 2,500 points
  • Invites to Luxe Fashion events

The Caché Visa Card has NO annual fee, pre-set spending limit, interest charge and allows you 24 days to return an item before paying for it, when bills are paid in full for each statement.

Besides that, as a user of the Caché Visa Signature Card you will have at no cost:

  • Worldwide Acceptance – Use your Caché Visa Card everywhere Visa credit cards are accepted.
  • Zero Fraud Liability – If someone uses the card without your knowledge you pay nothing.
  • Automatic Bill Payment – Pay your bills online, mobile apps, via mail, or in-store.
  • Auto Rental Insurance – As a complimentary service you receive car rental insurance for free.
  • Travel Accident Insurance – You are covered automatically, at no extra cost, when you purchase a ticket for travel on common carriers with up to half a million dollars in coverage. For complete terms and conditions, call 866-779-6259.
  • Convenience Checks – You can make purchases at places, which don’t accept credit cards, by using convenience checks supplied to you at no cost.
  • Balance Transfers – Pay off higher rate credit cards and save on interest with the Caché Visa Card with balance transfers (3% fee applies).
  • Cash Access – Should you need instant cash there are over 1 million ATMs worldwide to fund that emergency need, but at an APR of 24% plus 3% upfront fee.
  • Flexible Payment Options – How you pay is up to you. Use U.S. mail, telephone transfers, automatic bill payments from any United States account.

Because the Caché Visa Card is issued by U.S. Bank, you qualify for a FREE gold checking account at U.S. Bank with NO monthly maintenance fees (a $12.95/month value)

Get your Caché Visa Card here and receive 1,000 points on your first purchase in addition to the continuing 5% discount.

Visa Signature Luxury Hotel Collection
Caché Visa Signature Card members receive exclusive lodging benefits at Visa Luxury Hotel which feature:

  • The best available suite rate
  • Automatic room upgrade upon arrival, when available
  • Complimentary continental breakfast
  • 3PM check-out, when available
  • VIP Guest status
  • $25 food or beverage voucher
  • Free in-room Internet

Learn more about this at visasignaturehotels.com