Category Archives: No Annual Fee

SeaMiles Visa Card

Cruising Lifestyle

SeaMiles Visa Card has been discontinued,
and is not available any longer.

SeaMiles offers the maximum flexibility of any cruise and travel rewards card.

Any Cruise Line — Any Time means you can redeem your SeaMiles on the cruise line of your choice and travel when you want.

And feel confident that the absolute lowest rates for cruises will be confirmed at the time of booking.

In the event a lower rate is offered, you can call within 48 hours of booking and upon confirmation of the lower rate, SeaMiles will match it!

Cruise Lines To Choose From Include:

AMAWaterways is an award-winning European river cruise operator. In addition to its core fleet of ships on Europe’s legendary rivers, they offer destination cruises to Porto River in Portugal, the Rhone River in France, Danube, waterways of Russia and with their new program in South East Asia, exotic waterways in Vietnam and Cambodia are available.

Azamara Cruises is a deluxe cruise line that currently operates two ships. It offers all-inclusive deluxe cruises for the sophisticated traveler.

Carnival FunPoints MasterCard has a fleet of 23 vessels currently in operation. The line calls its ships The Fun Ships, as there is a wide range of activities offered onboard.

Celebrity Cruises has features such as aft-glass dining rooms, formal foyer areas, alternate dining venues, balcony and suite staterooms, large pools and lounging areas, signature bars and lounges, libraries, elegant spas and gyms, and relaxation areas.

Costa Cruises FunPoints MasterCard is an Italian cruise line based in Genoa, Italy. Costa currently operated 14 cruise ships, which all sail under the Italian flag and provide holidays in the Mediterranean, Northern Europe, the Caribbean, the Indian Ocean, The Middle East, South East Asia and South America.

Crystal Cruises is a luxury cruise line with just two medium-sized but high-end ships each holding about 1,000 guests designed for the serious cruiser. It offers a unique World Cruise each year of about 110 days in length.

Cunard is a British-American owned shipping company based out of Southampton, England. It has been the leading operator of passenger ships on the North Atlantic for over a century.

Disney Cruise Line is an American cruise line owned and operated by Walt Disney Parks and Resorts. It currently operates two ships with a third scheduled to sail in 2011 and a fourth in 2012. Castaway Cay is a private island in the Bahamas designed as an exclusive port of call for Disney’s ships.

Holland America Lines Rewards Visa Card headquartered in Seattle, Washington operates 14 ships to seven continents and carries nearly 700,000 cruise passengers a year to many places other cruise neglect to visit.

MSC Cruises is the fourth largest cruise operator in the world with 11 ships currently in operation. It is the leader in the Mediterranean cruise market sailing the region year-round. It also offers seasonal itineraries in Northern Europe, the Atlantic Ocean, the Caribbean, North and South American, the Indian Ocean and South and West Africa.

Norwegian Cruise Line is best known for its Freestyle Cruising concept, which means that there are no set times or seating arrangements for meals, nor is formal attire required.

Oceania Cruises operates three luxury cruise ships on worldwide itineraries. It is currently the world’s largest upscale cruise line, offering gourmet-quality food and amenities.

Princess Cruises Rewards Visa Card has grown to become the third largest cruise line in the world with approximately 1.3 million passengers annually.

Royal Caribbean International has 42 ships in service offering a wide range of schedules and services for its clientele. Each Royal Caribbean ship includes a top-of-ship lounge called the Viking Crown Lounge offering sweeping panoramic views as well as onboard rock liming walls, bars, lounges, spas, gyms a main dining room and alternative dining venues.

Regent Seven Seas Cruises offers luxury cruises to over 300 ports worldwide. Their ships are designed for for a more discriminating group of hundreds of guests, rather than thousands.

Silversea Cruises is a luxury cruise line which has only four luxury, all-suite cruise ships that sail itineraries throughout the globe all year round. The cruise line operates out of Fort Lauderdale, Florida.

Star Clippers have operated since 1991 and has offered sophisticated travelers the ultimate cruising vacation alternative – a tall ship “mega-yacht” experience aboard authentic re-creations of the classic sailing clipper ships that ruled the waves during the 19th century.

Windstar Cruises is a cruise ship line notable for its modern computer-controlled sailing ships. In the summer months the Windstar fleet sails the Mediterranean shores and in the winter months they sail the Caribbean and the Pacific coast of Costa Rica.

The Yachts of Seabourn Fun Points MasterCard is an ultra luxury cruise line from Miami, Florida. The line operates all mega-yachts around the world, from short seven-day Caribbean cruises to exotic 100+ day cruises around the world.

PLUS, when you use your SeaMiles Visa Rewards Card you will earn 4% Cash Back on your total cruise booking.

With the SeaMiles Visa Rewards Card, start earning SeaMiles toward a FREE cruise after your very first purchase.

No Restrictions! No Blackouts! No Fees!

See how easy it is to start earning SeaMiles once you become a member because you get 5,000 bonus points just for becoming a member.

SeaMiles also gives: for every dollar spent with your SeaMiles Visa Rewards Card, Visa and SeaMiles will contribute to the Autism Speaks program.

Western Union Scam Tips

Western Union, a leader in global payment services, is offering the latest information and tips on common Internet scams in a move to help protect consumers from becoming victims of fraud.

“Internet scams succeed based on the fraudster’s ability to earn their victim’s trust,” said Joseph Cachey III, acting general counsel and chief compliance officer of Western Union. “Many fraudsters even coach their victims on how to safeguard their funds using a money transfer service, which supports the aura of trust they try to create.”

“Unfortunately, these extremely convincing appeals, combined with a ‘once in a lifetime’ deal, create a very powerful potion that some people find too difficult to resist. People need to set their emotions aside, understand the facts of the situation and not send the money.”

Beware when a buyer reaches an agreement to purchase an item from a seller (the fraudster) via the Internet.  The seller requires payment through a money transfer service, such as Western Union, and picks up the funds using a professionally produced fake ID.  The promised merchandise is never delivered.

‘Failure to Deliver Merchandise’ scams usually have one or more tell-tale signs:

  • The merchandise being sold may be offered at a surprisingly low price.
  • The seller will require that payment be made only through a money transfer service; possibly even suggesting ways of safeguarding the funds such as using a “test question” in lieu of an ID.
  • The seller will work hard to gain the buyer’s trust by being friendly, identifying shared interests and offering convincing explanations as to why a price is so low or for requiring payment only through a money transfer service.

Western Union provides a trusted and reliable way for people to send money to family members and friends.  Unlike a bank, Western Union doesn’t open accounts for the people who use its service.  A money transfer can be paid out to the receiver within a short time – even minutes – and after the money is paid, consumers cannot obtain a refund from Western Union even if the transfer was the result of fraud.

“Fraud is an industry-wide issue and preventing it is a shared responsibility among law enforcement, consumers and the corporate community,” said Cachey.

Consumers should be particularly careful when using money transfer services to make purchases through Internet auction, marketplace and classified ad sites, such as eBay, Dubizzle and Souq.com, he added.