New Barnes and Noble credit card accounts offer 0% introductory APR for 15 months on balance transfers made within 45 days of account opening.
Save on interest charges by transferring balances to new Barnes and Noble Mastercard®. Pay no interest until 2022 as long as minimum amount due is paid each month. A low 3% balance transfer fee applies for each transfer.
Introductory offer on purchases
After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. The gift card can only be used for purchases at a B&N or barnesandnoble.com. It’s their way of saying ‘thank you’ for becoming a card member.
Generous rewards at Barnes and Noble
Get 5% off on eligible purchases at Barnes & Noble stores or online. That’s in addition to any other discounts you may receive. Choose from thousands of items besides just books.
Teens & YA
Games & Collectibles
Stationery & Gifts
Movies & TV
Do you prefer to dine in or take out? Either way earn 2% rewards with a B&N credit card.
All other qualified purchases give 1 point per purchase towards your next Barnes and Noble gift card. A great way to get one very quickly.
Benefits and Features
No annual fee
Free FICO credit score access
$0 liability against fraudulent credit card activity
Mastercard Global Service™ offers emergency assistance on card-related issues
Mastercard ID Theft Protection™ which monitors credit file, sends alerts, identity theft issues and more
20% one-day sign-up bonus plus a statement credit for getting a new Belk credit card is just the start of savings at Belk.
Here are the best ways to save money and get great deals while shopping at Belk.
HOW TO GET THE MOST REWARDS
The trick with store cards with low credit limits such as Belk is to pay off purchases as soon as possible. So if you make a $200 purchase with a $500 credit limit, pay that $200 off right away. By doing that you have the full $500 of purchasing power once again. Customers could buy $1,000 or more of merchandise on a $500 credit by never carrying a balance.
Besides savings at Belk department stores, cardholders earn
2% rewards at gas stations and grocery stores
1% rewards when shopping almost everywhere else.
ITEMS NOT TO BUY WITH BELK CREDIT CARD
Some items and fees are not eligible for rewards. If item doesn’t qualify for rewards, use another form of payment if you want get rewarded.
Special financing purchases
Leased departments such as designer brands, cosmetics, fragrances, etc.
Belk gift cards
Miscellaneous fees for Belk Rewards Card
FEATURES AND BENEFITS
The entry Belk credit card includes
3 points for every eligible $1 purchase
Hassle-free returns without a receipt
20 exclusive savings events each year
Bonus rewards events
A cardholder savings day of the month
No annual fee
The Belk Premier Rewards Card ($600 to $1499 in spend per year) adds
4 points for every eligible $1 purchase
Special Financing with the Belk Rewards Flex Pay Plan
Exclusive Premier savings days
Finally the Belk Elite Rewards card members get
5 points for every eligible $1 purchase
Free shipping in store and at Belk.com
Quarterly 20% off pick your own sale day
4 invitation only Elite savings days
Free shipping coupons
Earn 2% rewards for certain purchases outside of Belk. These include gas and grocery items. All other non-Belk eligible items still get rewarded at a rate of 1 point per dollar spent.
In case you are not conveniently located by a Belk store go online for the latest in new merchandise and current promotions.