Category Archives: No Annual Fee

Kroger Rewards Card

Koger shopping cart

Kroger Rewards World Mastercard gives you unlimited rewards

It’s so easy to save money with your Kroger rewards card. You get:

  • 1 point per net $1 spent anywhere Mastercard is accepted
  • 2 points per net $1 spent in the Kroger family of stores (excluding fuel centers)
  • 3 points per net $1 spent on the Kroger family of quality brands
  • Additional 25¢ fuel discount at participating Kroger family of stores*
  • $100 cash back after spending $200 on the card within first 40 days of account opening

NOTE: redemption is 1/2% per dollar spent
1,000 Points gives $5 back, not $10

Additional features at no cost to are:

  • No annual fee
  • No penalty on over-limit purchases
  • 24-day, interest-free grace period on purchases
  • Balance transfer fee: 4%
  • Foreign transaction fee: none
  • Free Gold Checking account from US Bank
  • Automatic bill payment
  • Account alerts for peace of mind
  • Travel & emergency assistance services
  • Mastercard Global Service at no charge
  • Auto rental collision damage waiver
  • Free online account access – 24 hours a day, 7 days a week
  • Mobile banking on smartphones
  • Warranty manager service
  • Zero fraud liability
  • Annual account summary

The 1-2-3 Kroger Rewards Card is issued by USBank.

Be sure to read the fine print of the credit application for a full disclosure of all the terms and conditions.

* Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.

Los Angeles Dodgers Rewards Mastercard

Los Angeles Dodgers Mastercard

Los Angeles Dodgers Cash Rewards Mastercard new cardholders enjoy 0% financing on purchases for the first 12 billing cycles upon opening a new account.

The Los Angeles Dodgers World Mastercard from Bank of America gives generous cash back bonuses in many everyday purchases:

  • 3% cash back from these choices: gas, online shopping, dining, travel, drug stores, home improvement stores
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on almost all other purchases

The Los Angeles Dodgers World Mastercard from Bank of America also features free of charge:

  • Official Dodgers logo
  • No annual fee
  • 25 day grace period before payment (try before you buy)
  • Add authorized users at no additional charge
  • Never miss a payment by enrolling in the automatic payments feature
  • Get instantaneous account updates with text banking
  • Leave your card behind and pay with Apple Pay, Google Pay or Samsung Pay
  • Extra layer of online shopping security with ShopSafe‘s one-time credit card number
  • Free common carrier travel accident insurance on tickets purchased with your Los Angeles Dodgers credit card
  • Free automatic auto rental insurance
  • Complimentary monthly FICO scores to keep track of you credit score from top credit agency
  • Free 2nd-day shipping for selected retailers through ShopRunner
  • Priceless Experiences available only through the World Mastercard program

Show your support for your Los Angeles Dodgers this season and be rewarded in return for your loyalty by starting the application process here.

BB&T Spectrum Cash Rewards Card

New account holders of the BB&T Spectrum Cash Rewards Card pay no interest (0% APR) on purchases for their first 12 billing cycles (minimum payments apply).

BBT Spectrum Rewards Credit CardOr balances can be transferred at the same 0% rate, although an upfront 3% balance transfer fee applies.

BB&T Bank never compromises on the quality of its our products, and the BB&T Spectrum Rewards Visa Credit Card is no exception. It has all the benefits you want in a credit card without surprise rate increases, confusing terms or hidden fees.

The rewards are generous with

  • 3% cash back on gas
  • 2% cash back on groceries and utilities
  • 1% cash back on other qualifying net purchases
  • A 10% bonus cash back on redeeming your rewards into your BB&T checking or savings account

Here is what else the BB&T Spectrum Cash Rewards Credit Card has:

Straightforward Terms

  • No annual fee
  • 0% Introductory APR on net purchases and balance transfers
  • 25 day grace period, i.e. try before you buy
  • No minimum interest charge
  • No penalty APR
  • No over-the-credit-limit fee
  • No returned payment fee
  • However a late fee applies if your payment is not made by your due date
  • Payments are made in the from the highest to the lowest APR
  • Complete terms and conditions

Easy Online Access

  • Access complete account information at BB&T OnLine.
  • Pay bills and transfer money between accounts, including non-BB&T accounts
  • Pay recurring bills with our automatic bill payment option
  • Free alerts to monitor suspicious account activity
  • Go paperless—view statements online
  • Access up to 24 months of online statements
  • Detailed yearly report of your card expenditures (online or print)

Complete Protection

  • Visa’s Zero Liability provides 100% fraud protection against unauthorized use.
  • Extended warranty and purchase protection
  • Quick delivery of replacement card or emergency cash if your card is lost or stolen.
  • Complimentary rental car insurance
  • 24-hour roadside and emergency transportation assistance
  • Medical and legal referral assistance
  • Travel accident insurance
  • Pre-trip and lost luggage assistance
  • Emergency airline ticket replacement
  • Valuable document delivery assistance
  • Emergency translation services

Additional Benefits

  • Accepted at more than 32 million locations worldwide
  • Can be used at more than 800,000 ATMs worldwide

Some of these benefits are provided by Visa. Certain limitations, exceptions and restrictions may apply to these Visa benefits. Details are available online or at a local branch.

Apply in person at your local branch or ONLINE.

Chicago Cubs Mastercard

Chicago Cubs Credit CardChicago Cubs Cash Rewards Mastercard new cardholders enjoy 0% financing on purchases for the first 12 billing cycles upon opening a new account.

As an extra incentive after qualifying purchase(s) of $500 or more within 90 days of account opening, you receive 15,000 bonus points ($150).

The rewards continue with the World Mastercard from Bank of America giving shoppers cash back for every dollar spent with the card anywhere Mastercard is accepted.

  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases

The Chicago Cubs World Mastercard from Bank of America also features:

  • No annual fee
  • Zero liability on purchases
  • Replacement of items that are stolen, damaged or lost, within 90 days of purchase
  • Free Common Carrier Travel Accident Insurance
  • Free automatic auto rental insurance
  • Free and easy ShopSafe® service when you shop online
  • Shop in-store without the card using Apple Pay®, Google Pay™ or Samsung Pay
  • Free account alerts for account security, charges, payments, and more
  • Free FICO credit score available to spot any unusual changes

Show your support for the Chicago Cubs this season and be rewarded in return for your loyalty by starting  the application process here.