Category Archives: No Annual Fee

Barnes and Noble MasterCard

Barnes and Noble credit card

New Barnes and Noble credit card accounts offer 0% introductory APR for 15 months on balance transfers made within 45 days of account opening.

Save on interest charges by transferring balances to new Barnes and Noble Mastercard®. Pay no interest until 2022 as long as minimum amount due is paid each month. A low 3% balance transfer fee applies for each transfer.

Introductory offer on purchases

After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. The gift card can only be used for purchases at a B&N or barnesandnoble.com. It’s their way of saying ‘thank you’ for becoming a card member.

Generous rewards at Barnes and Noble

Get 5% off on eligible purchases at Barnes & Noble stores or online. That’s in addition to any other discounts you may receive. Choose from thousands of items besides just books.

Do you prefer to dine in or take out? Either way earn 2% rewards with a B&N credit card.

All other qualified purchases give 1 point per purchase towards your next Barnes and Noble gift card. A great way to get one very quickly.

Benefits and Features

  • No annual fee
  • Free FICO credit score access
  • $0 liability against fraudulent credit card activity
  • Mastercard Global Service™ offers emergency assistance on card-related issues
  • Mastercard ID Theft Protection™ which monitors credit file, sends alerts, identity theft issues and more

Harley-Davidson Visa Signature Card

Get $150 in a Harley-Davidson gift card

model with Harley Davidson motorcycle
Harley Davidson Rider

when you’re approved for a new Harley-Davidson Visa Signature Card ($500 minimum spend).

Also don’t pay until 2021 with the 0% intro APR offer on purchases and balance transfers for 12 billing cycles.

Qualifying H.O.G. members can earn points just for doing the thing they love to do: Visa card holders receive 1 point for each mile ridden on an H-D motorcycle.

Not only that, the card offers Genuine Rewards to spend at Harley-Davidson dealerships with every purchase:

  • 3 points earned per $1 of net purchases at gas stations and H-D dealerships
  • 2 points earned per $1 of net purchases at restaurants, bars and lodging
  • 1 point earned per $1 of net purchases everywhere else

Other exclusive H-D Visa Signature Card Benefits are:

Additional Harley-Davidson Visa Card Benefits include:

  • Complimentary Annual Account Summary
  • Automatic Bill Pay
  • Zero Fraud Liability
  • Free Online Banking
  • Warranty Manager Service
  • Emergency Cash and Card Replacement
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Hotel & Motel Burglary Reimbursement
  • Lost/Stolen Card Reporting
  • Cardholder Inquiry Service

As part of the U.S. Bank family, cardholders are entitled to a U.S. Bank Gold checking account with no monthly fees.

For complete details and application, go to Harley-Davidson Visa page.

Journey Visa Card

The Capital One Journey Mastercard is designed to help students build credit and get rewarded for it.

Student Visa CardYou get reminders to keep you on track, rewards for good behavior, and credit tools and tips help you along the way.

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.

Because it’s a Mastercard, you can use it at millions of places and get Zero Liability Protection for lost or stolen cards.

You get 1% cash back simply for using the card on all your purchases – paying cash doesn’t do that and you only have to pay it a few weeks later.

Plus, get an additional 25% bonus when you pay your bill on time.

Get up to 15% more cash back when you shop our Perk Central retail network.

Free access to your credit score with the CreditWise tool from CapitalOne, plus an interactive tracking tool to help monitor your credit.

Free text and e-mail alerts help keep you on track

The cash rewards don’t expire and there is no limit to how many you can accumulate.

Get your cash back anytime as an account credit or check, even set up automatic redemption to whatever account you want.

The high variable Annual Percentage Rate of 26.99% on balances encourage cardholders to build good habits by paying the bill off in full for every statement.

Apply here to start your credit journey.