Category Archives: No Annual Fee

BB&T Spectrum Cash Rewards Card

New account holders of the BB&T Spectrum Cash Rewards Card pay no interest (0% APR) on purchases for their first 12 billing cycles (minimum payments apply).

BBT Spectrum Rewards Credit CardOr balances can be transferred at the same 0% rate, although an upfront 3% balance transfer fee applies.

BB&T Bank never compromises on the quality of its our products, and the BB&T Spectrum Rewards Visa Credit Card is no exception. It has all the benefits you want in a credit card without surprise rate increases, confusing terms or hidden fees.

The rewards are generous with

  • 3% cash back on gas
  • 2% cash back on groceries and utilities
  • 1% cash back on other qualifying net purchases
  • A 10% bonus cash back on redeeming your rewards into your BB&T checking or savings account

Here is what else the BB&T Spectrum Cash Rewards Credit Card has:

Straightforward Terms

  • No annual fee
  • 0% Introductory APR on net purchases and balance transfers
  • 25 day grace period, i.e. try before you buy
  • No minimum interest charge
  • No penalty APR
  • No over-the-credit-limit fee
  • No returned payment fee
  • However a late fee applies if your payment is not made by your due date
  • Payments are made in the from the highest to the lowest APR
  • Complete terms and conditions

Easy Online Access

  • Access complete account information at BB&T OnLine.
  • Pay bills and transfer money between accounts, including non-BB&T accounts
  • Pay recurring bills with our automatic bill payment option
  • Free alerts to monitor suspicious account activity
  • Go paperless—view statements online
  • Access up to 24 months of online statements
  • Detailed yearly report of your card expenditures (online or print)

Complete Protection

  • Visa’s Zero Liability provides 100% fraud protection against unauthorized use.
  • Extended warranty and purchase protection
  • Quick delivery of replacement card or emergency cash if your card is lost or stolen.
  • Complimentary rental car insurance
  • 24-hour roadside and emergency transportation assistance
  • Medical and legal referral assistance
  • Travel accident insurance
  • Pre-trip and lost luggage assistance
  • Emergency airline ticket replacement
  • Valuable document delivery assistance
  • Emergency translation services

Additional Benefits

  • Accepted at more than 32 million locations worldwide
  • Can be used at more than 800,000 ATMs worldwide

Some of these benefits are provided by Visa. Certain limitations, exceptions and restrictions may apply to these Visa benefits. Details are available online or at a local branch.

Apply in person at your local branch or ONLINE.

Victoria’s Secret Angel Card

Become an Angel and Enjoy the Benefits

secrets-shopping-bag

  • $10 reward for every 250 points earned. Earning is easy—with every $1 you spend you earn a point, and the rewards keep coming with every 250 points you earn
  • 6 months of irresistible offers, worth up to $100, as a new Angel Card member
  • Surprise birthday gift every year
  • ANGELS FIRST—early access to sales, special offers & new items

After only 250 points Victoria’s Secret will upgrade you to Angel VIP status for even more perks:

  • Free Beauty Samples at Angel VIP exclusive beauty events
  • Surprise birthday gift every year
  • Invitation-only access to in-store events
  • Earn double points on all bra purchases

Apply here for your angel card.

Angel cardmembers  can easily

  • Pay their bill
  • View their statement
  • Check their points and available credit
  • Update their personal information

anywhere in the world through the special Victoria’s Secret page on the internet: it’s that simple.

Philadelphia Phillies Mastercard

Philadelphia Phillies Mastercard

As a new Philadelphia Phillies Extra Bases Mastercard cardholder you enjoy 0% financing on purchases for the first 12 billing cycles.

As an extra incentive, after a qualifying first purchase of $250 or more, you receive an additional 15,000 First Use Bonus Points, redeemable as a $150 statement credit.

The rewards continue as the World Mastercard from Bank of America gives you a point for every dollar spent with the card anywhere Mastercard is accepted.

The Philadelphia Phillies World Mastercard from Bank of America also features:

  • No annual fee
  • Official Phillies logo
  • Zero liability on purchases
  • Free replacement of items that are stolen, damaged or lost, within 90 days of purchase
  • Free accident insurance on common carrier travel
  • Free automatic auto rental insurance

Show your support for the Philadelphia Phillies this season and be rewarded in return for your loyalty by applying here and selecting the Phillies as your team.

Pittsburgh Pirates Mastercard

Pittsburgh Pirates Mastercard

Pittsburgh Pirates Extra Bases Mastercard offers new cardholders 0% financing on purchases for the first 12 billing cycles.

As an extra incentive, after a qualifying first purchase of $500 or more, you receive an additional 15,000 First Use Bonus Points, redeemable as a $150 statement credit.

The rewards continue because the World Mastercard from Bank of America gives you a point for every dollar spent with the card anywhere Mastercard is accepted.

The Pittsburgh Pirates World Mastercard from Bank of America also features:

  • No annual fee
  • Official Pirates logo
  • Zero liability on purchases
  • Free replacement of items that are stolen, damaged or lost, within 90 days of purchase
  • Free accident insurance on common carrier travel
  • Free automatic auto rental insurance

Show your support for the Pittsburgh Pirates this season and be rewarded in return for your loyalty by applying here and selecting the Pirates as your team.