Category Archives: No Annual Fee

Military Star Credit Card

November 20, 2018No Annual Fee, RewardsLeonard Kreicas

Military Star Credit Card

The MILITARY STAR credit card and its benefits are exclusively available to military personnel and their families. This line of credit is designed to assist you with your financial needs, whether it’s an everyday purchase or one unique to your military lifestyle, such as PCS, deployment or retirement. And as a “thank you” for your loyalty to shopping the exchange, cardholders receive a personal dividend with the MILITARY STAR Rewards Program.

Some of features include

No annual, late or over-limit fees
No back-interest when 0% promotions expire
Competitive low APR no matter your credit score

Programs to Support the Well-Being of Your Military Community

Significant portion of MILITARY STAR earnings fund quality-of-life programs
$1,000 interest-free military clothing plan
Reduced interest deployment policy

Multiple Discounts that Save You Money All Year Long

Promotional 0% interest offers
Exclusive savings just for cardholders
Free standard shipping on shopmyexchange.com, myNavyExchange.com and ShopCGX.com.
5¢ per gallon fuel discount every day at eligible locations
10% food court discount every day

The MILITARY STAR Rewards Program is offered by the Exchange Credit Program.

For details on the Military Star Credit Card and application click here.

More about the Exchange Credit Program

The Exchange Credit Program (ECP) is operated and funded by the Army and Air Force Exchange Service (AAFES), a branch of the Department of Defense. The program was established by Congress in 1979 to protect service members from predatory lending, and offering responsible credit solutions to customers continues to be a core mission for the program today.

ECP operates the MILITARY STAR program on behalf of the Army, Air Force, Navy, Marines Corps and Coast Guard. There are approximately 2 million cardholders from all branches of service. The vision of MILITARY STAR is to be the one card solution for all purchases made on installation.

Dillards American Express Card

October 25, 2018No Annual Fee, RewardsLeonard Kreicas

Earn 2 rewards points per $1 in purchases when you shop at Dillard’s with your Dillard’s card (in-store, online or by phone )

Plus for every $1 spent at grocery stores or gas stations, you earn 2 Dillard’s Reward Points!

Earn 1 rewards point per $1 in purchases everywhere American Express is welcomed.

0% APR is available for 12 or 24 months on qualifying Club Plan purchases with equal payments.

Learn more about the American Express Connect amenities available to Dillard’s credit card holders here.

Elite Status Customers who purchase $2,000 a calendar year receive.

Free shipping for online orders
Free gift wrapping for in-store purchases
Monthly Elite-only bonus points offers
Invitations to private shopping events (subject to availability)
Dedicated customer service number

You can either visit your local store or shop from the convenience of your home (have a shopping party). Invite your friends or family for an online shopping experience or at the store and save, save, save.

For details and a link to apply click here.

This credit card program is issued and administered by Wells Fargo Bank, N.A., pursuant to a license from American Express.

Shop Your Way Credit Card

August 22, 2018No Annual Fee, RewardsNo annual fee, RewardsLeonard Kreicas

Shop Your Way credit card offers members introductory extra points on purchases at gas stations, grocery stores, restaurants, Sears, KMart.

New account holders earn a $20 statement credit when they spend $30 in eligible purchases within the first 30 days of getting a new card.

The bonus point offer applies only on eligible purchases made within 12 months with a new card according to the following schedule:

Shop Your Way Credit Card Bonus Categories

The points are not redeemable as statement credits, but towards purchases for select products in its online catalog.

Additional card features include

No annual fee
Zero liability on unauthorized purchases
Monthly savings and valuable coupons exclusive to card members
Accepted everywhere Mastercard is accepted.

Other Mastercard benefits are

Purchase Assurance
Extended Warranty Coverage
Identity Theft Solutions

Details and application is available at Shop Your Way.

Uber credit card offers $100 sign-up bonus

October 25, 2017No Annual FeeSign-up offersLeonard Kreicas

Uber credit card offers new account members a $100 sign-up bonus after $500 of net purchases within 90 days of approval.

Pay no annual fee and use it anywhere VISA is accepted.

Other ways the Uber credit card pays for itself includes:

Annual $50 credit on digital subscription services, such as Netflix, Hulu, Apple Music*
4 percent rebates on dining, takeout orders, bars, UberEATS
3 percent rebates for airfare, hotels, Airbnb
2 percent for Uber rides, all online purchases, video and music streaming
1 percent on other purchases

For travelers to other countries, no foreign transaction fees are assessed on charges

If you decide to carry a balance, which is a highly discouraged practice on credit cards, the annual interest rate (APR) will range from about 16 percent to 25 percent per year.

The card’s underwriter, the bank that actually grants you the credit line, is BarclayCard.

VISA administers the services and offers such benefits as

$600 phone insurance when monthly phone bills are paid on Uber card
year-end spending summaries for taxes
extended warranties
zero-liability fraud protection
chip technology for security
roadside dispatch

Applications will be available starting Nov 2 when the card debuts on the Uber app.

* The catch for the $50 subscription credit is a fairly large one: you must spend $5,000 or more in total net purchases on your account during each 12-month period through and including your account anniversary date.

CREDIT CARDS

Choose the right credit card for you

Category Archives: No Annual Fee

Military Star Credit Card

Some of features include

Programs to Support the Well-Being of Your Military Community

Multiple Discounts that Save You Money All Year Long

More about the Exchange Credit Program

Dillards American Express Card

Shop Your Way Credit Card