Category Archives: No Annual Fee

Shop Your Way Credit Card

No Annual Fee, Rewards,
shop your way credit card
Shop Your Way credit card

Shop Your Way credit card offers members introductory extra points on purchases at gas stations, grocery stores, restaurants, Sears, KMart.

New account holders earn a $20 statement credit when they spend $30 in eligible purchases within the first 30 days of getting a new card.

The bonus point offer applies only on eligible purchases made within 12 months with a new card according to the following schedule:

Shop Your Way Credit Card Bonus Categories

The points are not redeemable as statement credits, but towards purchases for select products in its online catalog.

Additional card features include

  • No annual fee
  • Zero liability on unauthorized purchases
  • Monthly savings and valuable coupons exclusive to card members
  • Accepted everywhere Mastercard is accepted.

Other Mastercard benefits are

  • Purchase Assurance
  • Extended Warranty Coverage
  • Identity Theft Solutions

Details and application is available at Shop Your Way.

TCF Platinum Edition® Visa® Credit Card

No Annual Fee

TCF Platinum Edition® Visa® credit card 0% APR for 12 months on balance transfers

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The TCF Platinum Edition Visa credit card from Chemical Bank features:

  • $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened
  • No over-limit fees
  • No annual fee
  • No penalty APR
  • Free FICO score
  • An introductory balance transfer fee of 3% for the first 12 billing cycles applies to this offer (minimum fee $10)

Making your purchases with a credit card makes more sense than paying with cash when the bill is paid in full every month.

Sometimes you may change your mind about the purchase. Using a credit card gives you additional flexibility in making returns, subject to the merchant’s return policy.

With the TCF Platinum Visa credit card you get these perks for your peace of mind:

  • Try before you pay
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Remember to get the full benefits of the TCF Platinum credit card make your payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc.

Chevron Texaco Visa Card

No Annual Fee, Rewards, ,

Receive 10 cents in Fuel Credits per dollar spent on gas purchases at Chevron and Texaco gas stations.

Chevron Texaco Visa CardThis is not a limited introductory offer of a few months, but lasts for as long as you use it, with a limit of $300 in Fuel Credits per calendar year.

For the high-mileage driver, the Chevron-Texaco Visa card is the one to have.

You also get 3 Fuel Credits per dollar spent at Chevron and Texaco locations, as well as one Fuel Credit per dollar for shopping anywhere Visa is accepted.

There is no annual fee, but use the card as needed for maximum advantage, because the Chevron-Texaco Visa Card charges a hefty 23.99% APR on statement balances.

Responsible cardholders will benefit from Fuel Credits on every statement, which will be applied towards the next billing cycle: there is no waiting to reach a $25 or $50 threshold before getting your due.

The Chevron-Texaco Visa card is a no-frills card for the serious commuter because there are no special deals on Travel Benefits such as Discounted Hotel Rates and or Travel Insurance.

However it protects customers with zero fraud liability on their purchases.

As with all credit cards you also benefit by filling up and now paying later, with the additional bonus of having a record of all your fuel purchases in one place.