Category Archives: No Annual Fee

Free cell phone insurance

two iphonesGet up to $600 of partial cell phone insurance for free!

Mastercard holders enjoy peace of  mind because when they pay their monthly cellular services bill on their eligible card, they will be covered for up to $600 if their smartphone is:

Stolen: Cardholders if their phone is stolen receive up to $600 in cash
Damaged: Cardholders get their fixed for free or if the damage is beyond repair, the coverage reimburses all or part of the cost of the device, depending on their card.

· Deductible per covered incident ranges from $25-$50 vs. retail plans typically are over $75
· Coverage protects up to 3 phones vs. retail plans typically cover one phone
· No additional cost to cardholder for coverage vs. retail plans typically cost over $99 per year

If you have any of the credit cards below you already have some cell phone insurance against damage or theft.

Also Mastercard doubles the warranty period for cell phones. You are covered for two years against buying a defective iphone, when using any Mastercard for the purchase.

If you don’t have any of the credit cards listed below, open a new account and get $200 to $600 worth of mobile phone insurance for free.

Some of them also feature special sign-up offers as an additional incentive.

Golden State Warriors Credit Card is discontinued

Golden State Warriors BBVA Compass American Express Card members will receive a new non-branded BBVA Compass AMEX card in September 2017.

The partnership with American Express and BBVA Compass will continue for existing cardholders as before, except any NBA-linked promotions are terminated.

Stay tuned for details as they become available.

Earn Unlimited Rewards

Present BBVA Compass AMEX cardholders continue to enjoy these savings on their spending:

  • 1 point for every $1 you spend on your card
  • 2x points at gas stations and supermarkets (maximum $1,500 spend per quarter)

You can redeem rewards for immediate cash-back statement credits. Here is how it works: after a purchase BBVA will send you a transaction alert via the BBVA Wallet app so you can redeem your rewards quickly to pay part or all of your purchase from your available rewards balance.

Buy Genuine Warriors Gear

Dedicated fans can still purchase Golden State Warriors Gear on the team page, which has everything  they might want to buy, such as jerseys, t-shirts, hats, collectibles, memorabilia, gifts, home and decor items and many other exclusive products.

Free Credit Card Features

This itemized list gives you some of the services, perks, insurance and security benefits that come included with the card at no charge to you.

  • No annual fee
  • Zero liability on purchases
  • BBVA wallet app tracks card purchases, along with other cool features
  • Up 1 year extended warranty on purchases made with card
  • 24/7 Emergency assistance
  • Free automatic auto rental insurance
  • Free replacement of items that are stolen, damaged or lost, within 90 days of purchase
  • Free common carrier travel accident insurance

Sorry, no new BBVA Compass American Express credit card accounts are being issued at the present time.

Instead you can apply for a new BBVA Compass VISA card, which is available with no annual fee and the choice of earning up to 3x points in categories you select.

Warriors Social Media Links

Follow all the latest news on your Golden State Warriors on their official social media channels:

Warriors Cell Phone Apps

Download the brand new version of the Golden State Warriors Official Mobile App for iPhone, iPad, Apple Watch and Android. Get Warriors news, stats and videos, plus offers not available anywhere else.

  • Live stats during every game
  • Mobile seat upgrades
  • Proximity-based offers within the arena
  • Interactive maps for concessions, parking, etc.
  • News, videos, social media and much more

Home Depot Credit Card

Make total purchase of $299 or more and pay no interest for the first 6 months with your Home Depot credit card.

Home Depot Credit CardMinimum payments based on an APR of 8% are required and are applied to reduce your outstanding balance.

The remaining balance must be paid in full by the sixth month to avoid further interest charges of 17.99% to 26.99%.

Should a customer change their mind about a purchases made with the Home Depot credit card, they can return the item for a refund up to a full year after they bought it. For details refer to their return policy.

Select cardholders may receive financing offers of up to 24 months at zero interest on a purchase of $1,999 or more even more. These are limited-time promotions promotions only, which expire quickly.

Use the card with confidence knowing you are protected by a fraud protection policy that any unauthorized purchases will not be charged against your account.

Using the card makes keeping track of expenses for items bought at Home Depot a breeze, should you need to know what you bought, when you bought it and how much you paid.

Refer to credit card application for special  offers on flooring, riding mowers, building materials, water treatment, heating and air conditioning.

Free shipping on items over $45 and check out the DAILY SPECIALS available at

The card comes at no annual fee for the benefits you receive.

The Home Depot credit card can be linked to a Fuel Rewards Program where members save $0.10 per gallon for to every $100 they spend at Home Depot. Purchases are added up over time so your discounts on gas increase as you spend more.

Not all gas stations participate in the Fuel Rewards Program, so check the list of Home Depot Fuel Perk destinations where to redeem the $0.10 a gallon rebate.

On the application link below, there is an option to see whether you pre-qualify for a card without having a credit check done on your finances.

Apply here for your Home Depot Credit Card.

As usual when applying for any line of credit or loan, your credit limit will be determined by your yearly income or assets and a review of your credit report. If approved, you will be informed of your credit limit when you receive your card.


Cabelas Club Visa Card

Receive $20 in Cabela’s Club points when you are approved for a Cabela’s Club Visa Card.

cabelas credit card bonusIf you make 5 purchases on your new Visa outside of Cabela’s, for whatever amount, within the first 30 days of your approval, Cabela will give you another $10 gift!

Plus earn points back on all your purchases with with your new card. Here are the guidelines:

  • 1% for purchases outside Cabela’s anywhere the Visa Card is accepted.
  • 2% at Cabela’s or a Cenex convenience store if you have a Classic card
  • 3% at Cabela’s or a Cenex convenience store if you have a Silver card ($10,000 minimum annual spend)
    • 5% at Cabela’s or a Cenex convenience store if you have a Black card ($25,000 minimum annual spend)

To make buying more affordable, you can try before you buy at no cost for 25 days, provided the bill is paid in full by the due date.

Should you decide to keep a balance, the APR for Cabela purchases is a low 9.99% and a reasonable 15.43% to 21.43% on purchases elsewhere.

You get the convenience and perks of a Cabela’s credit card free of charge with no annual charge.

Nor does the card impose any overlimit or returned payment fees.

The points never expire and there is no limit on how many points you can earn.

Redeem your points online at or Cabela’s catalog.

In addition cardholders receive notice of special offers and Cabela’s Outdoors Adventures. and The Experience.

Apply for Cabela’s Visa Card, which is issued by World’s Foremost Bank.