Category Archives: No Annual Fee

Alaska Airlines Visa Signature Card

Alaska Airlines Platinum Plus Visa CardThe Alaska Airlines Visa Signature Card rewards members with double miles for every qualifying net in purchases of Alaska Airlines tickets or vacation packages booked by Alaska Airlines and 1 mile per $1 spent on qualifying net retail purchases elsewhere.

Get an extra 5,000 bonus points bonus after charging $1,000 on your card, within 90 days, upon credit approval.

Every year you are a member, you will also receive a $50 (USD) discount code towards an Alaska Airlines flight of your choice. The code expires after 12 months of issuing date.

To earn additional miles, join Mileage Plan™ Dining and earn up to 5 Mileage Plan Miles for every dollar you spend dining at over 10,000 participating restaurants, bars and clubs from coast to coast. Dining out earns miles; ordering takeout and delivery earns miles; you’ll even earn miles for tax and tip.

Redeem miles for flights on a wide range of airline partners such as American Airlines, Delta, Japan Airlines, LAN Chile, Qantas, and more.

The Alaska Airlines Visa Signature Card no longer sends bills in Canadian dollars, so purchases made in America dollars won’t be assessed a foreign transfer fee.

SECURITY

Bank of America, as issuer, offers cardholders the latest security features and shopping conveniences.

  • $0 liability guarantee
  • Online shopping security with ShopSafe
  • Chip technology to keep information away from hackers
  • Overdraft protection for linked checking accounts (fees apply)
  • Banking-on-the-go with Android and Apple apps
  • Use card with Apple Pay and Android Pay options
  • Instantaneous alerts to monitor card usage

TERMS

  • Grace Period: 25 days
  • Annual Fee: $75
  • Balance Transfer Fee: 3% ($10)
  • Cash Advance Fee: 3% (min $10)
  • Foreign Transaction Fee: 0%
  • APR Intro: n/a
  • APR Revolving Balance: 17.74% to 25.74%
  • APR Balance Transfer Intro: n/a
  • APR Balance Transfer: 17.74% to 25.74%
  • APR Cash Advances: 26.24%
  • Rewards: 3 miles per $1 on Alaska Airlines;  1 mile per $1 other purchases
  • Fraud Protection: yes
  • Warranty Extension: yes
  • Price Protection: yes

Upon completing the credit card application, you either get one of two Visa Card options, depending on the credit limit Bank of America grants you.

If less than $5000, they will issue you a Alaskan Airlines Platinum Plus Visa Card

If $5000 or more, you will get a Alaska Air Visa Signature Card.

BP Visa Card

The BP Visa card gives you 25¢ in cents per gallon rebates for every $100 in purchases made in the first 90 days (except on purchases made at non-BP gas stations).

After the first that you receive

  • 25¢ per gallon rebates for every $100 in purchases made at BP
  • 15¢ per gallon rebates for every $100 on eligible groceries, dining and travel
  • 5¢ per gallon rebates for every $100 you spend everywhere else Visa credit cards are accepted (excluding non-BP gas stations)

bp visa cardPurchases at BP locations include not only fuel, but snacks and other everyday items.

Since there is no annual fee or interest, when you pay the balance in full every month, why not get cash back every time you buy gas at BP and elsewhere?

Rewards expire 12 months after the month they are earned.

Other features a VISA credit card offer are

Apply for your BP Visa card on this page and make sure to read the fine print.

BP Visa Card is issued by Synchrony Bank, who may provide you with a BP Visa Signature Card, BP Visa Card or a BP Credit Card.

Note in the fine print of the application, you are agreeing to, “I am providing the information in this application to SYNCB and to BP Products N.A., Inc. SYNCB may provide information about me (even if my application is declined) to BP Products N.A., Inc.(and its affiliates) so that they can create and update their records, and provide me with service and special offers.”

Barnes and Noble MasterCard

Barnes And Noble MasterCardBarnes and Noble MasterCard Rewards Begin with a $25 Gift Card.

After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. It’s their way of saying ‘thank you’ for becoming a card member.

Get 5% off on every book or other purchase at Barnes & Noble

That’s in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard at any Barnes & Noble store or online at BN.com and you’ll save an extra 5% delivered as a credit on your statement.

Earn Free Barnes & Noble Gift Cards

Earn one Reward Point for every dollar you charge anywhere else, even for everyday purchases like gas and groceries. Every time you reach 2,500 points, you’ll automatically receive a $25 Barnes & Noble Gift Card.

No Annual Fee Plus a Great Introductory Rate on Balance Transfers

There is no annual fee for the Barnes & Noble MasterCard and you can take advantage of a special low rate on balance transfers.

To get the details and apply go the Barnes & Noble MasterCard application page.

Barnes & Noble also offers an exclusive members-only program for a low $25 annual fee, that more than pays for itself with:

Amazing In-Store Saving (does not apply to BN.com purchases)
40% Off Hardcover Bestsellers
10% Off Almost Everything Else
Free Express Shipping on BN.com Orders
1-3 Days! No Minimum Purchase
Member-Exclusive Offers
We’ll send you special savings via email throughout the year

Dream MasterCard

Dream MasterCard offers 0% APR for 6 months
plus 3 points per dollar on gas and groceries

kitten dreaming

The new Dream MasterCard from Chemical Bank features:

  • No late fees
  • No over-limit fees
  • No annual fee
  • No penalty rates
  • No pre-set spending limit
  • Free FICO 8 score
  • No limit on the number of points a customer can earn
  • Three points per dollar spent on qualifying gas and grocery purchases
  • One point per dollar spent on all other qualifying credit card purchases
  • Reward points can be redeemed for Maximum Rewards, gift cards or even cash back

Making your purchases with a credit card makes more sense than paying with cash when the bill is paid in full every month.

Sometimes you may change your mind about the purchase. Using a credit card gives you additional flexibility in making returns, subject to the merchant’s return policy.

With the Dream MasterCard you get these perks for your peace of mind: 

  • Try before you pay
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 90-day price protection
  • MasterRental Insurance
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Remember to get the full benefits of the Dream credit card make your payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason.

The Dream MasterCard is issued by First Bankcard, a division of First National Bank of Omaha.

Go here for Dream MasterCard account application and details.