Category Archives: No Annual Fee

Home Depot Credit Card

Make total purchase of $299 or more and pay no interest for the first 6 months with your Home Depot credit card.

Home Depot Credit CardMinimum payments based on an APR of 8% are required and are applied to reduce your outstanding balance.

The remaining balance must be paid in full by the sixth month to avoid further interest charges of 17.99% to 26.99%.

Should a customer change their mind about a purchases made with the Home Depot credit card, they can return the item for a refund up to a full year after they bought it. For details refer to their return policy.

Select cardholders may receive financing offers of up to 24 months at zero interest on a purchase of $1,999 or more even more. These are limited-time promotions promotions only, which expire quickly.

Use the card with confidence knowing you are protected by a fraud protection policy that any unauthorized purchases will not be charged against your account.

Using the card makes keeping track of expenses for items bought at Home Depot a breeze, should you need to know what you bought, when you bought it and how much you paid.

Refer to credit card application for special  offers on flooring, riding mowers, building materials, water treatment, heating and air conditioning.

Free shipping on items over $45 and check out the DAILY SPECIALS available at homedepot.com.

The card comes at no annual fee for the benefits you receive.

The Home Depot credit card can be linked to a Fuel Rewards Program where members save $0.10 per gallon for to every $100 they spend at Home Depot. Purchases are added up over time so your discounts on gas increase as you spend more.

Not all gas stations participate in the Fuel Rewards Program, so check the list of Home Depot Fuel Perk destinations where to redeem the $0.10 a gallon rebate.

On the application link below, there is an option to see whether you pre-qualify for a card without having a credit check done on your finances.

Apply here for your Home Depot Credit Card.

As usual when applying for any line of credit or loan, your credit limit will be determined by your yearly income or assets and a review of your credit report. If approved, you will be informed of your credit limit when you receive your card.

 

BP Visa Card

The BP Visa card gives you 25¢ in cents per gallon rebates for every $100 in purchases made in the first 90 days (except on purchases made at non-BP gas stations).

After the first that you receive

  • 25¢ per gallon rebates for every $100 in purchases made at BP
  • 15¢ per gallon rebates for every $100 on eligible groceries, dining and travel
  • 5¢ per gallon rebates for every $100 you spend everywhere else Visa credit cards are accepted (excluding non-BP gas stations)

bp visa cardPurchases at BP locations include not only fuel, but snacks and other everyday items.

Since there is no annual fee or interest, when you pay the balance in full every month, why not get cash back every time you buy gas at BP and elsewhere?

Rewards expire 12 months after the month they are earned.

Other features a VISA credit card offer are

Apply for your BP Visa card on this page and make sure to read the fine print.

BP Visa Card is issued by Synchrony Bank, who may provide you with a BP Visa Signature Card, BP Visa Card or a BP Credit Card.

Note in the fine print of the application, you are agreeing to, “I am providing the information in this application to SYNCB and to BP Products N.A., Inc. SYNCB may provide information about me (even if my application is declined) to BP Products N.A., Inc.(and its affiliates) so that they can create and update their records, and provide me with service and special offers.”

Barnes and Noble MasterCard

Barnes And Noble MasterCardBarnes and Noble MasterCard Rewards Begin with a $25 Gift Card.

After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. It’s their way of saying ‘thank you’ for becoming a card member.

Get 5% off on every book or other purchase at Barnes & Noble

That’s in addition to any other discounts you may receive. Just pay with your Barnes & Noble MasterCard at any Barnes & Noble store or online at BN.com and you’ll save an extra 5% delivered as a credit on your statement.

Earn Free Barnes & Noble Gift Cards

Earn one Reward Point for every dollar you charge anywhere else, even for everyday purchases like gas and groceries. Every time you reach 2,500 points, you’ll automatically receive a $25 Barnes & Noble Gift Card.

No Annual Fee Plus a Great Introductory Rate on Balance Transfers

There is no annual fee for the Barnes & Noble MasterCard and you can take advantage of a special low rate on balance transfers.

To get the details and apply go the Barnes & Noble MasterCard application page.

Barnes & Noble also offers an exclusive members-only program for a low $25 annual fee, that more than pays for itself with:

Amazing In-Store Saving (does not apply to BN.com purchases)
40% Off Hardcover Bestsellers
10% Off Almost Everything Else
Free Express Shipping on BN.com Orders
1-3 Days! No Minimum Purchase
Member-Exclusive Offers
We’ll send you special savings via email throughout the year