Get up to $600 of partial cell phone insurance for free!

Mastercard holders enjoy peace of  mind because when they pay their monthly cellular services bill on their eligible card, they will be covered for up to $600 if their smartphone is:

Stolen: Cardholders if their phone is stolen receive up to $600 in cash
OR
Damaged: Cardholders get their fixed for free or if the damage is beyond repair, the coverage reimburses all or part of the cost of the device, depending on their card.

WHY THE CELLULAR PROTECTION PLAN IS BETTER THAN MANY RETAIL PLANS:
· Deductible per covered incident ranges from $25-$50 vs. retail plans typically are over $75
· Coverage protects up to 3 phones vs. retail plans typically cover one phone
· No additional cost to cardholder for coverage vs. retail plans typically cost over $99 per year

If you have any of the credit cards below you already have some cell phone insurance against damage or theft.

Also Mastercard doubles the warranty period for cell phones. You are covered for two years against buying a defective iphone, when using any Mastercard for the purchase.

If you don’t have any of the credit cards listed below, open a new account and get $200 to $600 worth of mobile phone insurance for free.

Some of them also feature special sign-up offers as an additional incentive.

• Wells Fargo: $600
• First Citizens Bank: $500
• Hancock Bank: $500
• Credit Union West: $250
• Kinecta: $250
• Purdue Federal Credit Union: $250
• Quorum Credit Union: $250
• Sharonview Credit Union: $250
• Suntrust (Visa Signature only): $250
• BBVA Compass ClearBenefits: $200
• Community State Bank: $200
• Energy Capital Credit Union: $200
• Fidelity Bank and Trust: $200
• Fifth Third: $200
• Spirit of Alaska Credit Union: $200
• US Alliance Credit Union: $200
• American Partners Credit Union: $200
• Education Credit Union: $200
• IBM Southeast Credit Union: $200
• MCT Credit Union: $200
• Scott Credit Union: $200
• UnitedSA Credit Union: $200

Make total purchase of $299 or more and pay no interest for the first 6 months with your Home Depot credit card.

Minimum payments based on an APR of 8% are required and are applied to reduce your outstanding balance.

The remaining balance must be paid in full by the sixth month to avoid further interest charges of 17.99% to 26.99%.

Should a customer change their mind about a purchases made with the Home Depot credit card, they can return the item for a refund up to a full year after they bought it. For details refer to their return policy.

Select cardholders may receive financing offers of up to 24 months at zero interest on a purchase of $1,999 or more even more. These are limited-time promotions promotions only, which expire quickly.

Use the card with confidence knowing you are protected by a fraud protection policy that any unauthorized purchases will not be charged against your account.

Using the card makes keeping track of expenses for items bought at Home Depot a breeze, should you need to know what you bought, when you bought it and how much you paid.

Refer to credit card application for special  offers on flooring, riding mowers, building materials, water treatment, heating and air conditioning.

Free shipping on items over $45 and check out the DAILY SPECIALS available at homedepot.com.

The card comes at no annual fee for the benefits you receive.

The Home Depot credit card can be linked to a Fuel Rewards Program where members save $0.10 per gallon for to every $100 they spend at Home Depot. Purchases are added up over time so your discounts on gas increase as you spend more.

Not all gas stations participate in the Fuel Rewards Program, so check the list of Home Depot Fuel Perk destinations where to redeem the $0.10 a gallon rebate.

On the application link below, there is an option to see whether you pre-qualify for a card without having a credit check done on your finances.

Apply here for your Home Depot Credit Card.

As usual when applying for any line of credit or loan, your credit limit will be determined by your yearly income or assets and a review of your credit report. If approved, you will be informed of your credit limit when you receive your card.