Category Archives: Rewards

Kroger Rewards Credit Card

January 19, 2021RewardsGroceries, No annual fee, US BankLeonard Kreicas

Koger shopping cart

Limited time offer: save up to $.55 per gallon of fuel with new Kroger Rewards credit card

Great savings, but these conditions apply:

Good for new account holders only
Redeemable only at Kroger Family of Companies Fuel Centers
Minimum of 100 existing fuel points earned in a single month
Not valid with any other fuel offer

Save money with Kroger World Mastercard®

1 point per net $1 spent anywhere Mastercard is accepted
2 points per net $1 spent in the Kroger family of stores (see below)
3 points per net $1 spent on the Kroger family of quality brands
Additional 25¢ fuel discount at participating Kroger family of stores*

Free benefits and services

No annual fee
No foreign transaction fee
No penalty on over-limit purchases
24-day, interest-free grace period on purchases
Balance transfer fee: 4%
Free Gold Checking account from US Bank
Automatic bill payment
Account alerts for peace of mind
Travel & emergency assistance services
Mastercard Global Service at no charge
Auto rental collision damage waiver
Free online account access – 24 hours a day, 7 days a week
Mobile banking on smartphones
Warranty manager service
Zero fraud liability
Annual account summary

The 1-2-3 Kroger Rewards Card is issued by USBank.

Kroger family of companies includes these grocery stores

Baker’s
City Market
Dillons
Food 4 Less
Foods Co
Fred Meyer
Fry’s
Gerbes
Harris Teeter
King Soopers
Jay C Food Store
Kroger
Owens Market
Pay-Less Super Markets
QFC
Ralphs
Smith’s Food and Drug

Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.

ABOC Credit Card – Union Strong and Platinum Rewards MasterCard Review

October 26, 2020RewardsIntro APR, No annual fee, Rewards, Sign-up offersLeonard Kreicas

Union Strong Credit Card

“For almost a century, the Bank has designed deposit and credit services exclusively for union workers in the automobile, building trades, clothing and textile, communications and graphic arts, hotel and restaurant, mechanics, public service and general service, steel and iron, transportation industries, and more.”

Now available to a wider audience Amalgamated Bank of Chicago (ABOC) credit card program offers competitive rates and benefits to people who would prefer not to deal with big banks. Its two similar credit cards differ in their non-introductory Annual Percentage Rates (APR) and introductory Balance Transfer (BT) terms.

ABOC Union Strong Credit Card

The Union Strong Mastercard® currently charges an APR of 9.25% after the introductory period ends. The APR may change depending on market conditions.

The Union Strong credit card also offers an 0% APR on balance transfers for first 18 billing cycles. Balance transfers don’t receive any reward points and a 3% fee is added upon transfer.

ABOC Platinum Rewards Card

aboc credit card platinum rewards

The Platinum Rewards credit card currently charges an APR of 12.90% to 22.90% depending on credit history. The APR also will fluctuate in step with on market conditions.

There is no special deal on balance transfers for new accounts.

Introductory Offers for ABOC Credit Cards

Get a generous sign-up bonus of $150 as a statement credit after opening a new account, but only when $1,200 is charged on the new card within 90 days of approval.

Pay no interest on purchases for the first 12 billing cycles. Monthly minimum payments are required to keep the account in good standing.

Comparing bonus 5x reward categories

ABOC, Chase Freedom Flex and Discover It® each offer 5x rewards for select categories on a rotating basis. From January 1 to March 31, 2021 eligible purchases for bonus points include:

ABOC Platinum Rewards Mastercard®

Groceries
Fitness clubs
Hospitals
Pharmacies

Discover It Cash Back

Groceries (includes Walmart grocery pickup & delivery)
Walgreens
CVS

Chase Freedom Flex

Wholesale Clubs (Mastercard not accepted for Costco in-store purchases)
Internet, cable and phone services
Select streaming services

Rewards and savings for ABOC credit cards

1% Cash Back on eligible purchases
No Annual Fee
Zero-interest for 25 days before payments are due for purchases paid in full after the promotional period.
Rewards include choice of statement credits, travel, gift cards, merchandise
Points never expire as long as card remains in good standing
No foreign transaction fees

Purchase and travel benefits include

No fee for additional cards for authorized users
Mastercard® zero liability on unauthorized transactions
Extended Warranty doubles your original warranty up to 1 additional year (conditions apply)
Price protection refunds the difference if you see an item advertised for less within 60 days of purchase.
Identity Theft Resolution Services provides one-on-one support in the event your identity is compromised.
MasterAssist^® provides pre-trip planning assistance, help with lost luggage and more.
Master RoadAssist^® Roadside Services provides help in the event your car breaks down while traveling in the U.S.
$1 Million Travel Accident Insurance.
Security chip offers enhanced protection when used at chip-enabled terminals.
Make mobile purchases with Android Pay^TM, Apple Pay^TM and Samsung Pay.

Pay down any high-interest credit card balances by making purchases on ABOC credit card during the 0% APR introductory purchase period.

Amazon VISA Signature Card

October 12, 2020RewardsChase, Groceries, No annual fee, Sign-up offersLeonard Kreicas

Check out how much more Prime Members save using their Amazon Prime Rewards Visa Card.

New card holders get $50 Amazon Gift Card instantly upon approval

3% back at Amazon and Whole Foods Market

New card holders get $100 Amazon Gift Card instantly upon approval.

5% back at Amazon and Whole Foods Market

As an alternative for a limited time only Discover It also offers 5% Cash Back at Amazon.com

Prime members who use their Discover It Card at checkout on Amazon.com from Oct. 1 to Dec. 31 get the same 5% rebate as the Amazon Prime Rewards Visa Card.

Amazon credit card Visa Signature

Earn 3% back on groceries at Amazon.com and Whole Foods Market.

Plus receive a $60 Amazon Gift Card after approval.

Besides groceries many other products you buy on Amazon.com will get a 3% credit.

NOTE: Some items such as Market 365 products, Instacart orders, and others may only get 1% back! Read the fine print for which purchases qualify for bonus rewards.

Outside of Amazon shoppers get 2% back at many other retailers:

Groceries at drugstores and gas stations
Food picked up or served at restaurants, which even includes places like McDonalds or Chick-fil-A
Household items at drugstores and gas stations
Most purchases as restaurants, drugstores, gas stations

Receive minimum of 1% back on qualifying charges everywhere else

For all other purchases redeem your points for real cash with no minimum redemption amount!

Best of all there is no annual fee for this card.

DETAILS

Grace Period: 21 days
Foreign Transaction Fee: 0
Balance Transfer Fee: 5% (min $5)
Cash Advance Fee: 5% (min $10)
APR Intro: n/a
APR Balance Transfer Intro: n/a
Rewards: 1% to 3%
Automatic payment: yes
Fraud Protection: yes
Warranty Extension: yes

HSBC Credit Card with Cash Rewards

September 26, 2020RewardsIntro APRLeonard Kreicas

Introductory Offer of 3% Cash Back for first 12 months.

HSBC credit card with Cash Rewards Mastercard® gives you 3% rewards on all eligible purchases for 12 months after opening account. This has a $10,000 limits, which means you receive up a $300 tax-free statement credit.

0% Introductory APR for 12 months means you pay no interest on your balance while earning rewards on eligible purchases. Reward points can be redeemed as direct deposits in linked HSBC checking or savings accounts. You can watch your savings grow, withdraw the accrued funds as real cash via ATM, or pay bills.

More rewards and account savings

1.5% Cash rewards on eligible purchases made after the introductory period.
No Annual Fee
No Foreign Transaction Fees
Zero-interest for 25 days before payments are due for purchases paid in full after the promotional period.
Summary Of Terms for your reference as a pdf file.

Purchase and travel benefits

No fee for additional cards for authorized users
Extended Warranty doubles your original warranty up to 1 additional year.
Identity Theft Resolution Services provides one-on-one support in the event your identity is compromised.
MasterAssist^® provides pre-trip planning assistance, help with lost luggage and more.
Master RoadAssist^® Roadside Services provides help in the event your car breaks down while traveling in the U.S.
$1 Million Travel Accident Insurance.
Cellular Wireless Telephone Protection up to $600 per claim should your cellphone is stolen or damaged.
Free monthly FICO scores from Equifax (TRW and Experian credit scores may differ)
Security chip offers enhanced protection when used at chip-enabled terminals.
Fraud protection
Contactless payment feature provides fast, easy and safe checkouts with compatible Point Of Service (POS) terminals
Make mobile purchases using Android Pay^TM, Apple Pay^TM and Samsung Pay
Rewards and Benefits Brochure and Mastercard Guide to Benefits for HSBC Cash Rewards Mastercard (25 pages in pdf format)

CREDIT CARDS

Choose the right credit card for you