Category Archives: Rewards

Macy’s Thanks For Sharing 2017

Macy's Exclusive Thanks For SharingMacy’s 2017 Thanks For Sharing (TFS) program
begins August 30, 2017.

Thanks For Sharing members will receive a Macy’s gift card worth 10% of all eligible purchases made with your enrolled Macy’s credit card account from August 31 through December 31, 2017.

There were three ways to enroll.

  • At your favorite Macy’s store
  • Online at macys.com/thanks
  • By phone at 1-888-933-6229

$10 of the $25 enrollment fee, up to a total of $15,000,000, will be donated to non-profit organizations such as Make-A-Wish and the Go Red For Women.

BENEFITS

10% rewards on almost all purchases made with an eligible Macy’s credit card from the enrollment date until Dec. 31, 2017, in the form of a Macy’s gift card. boys and girls clubThanks For Sharing members CAN COMBINE their rewards with the Plenti rewards program to give them a total of 11% or more bonus on net purchases.

For Macy’s cardholders unfamiliar with Plenti, it automatically gives 1% or 2% or more rewards on all eligible purchases made with their Macy’s credit card or other select partners.

15% Bonus Days

On select bonus days enrolled Macy’s shoppers receive 15% rewards instead of the standard 10%. When the dates become available mark them on your calendar to boost your gift card’s value.

There is no limit on how much the gift card is worth: some people have earned Thanks For Sharing Gift Cards worth $400 or more.

The gift card has no expiration date.

The $25 enrollment fee is a one-time charge that must be made with a Macy’s credit card.

You can give the card to loved one as gift card for their own shopping spree.

It can be used for purchases at any Macy’s store or online at macys.com.

This card is NOT a coupon, so use it just like cash to buy any item of your choice at Macy’s.

FEATURES

The first $3.4 million of the donation goes to the American Heart Association’s Go Red For Women® movement. The balance, up to an additional $11.6 million, will be donated to the following organizations.

Your gift card will be mailed in February or March 2018 to the address on file for the account. If you move notify Macy’s of your new mailing address to make sure you get the TFS card.

The Thanks For Sharing Program has some exclusions for items charged on the Macy’s credit card, although it does give a 10% rebate on EveryDay Value items which normally do not accept any Macy’s coupons.

The exclusions are mostly large-ticket items, services and some licensed departments:

  • furniture
  • floor coverings
  • mattresses
  • box springs
  • fur salon
  • bridal salon
  • gift cards/certificates
  • electronics and associated accessories
  • special orders
  • watch/jewelry repair
  • sunglasses
  • maternity wear
  • athletic shoes for him, her and kids
  • Tag Heuer
  • custom decorating
  • carpet cleaning
  • service and delivery fees
  • gift wrap
  • purchases from licensed departments
  • bill inserts
  • restaurants

You cannot redeem the Thanks For Sharing gift card for cash or use it as a payment or credit on your Macy’s credit card account.

The value of the rewards card applies to net purchases from enrollment until Dec. 31, 2017. Any prior eligible purchases returned on or before 1/8/2018 will have their share  of the TFS purchase subtracted from the reward’s card final value.

For example, if you bought a pair of jeans for $100 and then exchange them for a pair of jeans costing $200, your Thanks For Sharing gift card will be worth $10 ($20 – $10), not $20 (10% of your original $200 purchase).

If you want you can withdraw from the program and request a refund of the enrollment fee by calling 888-933-6229, before December 15, 2017, or in person at any Macy’s store before December 31, 2017. Upon cancellation you will not receive the gift card.

For detailed information about Macy’s Thanks For Sharing, refer to its Program Terms and Conditions.

State Farm Rewards Credit Card

Save 3% on insurance premiums (up to $4,000) with the State Farm Rewards credit card.

state_farm_rewards_visa_cardPay your auto, home, life, medical, liability, etc. insurance bills and get rewarded with 300 points for every 100 dollars you spend.

Earn 100 points per $100 spend on all other purchases made with your State Farm cash back rewards card (certain restrictions apply).

You can redeem points for gift cards at select retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products, which includes checking and savings accounts that earn redemption premiums 25,000 points and above.

Points Redeemed / Premium

  • 0-24,999 points — No Premium
  • 25,000 – 49,999 — 25% Premium
  • 50,000 – 99,999 — 35% Premium
  • 100,000 – greater — 50% Premium

You can also use your points as a gift, or transfer your points between State Farm Loyalty Rewards accounts that you own, or to another State Farm Loyalty Rewards account holder.

Best of all, the State Farm VISA card charges you no interest for 12 months from the date of your account opening, provided minimum payments are on purchases you make.

This feature is great to finance those larger purchases that may not be affordable with a single paycheck or could empty your emergency savings account.

Other features include

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Worldwide Visa credit card acceptance and cash access via ATMs
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance
  • Visa Auto Rental Collision Damage Waiver
  • Visa Travel and Emergency Assistance Services
  • Visa Warranty Manager Service
  • Visa Zero Fraud Liability
  • Visa Shopping and Travel discounts
  • Paperless statement option
  • Text alerts for security and reminders
  • Automatic payments so you never miss a payment
  • Free Pocket Agent app to access your account

The fine print (subject to change):

  • Annual fee: $0
  • Introductory 0% financing for one year
  • No interest if balance paid in full with 24 days
  • Fee Balance Transfer: 3% ($10 min)
  • Fee Cash Advance: 4% ($10 min)
  • Fee Foreign Transaction: 3%
  • Fee Late Payment: up to $37
  • Fee Returned payment: up to $37
  • APR: 13.49% to 20.49%
  • APR Cash Advances: 20.49%

For details and application visit the State Farm Loyalty Rewards Program web page.

Wells Fargo Cash Wise Visa Card

Wells Fargo Cash Wise Visa CardIntroducing the new Wells Fargo Cash Wise Visa Card, which is one of the best cashback credit cards on the market today by giving cardholders a generous $1.50 cashback per $100 spend everywhere Visa is accepted.

As a bonus, during your first 12 months of use, get a generous $1.80 cashback per $100 in purchases when using Android Pay or Apple Pay.

0% APR Financing Offer

Pay no interest on for the first 15 months upon opening the account. You can make that purchase you dreamed of, but could not quite afford until now. Minimum monthly payments must be paid to avoid interest charges.

Cashback Rewards

Save on every purchase you make by getting $1.50 cashback per $100 dollars you spend on eligible items using this credit card.

Qualifying purchases include,

  • Merchandise
  • Dining
  • Shopping
  • Entertainment

Redeem Points

What makes the  Wells Fargo Cash Wise Visa Card one of the best cashback credit cards?The ATM option shown on the list below. You can cash in your points starting at a minimum of $20, using any of the following choices,

  • Cash redemption at Wells Fargo ATMs in $20 amounts.
  • Direct deposit into your Wells Fargo savings or checking account.
  • As a credit to a qualifying Wells Fargo loan.
  • At the Go Far Rewards portal you canGo Far Rewards
    • Buy gift cards
    • Buy merchandise, dining, entertainment
    • Participate in auctions
    • Download digital products
    • Browse special limited-time offers
    • Pool rewards with other Wells Fargo cardholders.

Other Features

  • Wells Fargo mobile app
  • Make purchases using Apple Pay and Android pay
  • Exclusive savings with Wells Fargo Offers
  • Free FICO score updated monthly
  • Overdraft protection with linked checking accounts
  • Fraud Protection
  • Rapid alerts on spending
  • Cellular phone protection (details on Wells Fargo site)
  • Roadside assistance hotline
  • Car rental loss and damage insurance
  • Travel insurance
  • Warranty extension

Fees and Rates

  • Grace period: 25 days
  • Annual Fee: $0
  • Fee on balance transfer (introductory): 3% ($5 min)
  • Fee on balance transfer: 5% ($5 min)
  • Fee on cash advance: 5% ($5 min)
  • Fee for foreign transaction: 3%
  • Fee for late payment: up to $37
  • Fee on returned payment: up to $37
  • APR on balances: 13.24% to 25.24%
  • APR on cash advances: 24.24% to 26.24%

Online applicants must have an existing Wells Fargo relationship. For all the fine print and application details visit the Wells Fargo Cash Wise Visa Card site.