Category Archives: Rewards

BBVA Compass ClearPoints Visa Card

BBVA Compass ClearPoints Visa Card offers
favorable interest rates and rewards

Get started now with an 0% intro APR offer for the first 13 months and $100 off the first $1500 in qualifying purchases

BBVA Compass ClearPoint Visa CardPay NO annual fee for the BBVA Compass ClearPoints credit card and add additional authorized users at no cost.

CUSTOMIZE YOUR CARD: Earn  up to 3 CompassPoints for every $1 spent on categories you chose when using the card.

Get up to 3X the points on gas, utilities, office supplies, etc.

These points can be redeemed for account credits, retail gift cards, exciting travel options and name-brand merchandise.

Select participating retailers offer higher account points than the 1%.

Free Enrollment feature means as a cardholder, you are automatically enrolled as a BBVA Compass ClearPoints customer at no additional charge.

Multiple Payment Options offers you the ability to pay your bill mail, automatic debit, online banking or at any local branch

Security alerts notify you of possible suspicious activity on your account, as well as convenience notices for payments, balances, special offers and more.

You never pay interest if you pay your balance in full every month.

If you prefer to talk to a person, account representatives are available to assist you by phone at 1-800-239-5175.

The complete VISA benefit package is available here.

Additional free services include:

  • Free extended warranty for up to one year
  • Call 1-800-551-8472 for no-hassle warranty registration
  • Generous free insurance coverage up to $10,000 per purchase, with a $50,000 maximum per cardholder
  • Free Common Carrier Insurance: A full Benefit Amount of $500,000 is payable for accidental loss of life, two hands or two feet, sight of both eyes, one hand or one foot and sight of one eye, speech and hearing in both ears or any combination thereof.
  • The Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when certain terms and conditions are met.

FOR NBA  BBVA CARDHOLDERS

In addition to the credit card, BBVA offers a ($25 minimum) FREE BBVA Compass NBA checking account (with your favorite team’s logo) where you can:

  • Get a $100 NBAStore.com electronic gift card when you make three qualifying bill payments from your NBA Checking account
  • Earn $15 from Amazon.com for receiving two direct deposits
  • Get $10 from iTunes for using your BBVA Compass Check Card to make qualifying purchases from your NBA Checking account
  • There is NO monthly service charge for this checking account

 BBVA has an another special bonus offer for Everyday Heros:

Everyday Heros get 5,000 bonus CompassPoints when they open a new Clear Points or Visa Signature Credit Card within 60 days of opening a new Everyday Heroes checking account and make $500 in qualifying purchases within 30 days after opening the credit card. This relationship is limited to

Macy’s Thanks For Sharing 2017

Macy's Exclusive Thanks For SharingEnroll now in the Macy’s Thanks For Sharing Rewards Program.

Thanks For Sharing members receive a Macy’s gift card worth 10% of all eligible net purchases made with their enrolled Macy’s credit card account through December 31, 2017.

Members don’t need extra coupons: the bonus is automatically added to any other promotions such as discounts, coupons, Penti points, and even the 20% sign-up rebate ($100 max.) on opening a new Macy’s card.

There were three ways to enroll.

  • At your favorite Macy’s store
  • Online at macys.com/thanks
  • By phone at 1-888-933-6229

$10 of the one-time $25 enrollment fee, up to a total of $15,000,000, will be donated to non-profit organizations such as Make-A-Wish and the Go Red For Women.

BENEFITS

10% rewards on almost all purchases made with an eligible Macy’s credit card from the enrollment date until Dec. 31, 2017, in the form of a Macy’s gift card. boys and girls clubThanks For Sharing members CAN COMBINE their rewards with the Plenti rewards program to give them a total of 11% or more bonus on net purchases.

For Macy’s cardholders unfamiliar with Plenti, it automatically gives 1% or 2% or more rewards on all eligible purchases made with their Macy’s credit card or other select partners such as Exxon or Winn-Dixie.

15% Bonus Days

On select bonus days enrolled Macy’s shoppers receive 15% rewards instead of the standard 10%. When the dates become available mark them on your calendar to boost your gift card’s value.

There is no limit on how much the gift card is worth: some people have earned Thanks For Sharing Gift Cards worth $400 or more.

The gift card has no expiration date.

The $25 enrollment fee is a one-time charge that must be made with a Macy’s credit card.

You can give the card to loved one as gift card for their own shopping spree.

It can be used for purchases at any Macy’s store or online at macys.com.

This card is NOT a coupon, so use it just like cash to buy any item of your choice at Macy’s.

FEATURES

The first $3.4 million of the donation goes to the American Heart Association’s Go Red For Women® movement. The balance, up to an additional $11.6 million, will be donated to the following organizations.

Your gift card will be mailed in February or March 2018 to the address on file for the account. If you move notify Macy’s of your new mailing address to make sure you get the TFS card.

The Thanks For Sharing Program has some exclusions for items charged on the Macy’s credit card, although it does give a 10% rebate on EveryDay Value items which normally do not accept any Macy’s coupons.

The exclusions are mostly large-ticket items, services and some licensed departments:

  • furniture
  • floor coverings
  • mattresses
  • box springs
  • fur salon
  • bridal salon
  • gift cards/certificates
  • electronics and associated accessories
  • special orders
  • watch/jewelry repair
  • sunglasses
  • maternity wear
  • athletic shoes for him, her and kids
  • Tag Heuer
  • custom decorating
  • carpet cleaning
  • service and delivery fees
  • gift wrap
  • purchases from licensed departments
  • bill inserts
  • restaurants

You cannot redeem the Thanks For Sharing gift card for cash or use it as a payment or credit on your Macy’s credit card account.

The value of the rewards card applies to net purchases from enrollment until Dec. 31, 2017. Any prior eligible purchases returned on or before 1/8/2018 will have their share  of the TFS purchase subtracted from the reward’s card final value.

For example, if you bought a pair of jeans for $100 and then exchange them for a pair of jeans costing $200, your Thanks For Sharing gift card will be worth $10 ($20 – $10), not $20 (10% of your original $200 purchase).

If you want you can withdraw from the program and request a refund of the enrollment fee by calling 888-933-6229, before December 15, 2017, or in person at any Macy’s store before December 31, 2017. Upon cancellation you will not receive the gift card.

For detailed information about Macy’s Thanks For Sharing, refer to its Program Terms and Conditions.

State Farm Rewards Credit Card

Save 3% on insurance premiums (up to $4,000) with the State Farm Rewards credit card.

state_farm_rewards_visa_cardPay your auto, home, life, medical, liability, etc. insurance bills and get rewarded with 300 points for every 100 dollars you spend.

Earn 100 points per $100 spend on all other purchases made with your State Farm cash back rewards card (certain restrictions apply).

You can redeem points for gift cards at select retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products, which includes checking and savings accounts that earn redemption premiums 25,000 points and above.

Points Redeemed / Premium

  • 0-24,999 points — No Premium
  • 25,000 – 49,999 — 25% Premium
  • 50,000 – 99,999 — 35% Premium
  • 100,000 – greater — 50% Premium

You can also use your points as a gift, or transfer your points between State Farm Loyalty Rewards accounts that you own, or to another State Farm Loyalty Rewards account holder.

Best of all, the State Farm VISA card charges you no interest for 12 months from the date of your account opening, provided minimum payments are on purchases you make.

This feature is great to finance those larger purchases that may not be affordable with a single paycheck or could empty your emergency savings account.

Other features include

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Worldwide Visa credit card acceptance and cash access via ATMs
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance
  • Visa Auto Rental Collision Damage Waiver
  • Visa Travel and Emergency Assistance Services
  • Visa Warranty Manager Service
  • Visa Zero Fraud Liability
  • Visa Shopping and Travel discounts
  • Paperless statement option
  • Text alerts for security and reminders
  • Automatic payments so you never miss a payment
  • Free Pocket Agent app to access your account

The fine print (subject to change):

  • Annual fee: $0
  • Introductory 0% financing for one year
  • No interest if balance paid in full with 24 days
  • Fee Balance Transfer: 3% ($10 min)
  • Fee Cash Advance: 4% ($10 min)
  • Fee Foreign Transaction: 3%
  • Fee Late Payment: up to $37
  • Fee Returned payment: up to $37
  • APR: 13.49% to 20.49%
  • APR Cash Advances: 20.49%

For details and application visit the State Farm Loyalty Rewards Program web page.