Open a new Auburn University credit card and get an introductory cash bonus and 0% APR for 12 months.
To qualify for the $150 cash bonus you must charge at least $500 on your new card within the first 90 days of account opening.
Available at no cost to alumni and friends of Auburn University, two choices featuring the iconic Auburn University logo are available:
Cash Rewards World Mastercard credit card
Cash Rewards Visa Signature credit card
Besides the perks Auburn University alumni and friends cardholders receive, these cards contribute to Auburn’s scholarship fund at no additional cost. To date, this program has generated more than $4.5 million for freshman academic scholarships.
This is the only credit card that directly benefits the university.
Members benefits include
No annual fee
3% cash back for the category of your choice
2% cash back at grocery stores and wholesale clubs
1% cash back on all other eligible purchases
Itemized list of all purchases for easy record-keeping and returns
Extended warranty on defective items
Zero liability fraud protection
Whether you are an alumni or friend of Auburn University apply here for a new Spirit of Auburn credit card and spread your holiday shopping expenses over an entire year at no interest.
The MILITARY STAR credit card and its benefits are exclusively available to military personnel and their families. This line of credit is designed to assist you with your financial needs, whether it’s an everyday purchase or one unique to your military lifestyle, such as PCS, deployment or retirement. And as a “thank you” for your loyalty to shopping the exchange, cardholders receive a personal dividend with the MILITARY STAR Rewards Program.
Some of features include
No annual, late or over-limit fees
No back-interest when 0% promotions expire
Competitive low APR no matter your credit score
Programs to Support the Well-Being of Your Military Community
Significant portion of MILITARY STAR earnings fund quality-of-life programs
$1,000 interest-free military clothing plan
Reduced interest deployment policy
Multiple Discounts that Save You Money All Year Long
For details on the Military Star Credit Card and application click here.
More about the Exchange Credit Program
The Exchange Credit Program (ECP) is operated and funded by the Army and Air Force Exchange Service (AAFES), a branch of the Department of Defense. The program was established by Congress in 1979 to protect service members from predatory lending, and offering responsible credit solutions to customers continues to be a core mission for the program today.
ECP operates the MILITARY STAR program on behalf of the Army, Air Force, Navy, Marines Corps and Coast Guard. There are approximately 2 million cardholders from all branches of service. The vision of MILITARY STAR is to be the one card solution for all purchases made on installation.
Earn 2 rewards points per $1 in purchases when you shop at Dillard’s with your Dillard’s card (in-store, online or by phone )
Plus for every $1 spent at grocery stores or gas stations, you earn 2 Dillard’s Reward Points!
Earn 1 rewards point per $1 in purchases everywhere American Express is welcomed.
0% APR is available for 12 or 24 months on qualifying Club Plan purchases with equal payments.
Learn more about the American Express Connect amenities available to Dillard’s credit card holders here.
Elite Status Customers who purchase $2,000 a calendar year receive.
Free shipping for online orders
Free gift wrapping for in-store purchases
Monthly Elite-only bonus points offers
Invitations to private shopping events (subject to availability)
Dedicated customer service number
You can either visit your local store or shop from the convenience of your home (have a shopping party). Invite your friends or family for an online shopping experience or at the store and save, save, save.
The Cash Magnet Card from American Express offers an introductory 0% APR on purchases and balance transfers for the first 15 billing cycles made within the first 60 days of account opening.
For a large purchase or bill a new cardholder can save hundreds or in some cases over a thousand dollars in financing charges over a 15 month period.
Here are two examples of the interest a new account holder wouldn’t have to pay during the introductory period.
A $2,500 charge saves from $461 (14.74% APR) to $804 (25.74% APR)
A $5,000 charge saves from $921 (14.74% APR) to $1,609 (25.74% APR)
To avoid paying interest charges any balance must be paid in full within 15 months of getting your new card.
Even if you don’t make such a large initial purchase, American Express rewards you with an extra $150 bonus on spends over $1,000 within the first 3 months on top of the normal 1.5% rewards for each purchase.
Should your total spend reach $6,500 or more in the first 12 months, then American Express rewards you with an additional $100 rebate.
With the holiday shopping season coming up the Cash Magnet can spread the cost of gift-giving over most of 2019, and reduce the bills by $1.50 per hundred plus the $150 to $250 if you’re really generous.
In addition most of the items you buy for yourself or others carry these protections when you keep all the proper documents (especially receipts).