Category Archives: Rewards

Cincinnati Reds Mastercard

Cincinnati Reds MastercardCincinnati Reds Mastercard new cardholders enjoy 0% financing on purchases for the first 12 billing cycles with a new account.

As an extra incentive after qualifying purchases of $500 or more within 90 days of account opening, you receive 15,000 bonus points ($150).

The rewards continue with the World Mastercard from Bank of America giving shoppers cash back for every dollar spent with the card anywhere Mastercard is accepted.

  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases

The Cincinnati Reds World Mastercard from Bank of America also features:

  • No annual fee
  • Zero liability on purchases
  • Replacement of items that are stolen, damaged or lost, within 90 days of purchase
  • Free Common Carrier Travel Accident Insurance
  • Free automatic auto rental insurance
  • Free and easy ShopSafe® service when you shop online
  • Shop in-store without the card using Apple Pay®, Google Pay™ or Samsung Pay
  • Free account alerts for account security, charges, payments, and more
  • Free FICO credit score available to spot any unusual changes

Show your support for the Cincinnati Reds this season and be rewarded in return for your loyalty by applying here.

SunTrust Prime Rewards Mastercard

SunTrust Prime Rewards Mastercard

SunTrust Prime Rewards Credit Card balance transfer offer of 3 years at prime interest rate (currently 5.50%) with NO balance transfer fee is unmatched anywhere else.

Most banks offer introductory rates of 0% APR, but for a much shorter time frame and with transfer fees of 3% or more.

Importantly the funds must be transferred within the first 60 days of account opening.

As an alternative to a balance transfer SunTrust offers a whopping $100 statement credit when new account holders spend $500 on qualifying purchases within the first 3 months with their new card.

Be very careful not to mix credit card purchases with the transfers, because transfers may be treated as purchases and subject to the purchase interest rates.

The Prime Rewards cards earns 1% rewards on eligible purchases, with a redemption bonus for SunTrust accounts.

Introductory Offer
  • Prime interest rate on balance transfers for 3 years from account opening. Currently 5.50%, but check here for updates.
  • $100 in statement credit after $500 spend on qualifying purchases during the first 3 months after account opening
Rewards
  • Get one point for every eligible $1 spent on your credit card
  • Flexible rewards redemption options
    • Travel
    • Merchandise
    • Retail Gift Cards
    • Cash ($5 minimum)
      • Statement credit
      • Direct deposit to checking or saving accounts
      • SunTrust accounts receive 10%, 25%, or 50% bonus
Interest Rates as Annual Percentage Rate (APR)
  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 13.49% to 23.49%
  • Balance Transfers: 13.49% to 23.49%
  • Cash Advances: 27.24%
Fees
  • Annual Fee: none
  • Balance transfers: 3% ($10 min)
  • Cash Advances: 4% ($10 min)
  • Foreign transaction: none
  • Late penalty: $39
Free Benefits
  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • EMV Chip Technology
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Add authorized users for free, but they don’t pay for their charges
  • Free FICO score
Guide to SunTrust World Mastercard® Cardholder Benefits
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

For application and important details visit the SunTrust Prime Rewards card web page.

For people not familiar with the Atlanta origins of SunTrust, in 1919 as Trust Company of Georgia, it provided underwriting services to The Coca-Cola Company and received $100,000 of the company’s first publicly traded stock for its services.

In 2012 SunTrust sold those shares for nearly $2 billion: its stake went up in value by 1,999,990% over those 93 years.

A little known fact was the secret formula for Coca-Cola was kept in a SunTrust vault until 2011, when it was transferred to the new World of Coca-Cola building in Atlanta, Georgia.
SunTrust Coca-Cola vault

Sony Credit Card with 5% Entertainment Rewards

Sony Rewards Credit Card Earn 5 Sony Reward Points on entertainment purchases such as digital streaming and subscription services, music and video downloads, and more with the Sony Card.

Meant for heavy-duty online entertainments users and die-hard Sony customers, the Sony Card doesn’t as well as other general purpose cashback cards.

The Sony Reward Points can only be redeemed for Sony products, so it’s great to add to your Sony collection, but not much else.

But if you love to get Sony gear such as headphones and other electronics at a discount then this card is built for you.

To redeem the Sony Rewards, per the disclosure form, the cardholder must join the Sony Rewards program.

“You must register for the Sony Rewards Program in order to redeem points earned through your Sony CardSM account. Membership in the Sony Rewards Program is free.”

TERMS AND BENEFITS

Introductory Offers

  • 5,000 bonus Sony Reward Points (as $50 statement credit) with your first purchase within 90 days of opening account
  • 0% APR on purchases and balance transfers for the first 6 months

Interest Rates as Annual Percentage Rate (APR)

  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 16.24%, 19.24%, 22.24% or 24.99%
  • Balance Transfers: 16.24%, 19.24%, 22.24% or 24.99%
  • Cash Advances: 25.24%

Fees

  • Annual Fee: none
  • Balance transfers: none after introductory 0% APR period (3% at 0% APR)
  • Cash Advances: 3% ($10 min)
  • Foreign transaction: none
  • Late penalty: $38

Sony Rewards

  • 5 points per $1 on Sony® purchases at authorized retailers, that is must submit a Bonus Points Form
  • 5 points per $1 qualified entertainment purchases for:
  • Cable/satellite and other pay TV/radio/subscription services
  • Music downloads
  • Concert and sporting tickets
  • Digital streaming and other subscription services
  • Movie theaters and on movie rentals
  • Theater tickets
  • 1 point per $1 automatically on all other purchases

Free Benefits for purchases made on Sony Card (Visa)

  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • Pay with smartphone instead of plastic card using Google Pay and Capital One enhanced with sureswipe identity confirmation
  • Pick your own monthly billing due date
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Paribus to check for savings if online prices are lower elsewhere
  • Eno intelligent assistant
  • CreditWise for free credit scores and important changes
  • Add authorized users for free, but they don’t pay for their charges
  • Virtual account numbers for online purchases, which help keep card numbers safe from theft
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

Capital One is a proud participant in the Servicemembers Civil Relief Act (SCRA) which provides financial relief and protections to eligible military personnel serving on active duty.

A couple of the reduced and/or eliminated credit card expenses that SCRA covers for accounts serviced by Capital One are:

  • A maximum interest rate of 4%
  • No fees assessed on accounts, except bona-fide insurance

For details and application visit the online Sony Card from Capital One page.

Belk Credit Card

Belk Rewards Card

Belk Rewards Cards give shoppers automatic discounts with almost every purchase at any any Belk store or at Belk.com.

Besides savings at Belk department stores, Mastercard holders earn 2% rewards at gas stations and grocery stores, and 1% rewards when shopping almost everywhere else.

When you open a new Belk credit card account you will receive a 20% off coupon, plus a $10 statement credit on your first-day shopping spree.

The fun begins with the basic Belk Rewards Card, and becomes even more amazing the you spend.

The entry Belk credit card includes

  • 3 points for every eligible $1 purchase
  • Hassle-free returns without a receipt
  • 20 exclusive savings events each year
  • Bonus rewards events
  • A cardholder savings day of the month
  • Track your rewards at www.belkcredit.com
  • No annual fee

The Belk Premier Rewards Card ($600 to $1499 in spend per year) adds

  • 4 points for every eligible $1 purchase
  • Special Financing with the Belk Rewards Flex Pay Plan
  • Birthday coupon
  • Exclusive Premier savings days

Finally the Belk Elite Rewards card members get

  • 5 points for every eligible $1 purchase
  • Free shipping in store and at Belk.com
  • Quarterly 20% off pick your own sale day
  • 4 invitation only Elite savings days
  • Free shipping coupons

In case you are not conveniently located by a Belk store visit their online presence at Belk.com for the latest in new merchandise and current promotions.