Category Archives: Rewards

DSW Visa® Credit Card

Designers Shoe Warehouse

The DSW Rewards Visa Credit Card has been sunset and replaced by DSW VIP rewards program. The Rewards program information is for informational purposes only.


DSW shoppers enjoy the best shoe selection at prices unmatched anywhere. Not only does DSW give in-store and online customers unparalleled rewards and offers with footwear purchases, DSW VIP members receive generous rebates on shopping for everyday items such as groceries, gas, cellphones, espressos,  holiday gifts, flights home, movie tickets, dining, clothes, sports, medical bills, etc. with only exceptions such as cash-like items.

DSW Visa® Program credit card holders automatically enjoy:

  • Points with every purchase made at DSW and outside of DSW
  • $25 Application offer upon receiving the card
  • $5 Reward for every 100 points earned on the DSW Visa® card
  • $25 Bonus offer after charging $500 outside of DSW on the card within 90 days of the initial purchase
  • Free return shipping on all DSW Visa purchases made on dsw.com
  • Special rewards and offers—tons of chances to get ’em!

What’s included with a DSW Visa® and VIP membership?

  • Points you earn go toward DSW VIP Program certificates
  • Double Points events
  • Advance notice of promotions
  • A special birthday certificate
  • My Rewards delivers the account information you need plus the fashion news you love, straight to your inbox when you join the email list.
  • Your own My DSW Rewards page at dsw.com where you can track your points
  • Member-only exclusives like free shipping!
  • The opportunity to earn even more benefits with the DSW VIP Elite Program

Do points ever expire?

Yes. Unredeemed points expire 24 months after they are earned. They will then be deducted from your balance. DSW will notify you by email prior to expiration.

What is a VIP Elite member and how do I become one?

VIP Elite members are our most loyal shoppers and receive an incredible list of benefits:

  • Free, next-day shipping
  • Premier Bonus Points: earn 50% more points with every purchase
  • Premier Priority Attention gives you our best level of customer service

How can I become a DSW VIP Elite member?

DSW Rewards members who spend a minimum of $500 in a calendar year (between January 1 and December 31) qualify for DSW VIP Elite status.

When I return my purchase do I get my certificate back?

If you are able to exchange the item, it is still valid for the item you’ve exchanged for. Unfortunately, if you are only making a return, your certificate will no longer be valid.

Can you combine my memberships since I have more than one?

Absolutely. Just call Customer Service at 1.866.DSW.SHOES.

Why didn’t I get a birthday coupon this year?

There’s a good chance we haven’t seen you in awhile. As long as you shop with us in store or online at least once a year, we’ll be sure to send you a birthday certificate.

If I’m a member can I get free shipping?

Yes: all members receive free shipping. Just type in the shipping offer code at checkout. You’ll see it advertised on the dsw.com homepage. And if you’re a VIP Elite member, 2nd-day shipping is always free!

How do I cancel my DSW VIP account?

Contact Customer Service at 1.866.DSW.SHOES to unsubscribe, but please know that we’ll miss you.

Can all members bank their points?

This benefit is exclusive to our VIP Elite members. So just keep shopping towards that Elite status.

How are base points are calculated?

You’ll earn 1 Base Point per dollar spent on eligible merchandise. A $5 DSW certificate is issued when you reach $100 in eligible purchases.

What are DSW Bonus Points?

Bonus Points are member extras that can help you earn DSW certificates faster. You will be notified by email of these events.

What are DSW Double Points?

If you give us your email address, we’ll notify you of Double Points events, an opportunity to earn 1 Base Point + 1 Bonus Point per dollar on merchandise.

What are qualifying points?

Qualifying points are the Base Points earned on every purchase. They’re valid from January 1–December 31 and do not roll over year to year. When you earn 500 qualifying points in a single calendar year, you automatically reach DSW VIP Elite membership status.

What kind of points do I need to earn DSW certificates?

Base and Bonus Points both count toward DSW certificates. However, only Base Points are counted toward qualification for membership in the DSW VIP Elite club.

What happens to any leftover points after a DSW certificate has been earned?

These are the first points counted toward your next $5 Rewards certificate.

How can I be sure I’m getting points for my purchases in stores?

Online: Link your DSW VIP member number to your dsw.com web site just once, and you’ll never need to worry about it again. Then whenever you shop dsw.com, just log in and you’ll earn VIP Program Points with your online purchase.

In DSW stores: There are two easy options for ensuring you earn points. Either show DSW VIP membership card to the cashier, or tell the cashier your telephone number or mailing address, and he or she can look it up.

How soon after my purchase are points added to my balance?

For in-store purchases, points will be applied within 24 hours. For online purchases, points are not applied until your order has been shipped. Bonus points can take 2-3 weeks to be applied to your balance.

What if I think there’s been a mistake with my points balance?

First, make sure you’ve waited long enough. It can take several days for points to show up in your balance. If there is a mistake, just contact Customer Service at 1.866.DSW.SHOES.

What happens to my points if I return merchandise?

The point value of your return is deducted from your balance.

Can I save my points instead of receiving a VIP Program certificate every time I get to $500 spend?

Sure! This is called Points Banking, but it’s only possible if you’re a DSW VIP Elite member.

Do I earn points when I redeem VIP Program certificates?

You’ll earn points on every dollar you spend that exceeds the certificate value (excluding tax). Your certificate savings do not earn points.

Do I earn points on tax or shipping?

Sorry, you only earn points on the actual product.

Do I earn points for the purchase of DSW Gift Cards or DSW e-Gift Cards?

No. When you buy a DSW Gift Card or e-Gift Card, you are converting your money into “store cash” for someone else to spend. If the recipient of the gift is a DSW VIP Program member, that person will earn points when redeeming the card. It’s like two gifts in one!

What is DSW VIP Elite Club?

For our most loyal customers, VIP Elite benefits makes it possible to earn points much faster than with basic membership and you’ll get free, next-day shipping.

In addition:

  • VIP Elite Bonus Points: earn 50% more points with every purchase
  • VIP Elite Choice Cards: two cards get you one Triple Points day every six months so you can let the points pile up
  • VIP Elite Priority Attention gives you our best level of customer service

How can I become a DSW VIP Elite member?

DSW VIP Program members who earn 500 qualifying points in a calendar year (between January 1 and December 31) will qualify for DSW VIP Elite membership.

How do I know if I’m close to earning membership in DSW VIP Elite program?

Go to dsw.com to access your membership information and see how many qualifying points you’ve earned.

Once I’ve qualified, how quickly do I begin receiving VIP Elite benefits?

Just one shopping day after you qualify, you’ll receive your benefits on purchases made with your membership.

For in-store purchases, please allow 24 hours for points to be posted to your Points History page.

For online purchases, the points will be posted once your dsw.com order has been shipped.

How long will I have DSW VIP Elite benefits?

Your DSW VIP Elite benefits will last from your qualifying date through the end of the following calendar year.

What are Bonus Points?

Bonus Points earn you more points per dollar spent.

How many points will I earn per dollar on Triple Points days?

On regularly-priced purchases, you will earn 3 points per dollar: 1 base point per dollar plus 2 bonus points.

Does DSW count extras, such as Bonus Points, toward VIP Elite membership?

Only Base Points are counted toward DSW VIP Elite membership. But you will find that you accumulate points to Rewards certificates much, much faster.

What’s so special about VIP Elite Priority Attention?

When you’ve reached the VIP Elite level, you’re clearly one of our best customers. So we’ve reserved a special email address and phone number just for you. If you need us, you can reach us quickly and receive a personal response.

Can I save up points instead of receiving a Rewards certificate every time I get to 100 points?

Sure can. As a DSW VIP Elite Rewards member, you can opt for a benefit called Points Banking.

Once you’ve earned a certificate, we’ll hold on to it until you request it. To get more information and to set up Points Banking, go online at dsw.com and follow the on-screen instructions.

Why do I have a personalized DSW VIP Elite Rewards card?

We like to recognize our best shoppers! The card acknowledges your special status but your member number stays the same.

Do I have to carry my personalized card?

You don’t need a membership card to shop online or in-store, but you do need to identify yourself as a DSW VIP Elite member to be sure that you earn Proram Points when you shop.

Kroger Rewards Credit Card

Koger shopping cart

Limited time offer: save up to $.55 per gallon of fuel with new Kroger Rewards credit card

Great savings, but these conditions apply:

  • Good for new account holders only
  • Redeemable only at Kroger Family of Companies Fuel Centers
  • Minimum of 100 existing fuel points earned in a single month
  • Not valid with any other fuel offer

Save money with Kroger World Mastercard®

  • 1 point per net $1 spent anywhere Mastercard is accepted
  • 2 points per net $1 spent in the Kroger family of stores (see below)
  • 3 points per net $1 spent on the Kroger family of quality brands
  • Additional 25¢ fuel discount at participating Kroger family of stores*

Free benefits and services

  • No annual fee
  • No foreign transaction fee
  • No penalty on over-limit purchases
  • 24-day, interest-free grace period on purchases
  • Balance transfer fee: 4%
  • Free Gold Checking account from US Bank
  • Automatic bill payment
  • Account alerts for peace of mind
  • Travel & emergency assistance services
  • Mastercard Global Service at no charge
  • Auto rental collision damage waiver
  • Free online account access – 24 hours a day, 7 days a week
  • Mobile banking on smartphones
  • Warranty manager service
  • Zero fraud liability
  • Annual account summary

The 1-2-3 Kroger Rewards Card is issued by USBank.

Kroger family of companies includes these grocery stores

  • Baker’s
  • City Market
  • Dillons
  • Food 4 Less
  • Foods Co
  • Fred Meyer
  • Fry’s
  • Gerbes
  • Harris Teeter
  • King Soopers
  • Jay C Food Store
  • Kroger
  • Owens Market
  • Pay-Less Super Markets
  • QFC
  • Ralphs
  • Smith’s Food and Drug

Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.

State Farm Premier Cash Rewards Credit Card

Get 3% cash back on your insurance premiums(up to $120) with the State Farm Premier Cash Rewards credit card. Double that savings to 6% savings in first year.

You don’t have to switch insurance policies either. Car, home, life, medical, liability insurance premiums issued by any firm qualifies for rewards.

A Premier Cash Rewards card holder receives rebate of $120 on $4,000 of insurance premiums before capping out. The rebate is only $1 per $100 spend after $4,000.

Other categories with double bonus points include gas stations, drug stores, grocery stores and dining establishments. These everyday places enhance the amount of savings you can rack up using the card.

Plus earn 1% cash back per $100 spent on all other eligible purchases made with the State Farm Premier Cash Rewards card (certain restrictions apply).

NOTE: You must be State Farm customer to apply for Premier Cash Rewards credit card.

There is no annual fee for the card so use it as much or as little as you desire. You can plan your spending to meet your life style.

Other features include

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance
  • Visa Auto Rental Collision Damage Waiver
  • Visa Travel and Emergency Assistance Services
  • Visa Warranty Manager Service
  • Visa Zero Fraud Liability
  • Visa Shopping and Travel discounts
  • Paperless statement option
  • Text alerts for security and reminders
  • Automatic payments so you never miss a payment
  • Free Pocket Agent app to access your account

The fine print (subject to change):

  • Annual fee: $0
  • No interest if balance paid in full with 24 days
  • Fee Balance Transfer: 3%
  • Fee Cash Advance: 5%
  • Fee Foreign Transaction: 3%
  • Fee Late Payment: up to $40
  • Fee Returned payment: up to $40
  • APR: 14.99% to 24.99%
  • APR Cash Advances: 25.99%

For details and application visit the State Farm credit card page at US Bank.