The 1-2-3 Kroger Rewards Card is issued by USBank.
Be sure to read the fine print of the credit application for a full disclosure of all the terms and conditions.
* Offer applies to new cardholders only. Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem fuel points and pay with your 1-2-3 REWARDS Visa Card in order to receive this fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem fuel points and pay with their 1-2-3 REWARDS Visa Card.
New account holders of the BB&T Spectrum Cash Rewards Card pay no interest (0% APR) on purchases for their first 12 billing cycles (minimum payments apply).
Or balances can be transferred at the same 0% rate, although an upfront 3% balance transfer fee applies.
BB&T Bank never compromises on the quality of its our products, and the BB&T Spectrum Rewards Visa Credit Card is no exception. It has all the benefits you want in a credit card without surprise rate increases, confusing terms or hidden fees.
The rewards are generous with
3% cash back on gas
2% cash back on groceries and utilities
1% cash back on other qualifying net purchases
A 10% bonus cash back on redeeming your rewards into your BB&T checking or savings account
Here is what else the BB&T Spectrum Cash Rewards Credit Card has:
No annual fee
0% Introductory APR on net purchases and balance transfers
25 day grace period, i.e. try before you buy
No minimum interest charge
No penalty APR
No over-the-credit-limit fee
No returned payment fee
However a late fee applies if your payment is not made by your due date
Payments are made in the from the highest to the lowest APR