Category Archives: Rewards

My Best Buy Visa Card

March 17, 2020RewardsCitibankLeonard Kreicas

computer on a chip
My Best Buy Credit Card offers cardholders two ways to save money on their purchases:

Get 5% or 6% in-store rewards
OR
3% rewards on gas, 2% rewards on grocery/dining, 1% elsewhere

Besides ongoing rewards buyers receive exclusive deferred interest financing on purchases. Great way to enjoy life on special deals.

$199 and up – 6 months no interest if paid in full
$399 and up – 12 months no interest if paid in full
$599 and up on appliances and Geek Squad – 18 months no interest if paid in full
$799 and up on unlocked phones, home theater and Geek Squad – 24 months no interest if paid in full

Best Buy offers a smartphone app which is like carrying the store in your pocket or purse. Features include:

Browse our entire product catalog
View our Weekly Ad and featured offers
Scan your My Best Buy™ member ID from your smartphone
Check your My Best Buy™ points
Redeem your My Best Buy™ certificates via the app
Read ratings and reviews
Compare products
Check your order status
Find your nearest store

American Express EveryDay® Credit Card

March 15, 2020RewardsAmerican Express, Intro APR, No annual fee, Sign-up offersLeonard Kreicas

Great features for today’s times.

2% rewards on groceries (up to $6,000 in purchases)
Introductory 0% APR for 15 months
No balance transfer fee
20% extra points if used 20 or times in billing period
No annual fee
Introductory $100 bonus after spending $1,000 within 3 months

Fees

Annual Fee: $0.00
Fee on balance transfer: $0
Cash advance: 5% ($10 min)
Foreign transaction: 2.7%
Late payment: up to $39
Returned payment: up to $39

Earn Rewards

1 Membership Reward point per dollar on eligible purchases
2 Membership Reward points per dollar on eligible US grocery store purchases
2 Membership Reward points on amextravel.com if enrolled in the program
Minimum to redeem: 2,000 points

Redeem Membership Rewards

Cash back on eligible purchases
Merchandise such as electronics, fashion, home goods
Online shopping at amazon.com, bestbuy.com, walmart.com, grubhub.com, and more
Gift cards
Travel, including airfare, hotels, luggage
Entertainment
Donate to selected charities

Purchase Services

Theft and accidental damage protection, including cell phones
Return protection within 90 days of purchase
Free extended warranties (up to 2 years)

Travel Benefits

Roadside Assistance Hotline
Car rental and damage insurance (excludes liability coverage)
Global Assist Hotline (doesn’t pay for third-party costs)
Travel accident insurance on common carriers

Security Features

Fraud Protection
Advanced secure chip technology
Text alerts

Amex Card Benefits

Exclusive savings with Amex Offers
Amex mobile app
ShopRunner program members receive free 2nd-day shipping from participating merchants.
Entertainment Access for cardholder-only events and places
Monthly and annual summaries
Free authorized users cards

For all the fine print and application visit the American Express Everyday® site.

BMW Credit Card

February 28, 2020RewardsElan Financial, Intro APR, Sign-up offersLeonard Kreicas

BMW Mastercard from Elan

As of February 20, 2020 BMW started offering BMW Card and BMW Precision Card in place of BMW Visa Cards.

Per the General Information Page about the BMW Visa Card “Your old credit card will be de-activated and no longer work after February 20, 2020.”

Both of the new BMW Mastercards offer generous rewards for customers who make frequent purchases at BMW dealerships, gas stations and while dining out.

BMW CARD

4X points
per $1 spent on eligible BMW purchases
3X points
per $1 spent on eligible gas station purchases
2X points
per $1 spent on eligible restaurant purchases
1X point
on all other eligible purchases
Points worth 25% more
when used at BMW centers

BMW PRECISION CARD

5X points
per $1 spent on eligible BMW purchases
3X points
per $1 spent on eligible gas station purchases
2X points
per $1 spent on eligible restaurant purchases
1.5X points
on all other eligible purchases
Points worth 25% more
when used at BMW centers
$70 credit
annually at BMW Centers

The BMW Card does not have an annual fee, while the BMW Precision Card has a modest $99 annual fee.

Both cards offer an enrollment bonus:

BMW Card – 5,000 points after spending $500 in eligible net purchases within the first 90 days of account opening
BMW Precision Card – 7,500 points after spending $1,000 in eligible net purchases within the first 90 days of account opening

The BMW Card offers 0% financing for the first 12 months, while the BMW Precision Card doesn’t have the same interest-free deal.

The BMW Card charges a 3% foreign currency fee, while the BMW Precision Card has no foreign currency fees.

The BMW Card is World Mastercard and the BMW Precision Card is a World Elite Mastercard issued by Elan Financial Services.

For details and application visit the BMW Mastercard site.

Barnes and Noble MasterCard

January 24, 2020No Annual Fee, RewardsBarclaycard, No annual fee, RewardsLeonard Kreicas

Barnes and Noble credit card

New Barnes and Noble credit card accounts offer 0% introductory APR for 15 months on balance transfers made within 45 days of account opening.

Save on interest charges by transferring balances to new Barnes and Noble Mastercard®. Pay no interest until 2022 as long as minimum amount due is paid each month. A low 3% balance transfer fee applies for each transfer.

Introductory offer on purchases

After your first purchase Barnes & Noble will send you a $25 Barnes & Noble Gift Card. The gift card can only be used for purchases at a B&N or barnesandnoble.com. It’s their way of saying ‘thank you’ for becoming a card member.

Generous rewards at Barnes and Noble

Get 5% off on eligible purchases at Barnes & Noble stores or online. That’s in addition to any other discounts you may receive. Choose from thousands of items besides just books.

Books
eBooks
Textbooks
Newsstand
Teens & YA
Kids
Toys
Games & Collectibles
Stationery & Gifts
Movies & TV
Music

Do you prefer to dine in or take out? Either way earn 2% rewards with a B&N credit card.

All other qualified purchases give 1 point per purchase towards your next Barnes and Noble gift card. A great way to get one very quickly.

Benefits and Features

No annual fee
Free FICO credit score access
$0 liability against fraudulent credit card activity
Mastercard Global Service™ offers emergency assistance on card-related issues
Mastercard ID Theft Protection™ which monitors credit file, sends alerts, identity theft issues and more

CREDIT CARDS

Choose the right credit card for you