Category Archives: Rewards

Harley-Davidson Visa Signature Card

No Annual Fee, Rewards

Get $150 in a Harley-Davidson gift card

model with Harley Davidson motorcycle
Harley Davidson Rider

when you’re approved for a new Harley-Davidson Visa Signature Card ($500 minimum spend).

Also don’t pay until 2021 with the 0% intro APR offer on purchases and balance transfers for 12 billing cycles.

Qualifying H.O.G. members can earn points just for doing the thing they love to do: Visa card holders receive 1 point for each mile ridden on an H-D motorcycle.

Not only that, the card offers Genuine Rewards to spend at Harley-Davidson dealerships with every purchase:

  • 3 points earned per $1 of net purchases at gas stations and H-D dealerships
  • 2 points earned per $1 of net purchases at restaurants, bars and lodging
  • 1 point earned per $1 of net purchases everywhere else

Other exclusive H-D Visa Signature Card Benefits are:

Additional Harley-Davidson Visa Card Benefits include:

  • Complimentary Annual Account Summary
  • Automatic Bill Pay
  • Zero Fraud Liability
  • Free Online Banking
  • Warranty Manager Service
  • Emergency Cash and Card Replacement
  • Auto Rental Collision Damage Waiver
  • Travel and Emergency Assistance Services
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Hotel & Motel Burglary Reimbursement
  • Lost/Stolen Card Reporting
  • Cardholder Inquiry Service

As part of the U.S. Bank family, cardholders are entitled to a U.S. Bank Gold checking account with no monthly fees.

For complete details and application, go to Harley-Davidson Visa page.

SunTrust Prime Rewards Mastercard

Rewards

SunTrust Prime Rewards Mastercard

SunTrust Prime Rewards Credit Card balance transfer offer of 3 years at prime interest rate (currently 5.50%) with NO balance transfer fee is unmatched anywhere else.

Most banks offer introductory rates of 0% APR, but for a much shorter time frame and with transfer fees of 3% or more.

Importantly the funds must be transferred within the first 60 days of account opening.

As an alternative to a balance transfer SunTrust offers a whopping $100 statement credit when new account holders spend $500 on qualifying purchases within the first 3 months with their new card.

Be very careful not to mix credit card purchases with the transfers, because transfers may be treated as purchases and subject to the purchase interest rates.

The Prime Rewards cards earns 1% rewards on eligible purchases, with a redemption bonus for SunTrust accounts.

Introductory Offer
  • Prime interest rate on balance transfers for 3 years from account opening. Currently 5.50%, but check here for updates.
  • $100 in statement credit after $500 spend on qualifying purchases during the first 3 months after account opening
Rewards
  • Get one point for every eligible $1 spent on your credit card
  • Flexible rewards redemption options
    • Travel
    • Merchandise
    • Retail Gift Cards
    • Cash ($5 minimum)
      • Statement credit
      • Direct deposit to checking or saving accounts
      • SunTrust accounts receive 10%, 25%, or 50% bonus
Interest Rates as Annual Percentage Rate (APR)
  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 13.49% to 23.49%
  • Balance Transfers: 13.49% to 23.49%
  • Cash Advances: 27.24%
Fees
  • Annual Fee: none
  • Balance transfers: 3% ($10 min)
  • Cash Advances: 4% ($10 min)
  • Foreign transaction: none
  • Late penalty: $39
Free Benefits
  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • EMV Chip Technology
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Add authorized users for free, but they don’t pay for their charges
  • Free FICO score
Guide to SunTrust World Mastercard® Cardholder Benefits
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

For application and important details visit the SunTrust Prime Rewards card web page.

For people not familiar with the Atlanta origins of SunTrust, in 1919 as Trust Company of Georgia, it provided underwriting services to The Coca-Cola Company and received $100,000 of the company’s first publicly traded stock for its services.

In 2012 SunTrust sold those shares for nearly $2 billion: its stake went up in value by 1,999,990% over those 93 years.

A little known fact was the secret formula for Coca-Cola was kept in a SunTrust vault until 2011, when it was transferred to the new World of Coca-Cola building in Atlanta, Georgia.
SunTrust Coca-Cola vault

Sony Credit Card with 5% Entertainment Rewards

Rewards

Sony Rewards Credit Card Earn 5 Sony Reward Points on entertainment purchases such as digital streaming and subscription services, music and video downloads, and more with the Sony Card.

Meant for heavy-duty online entertainments users and die-hard Sony customers, the Sony Card doesn’t as well as other general purpose cashback cards.

The Sony Reward Points can only be redeemed for Sony products, so it’s great to add to your Sony collection, but not much else.

But if you love to get Sony gear such as headphones and other electronics at a discount then this card is built for you.

To redeem the Sony Rewards, per the disclosure form, the cardholder must join the Sony Rewards program.

“You must register for the Sony Rewards Program in order to redeem points earned through your Sony CardSM account. Membership in the Sony Rewards Program is free.”

TERMS AND BENEFITS

Introductory Offers

  • 5,000 bonus Sony Reward Points (as $50 statement credit) with your first purchase within 90 days of opening account
  • 0% APR on purchases and balance transfers for the first 6 months

Interest Rates as Annual Percentage Rate (APR)

  • Purchases paid in full within 25 days of statement date: 0%
  • Balances on statements after 25 days: 16.24%, 19.24%, 22.24% or 24.99%
  • Balance Transfers: 16.24%, 19.24%, 22.24% or 24.99%
  • Cash Advances: 25.24%

Fees

  • Annual Fee: none
  • Balance transfers: none after introductory 0% APR period (3% at 0% APR)
  • Cash Advances: 3% ($10 min)
  • Foreign transaction: none
  • Late penalty: $38

Sony Rewards

  • 5 points per $1 on Sony® purchases at authorized retailers, that is must submit a Bonus Points Form
  • 5 points per $1 qualified entertainment purchases for:
  • Cable/satellite and other pay TV/radio/subscription services
  • Music downloads
  • Concert and sporting tickets
  • Digital streaming and other subscription services
  • Movie theaters and on movie rentals
  • Theater tickets
  • 1 point per $1 automatically on all other purchases

Free Benefits for purchases made on Sony Card (Visa)

  • Zero-liability on unauthorized use of the card
  • Card lock if it’s lost or stolen
  • Pick your own monthly billing due date
  • Enroll in automatic payment feature to avoid late charges
  • Text or email alerts on purchases, balances, due dates, and more
  • Paribus to check for savings if online prices are lower elsewhere
  • Eno intelligent assistant
  • Add authorized users for free, but they don’t pay for their charges
  • Virtual account numbers for online purchases, which help keep card numbers safe from theft
  • Warranty extension where applicable
  • Auto collision waiver damage
  • Travel and emergency assistance (service fees may apply)
  • Travel accident insurance
  • Roadside assistance
  • 24/7 customer service

For details and application visit the online Sony Visa Credit Card page.

Journey Visa Card

No Annual Fee, Rewards

The Capital One Journey Mastercard is designed to help students build credit and get rewarded for it.

Student Visa CardYou get reminders to keep you on track, rewards for good behavior, and credit tools and tips help you along the way.

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.

Because it’s a Mastercard, you can use it at millions of places and get Zero Liability Protection for lost or stolen cards.

You get 1% cash back simply for using the card on all your purchases – paying cash doesn’t do that and you only have to pay it a few weeks later.

Plus, get an additional 25% bonus when you pay your bill on time.

Get up to 15% more cash back when you shop our Perk Central retail network.

Free access to your credit score with the CreditWise tool from CapitalOne, plus an interactive tracking tool to help monitor your credit.

Free text and e-mail alerts help keep you on track

The cash rewards don’t expire and there is no limit to how many you can accumulate.

Get your cash back anytime as an account credit or check, even set up automatic redemption to whatever account you want.

The high variable Annual Percentage Rate of 26.99% on balances encourage cardholders to build good habits by paying the bill off in full for every statement.

Apply here to start your credit journey.