Category Archives: Store

Cabela’s Club World Mastercard

Cabelas Club World Mastercard credit cardThe Cabela’s Visa Credit Card is now a Cabela’s Club World Mastercard credit card from Capital One.

You earn 5% rewards automatically on in-house purchases at Cabela’s and Bass Pro Shops with its Black Mastercard. Silver card holders earn 3% rewards, while the regular card still rewards members with a 2% rewards gift. Remember even purchases made outside of Cabela’s or Bass Pro Shop still even rewards at a rate of 1 point per dollar spent.

NEW ACCOUNT BONUS

New Cabela’s Club World Mastercard® members get up to $60 in CLUB points in three simple steps: $20 upon approval, $20 upon 2 Bass Pro Shops or Cabela’s purchases within 30 days opening account, plus $20 CLUB points after making 5 purchases  everywhere else Mastercard® is accepted within 30 days.

REACH ELITE STATUS FASTER

Earn CLUB points quicker by adding an authorized user at no cost. Qualified cardholders need only call the phone number on the back to get the ball rolling. Group purchases make reaching the elite Silver and Black status easier.

SPECIAL FINANCING OFFER

Card holders get a special break with financing from Capital One Bank. Charges on merchandise bought at Bass Pro Shops and Cabela’s pay a 9.99% APR on unpaid balances.

5% MILITARY DISCOUNT

Cabela’s gives a 5% discount every day for veterans and active duty members of the U.S. Army, Navy, Air Force, Coast Guard, Marine Corps, National Guard and Reserves. Available online and in-store the discount can used in addition other promotions and selected sale items. Some exclusions do apply: boats, trailers, tractors, alcohol, gift cards. non-merchandise services, etc.

GUARANTEED LOWEST PRICE POLICY

Always get the lowest price with Cabela’s. If a shopper finds an identical online item at a lower price on a qualifying website, Cabela’s won’t just match that price, but beat it by 5%. Eligible online retailers include:

  • Academy
  • Amazon
  • Backcountry
  • Brownells
  • Cheaper Than Dirt
  • Dick’s Sporting Goods
  • Field & Stream
  • Gander RV & Outdoors
  • L.L. Bean
  • Mack’s Prairie Wings
  • Midway USA
  • Optics Planet
  • REI
  • Scheels
  • Sportsman’s Warehouse
  • Tackle Warehouse
  • Walmart
  • Manufacturer’s online retail store

Please refer to Cabela’s website for details on their “LOW PRICE POLICY.”

LIMITED-TIME DEALS AND SPECIAL SAVINGS

Some online sites offer coupons and special deals for good for a limited time only. Not all deals work, but may be worth trying out. Examples include

  • 4% Cash Back for purchases sitewide from retailmenot
  • $10 off with Cabela’s promo code  from USNews deals
  • Take up to 15% off with a code from couponfollow
  • 10% off purchases of $50 & free shipping when using the Cabelas CLUB Mastercard credit card via a coupon from couponcabin.

MORE BENEFITS & FEATURES

  • You get the privileges of a Cabela’s credit card with no annual fee.
  • Nor does the card impose any over the limit or returned payment fees.
  • The points never expire and there is no limit on how many points you can earn.
  • In addition cardholders receive notice of special offers.
  • Store credit cards allow tracking of specific items for returns or disputes

What others say about Cabela’s Club Mastercard

Cabela’s CLUB Mastercard® Review: Only for Cabela’s Biggest Spenders
“We recommend the Cabela’s CLUB Mastercard® to one very specific type of consumer — a person who is going to use the card for all their expenses and wants access to the experiences and other offers Cabela’s has for its cardholders. For everyone else, the Cabela’s CLUB Mastercard® gets a hard no.”

Cabela’s CLUB Mastercard® review: Will your hunt for a new credit card end here?
“You might have savings in your sights, but the Cabela’s CLUB Mastercard® couldn’t hit the broad side of that barn. The card’s rewards are underwhelming, its various tiers of interest rates can be confusing, and the lack of clarity surrounding some of the card’s key features is disturbing. You can also earn rewards at Cabela’s without signing up for the credit card, so it’s not your only option for getting many of this outdoor recreation store’s benefits.”

Cabela’s CLUB Mastercard credit card review [creditcards.com]
“Though longtime Cabela’s fans might be persuaded to sign up for the store’s branded credit card, they’re probably better served in sticking with its free Outdoor Rewards loyalty program instead.”

Cabelas Club Visa Credit Card Review (issued by World Foremost Bank)
“This card gets only a 3.6 ratings because the 2% (or 2 points) you earn for Cabela’s purchases is lower than most retail store cards. An interesting quirk about this card is that you have one APR for Cabela’s purchases and and higher rate for non-Cabela’s purchases. If you get the Visa Signature version, you can earn 5% rebates rather than 2% and get complimentary concierge service.”

Macy’s Thanks For Sharing 2021

Macy’s will no longer offer the Thanks For Sharing (TFS) program according to a press release.

“With the reinvention of Star Rewards, Macy’s has created a loyalty program that makes it simple for our customers to earn on every purchase, regardless how they pay. While we have made the decision to sunset our Thanks For Sharing program in 2020, customers can participate in Star Rewards for free to earn and redeem rewards, enjoy special benefits – including Star Money Bonus Days, where customers can earn bonus points toward Star Money even faster – perks and offers including extra savings, and a birthday surprise.”

Macy's Exclusive Thanks For Sharing

The information below is for your reference on how the 2019 program operated.

The 2019 Macy’s Thanks For Sharing (TFS) program ended Dec 31, 2019.

A one-time $25 membership fee will be charged to your Macy’s credit card, which enters you into a special rewards programs and gives select non-profits money to help fund their charitable work

Thanks for Sharing Members receive a Macy’s gift card worth 10% of eligible purchases, net of returns, made with their enrolled Macy’s credit card through December 31, 2019.

$10 of the one-time $25 enrollment fee, up to a maximum of $15,000,000, will be donated to non-profit organizations such as Make-A-Wish and the March of Dimes.

BENEFITS

10% rewards on almost all purchases made with an eligible Macy’s credit card from the enrollment date until Dec. 31, 2019, in the form of a Macy’s gift card.

On select bonus days enrolled Macy’s shoppers receive 15% rewards instead of the standard 10%. When the dates become available mark them on your calendar to boost your gift card’s value.

There is no limit on how much the gift card is worth: some people have earned Thanks For Sharing gift cards worth $400 or more.

The TFS gift card has no expiration date.

The $25 enrollment fee is a one-time charge that must be made with a Macy’s credit card.

You can give the card to loved one as gift card for their own shopping spree.

It can be used for purchases at any Macy’s store or online at macys.com.

This card is NOT a coupon, so use it just like cash to buy any item of your choice at a Macy’s store or online.

FEATURES

The proceeds from enrollment fees will be donated to the following nonprofit organizations.

Your gift card will be mailed in February or March 2020 to the address on file for the account. If you move notify Macy’s of your new mailing address to make sure you get the TFS card.

The Thanks For Sharing Program has some exclusions for items charged on the Macy’s credit card, although it does give a 10% rebate on EveryDay Value items which normally do not accept any Macy’s coupons.

The exclusions are mostly large-ticket items, services and some licensed departments:

  • backstage items
  • furniture
  • floor coverings
  • mattresses
  • box springs
  • fur salon
  • bridal salon
  • gift cards/certificates
  • electronics and associated accessories
  • special orders
  • watch/jewelry repair
  • sunglasses
  • maternity wear
  • athletic shoes for him, her and kids
  • Apple products
  • Tag Heuer
  • custom decorating
  • carpet cleaning
  • service and delivery fees
  • gift wrap
  • trunk show merchandise
  • purchases from licensed departments
  • bill inserts
  • restaurants

You cannot redeem the Thanks For Sharing gift card for cash or use it as a payment or credit on your Macy’s credit card account.

The value of the rewards card applies to net purchases from enrollment until Dec. 31, 2019. Any prior eligible purchases returned on or before 1/6/2020 will have their share of the TFS purchase subtracted from the reward’s card final value.

For example, if you bought a pair of jeans for $100 and then exchange them for a pair of jeans costing $200, your Thanks For Sharing gift card will be worth $10 ($20 – $10), not $20 (10% of your original $200 purchase).

Barclaycard with Apple Financing

Barclaycard with Apple financing

The Apple Rewards Barclaycard and the Barclaycard Financing Visa have both been discontinued as of Sept. 2020.

Material below is for archival purposes only.

Upon approval new cardholders receive special financing on purchases within 30 days of account opening depending on amount charged.

  • Less than $499, interest is deferred for 6 months (up to between $81 and $145)
  • From $499 to $999, interest is deferred for 12 months (up to between $162 and $290)
  • Over $999, interest is deferred for 18 months (over $162 to $290 depending on APR)

Deferred interest you owe interest on the merchandise from the date of purchase if the balance is not paid in full when the promotional period ends.

The special financing applies only to products bought at Apple Store Location, online at apple.com, or via phone through -1-800-MY-APPLE posting within 30 days of account opening.

This card doesn’t garner any rewards on purchases whether at a generous 0% financing promotion on purchases made at Apple within the first 30 days of account opening to make owning an Apple product easier on the budget.

Visit the VISA credit card website to find out more about VISA cards and their benefits that are included free of charge:

  • No annual fee
  • ID theft protection
  • $0 fraud liability protection
  • Purchase security
  • Return protection
  • Warranty manager service
  • Auto rental collision damage waiver (personal only)

Wayfair Credit Card

Wayfair Credit Card Mastercard

Effective September 11, 2020 the Wayfair Credit Card and Wayfair Mastercard are issued by Citibank.

The Comenity Bank Credit Card Program has ended and is no longer valid for new transactions. Rewards earned through September 10, 2020 can be redeemed until September 10, 2021.

Cardholders can get help from the Wayfair Credit Services team at wayfair.accountonline.com or via phone at 1-800-365-2714.

Both of the new Wayfair credit cards offer a choice of 5% back in rewards at Wayfair or no interest deferred financing for 24 months.

WAYFAIR CREDIT CARD
  • $40 off qualifying first offer of $250 or more
  • No annual fee
WAYFAIR MASTERCARD
  • $40 off qualifying first offer of $250 or more
  • No annual fee
  • 3% rewards at grocery store
  • 2% rewards for online purchases
  • 1% everywhere else

The credit card application is for both the store cards and Mastercard. Upon approval you can choose which version you prefer.

The Wayfair credit card can be used at wayfair.com, jossandmain.com, allmodern.com, birchlane.com, perigold.com, while purchases on the Mastercard version can be made anywhere Mastercard is accepted.

For details and application visit the Wayfair Credit Card page.