Category Archives: Store

AT&T Access Credit Card

AT&T Access Card from CitiThe new AT&T Access credit card from Citi replaces the discontinued AT&T Universal Savings and Rewards Credit Card with ThankYou points.

AT&T offers a sign up bonus and extra rewards on some retail and travel websites paid out as ThankYou Points. However the new card is neither a Visa Card or Mastercard, but part of Citi Retail Services program. Here are some pros and cons of the card.

PROS

  • Introductory bonus of 10,000 ThankYou points for opening account
  • Two reward points with eligible online retail and travel websites
  • Two reward points when buying tablets or phones directly from AT&T
  • Presale and VIP events
  • No annual fee

CONS

  • Not part of the Visa or Mastercard network
  • Points lose half their value when redeemed for cash
  • Limited selection of redemption options.

RATES & FEES

  • 13.99% to 22.99% APR (Annual Percentage Rate) on purchases and balance transfers
  • 25.24% APR for cash advances, i.e. when you use the card to get cash at an ATM, plus a 5 % fee ($10 min)
  • 29.99% APR if make late payment or if payment is returned
  • No recurring annual fee
  • Up front 3% balance transfer fee
  • 3% foreign transaction fee to purchase items billed outside the United States

VERDICT

The AT&T Access Card does best as a secondary card. For most people other cards may have lower interest rates and better rewards. Not having the features and benefits of a Mastercard or Visa Card family can limit its usefulness in some cases.

Several other credit cards have better introductory offers with no annual fees. Discover It card features generous 5% cash back in useful rotating categories on a quarterly basis. The 3-2-1 cash back rewards of the American Express Blue Cash Everyday card works great for most shoppers.

CITI RETAIL SERVICES

Though Citi Retail Services isn’t a household name, the stores it partners with may be. Here are some of the places who market their credit cards using Citi’s expertise in the credit card industry.

The Gap Credit Cards

The new exciting Gap look
Step Up To The New Look of Gap

Imagine getting a free Gap gift card just for shopping at The Gap.

By using their Gap credit card,loyal shoppers receive a generous 5 points per dollar spent at The Gap redeemable as Gap gift card.

Collect points even faster by using the card at Gap.com, Banana Republic, Old Navy, and Athletica stores.

If you qualify for the Visa card, get 1 point per dollar spent at any location where Visa is accepted.

Special birthday savings, deals every Tuesday with 10% off at Gap are other perks that come with your Gap credit card.

Apply for a Gap card today and get an additional 20% off on your first purchase upon approval.

After spending $5,000 per calendar year in the Gap family of stores, Silver Cardholders are entitled to

  • FREE shipping on all online purchases
  • 10% off every Tuesday
  • Exclusive toll-free Silver priority service
  • Silver-only offers and shopping events like Triple Points Days

With clothes for women, maternity, men, kids and babies at amazingly affordable prices, and a wide assortment of fashions at Gap, Banana Republic, Old Navy, and Athletica, the Gap Visa card offers their cardholders unbeatable value whenever they visit the store or shop online.

THE GAP
Offers classic casual apparel for everyday use with various divisions for the entire family.
Women
Men
Girls
Boys
Toddler girls
Toddler boys
Baby girls
Baby boys
Maternity outfits

OLD NAVY
More value version of The Gap for the younger shopper.

BANANA REPUBLIC
Upscale style of casual apparel for an established clientele.

ATHLETA
Outfits, such as yoga pants and running gear, designed for the lifestyle of active women and girls.

 

 

Brooks Brothers Credit Card

Brooks Brothers credit cards

Enjoy an extraordinary 4% rebate on every purchase at Brooks Brothers using your Brooks Brothers card.

Tailored for the loyal Brooks Brothers customer, both store and Mastercard versions offer a variety of features and perks available only with Brooks Brothers credit cards.

  • Free return shipping
  • Online account management
  • Advanced notifications of special events and sales
  • My Brooks rewards worth up to 6 points per dollar charged

If you don’t already have a card, you will receive a 15% discount on the day of opening a store an account, or a 15% discount for a full 30 days for opening a Mastercard account.

There is no annual fee to maintain the bookkeeping expenses of your account, which includes having records of all your transactions at Brooks Brothers.Brooks Brothers lifestyle

On most items payment isn’t due until 25 days after the billing date, so can try before you buy for practically a month or more before sealing the deal.

Your Brooks Brothers store account card is accepted at any Brooks Brothers location as well as online at brooksbrothers.com, so shopping at Brooks Brothers is as close your nearest computer, tablet or smartphone.

The Brooks Brothers Mastercard can used anywhere Mastercard is accepted, and you earn a point per dollar charged towards Brooks Brothers products.

For all things Brooks Brothers, their selection has gone beyond elegant men’s apparel to gear for the entire family and home.

MEN’S SHOP
“Everything you need to achieve your perfect look awaits you at Brooks Brothers. Our selection of quality men’s clothing reflects our 200-year heritage as the premier outfitter of the American man. Classic staple pieces exhibit our famed, timeless Brooks Brothers style, while modern men’s trendy clothing choices give you the best must-have looks with a contemporary touch.”

WOMEN’S COLLECTIONS
“Capture eternal elegance, casual comfort and stylish sophistication in your wardrobe when you shop women’s clothes from Brooks Brothers. Our commitment to authenticity shows in our assortment of quality women’s clothing for work, formal affairs and weekend relaxation.”

KID’S CLOTHES
“Brooks Brothers offers the latest trends in high-end children’s clothing, so you can get the stylish looks kids want for both casual everyday wear and special occasions. Our kid’s clothes collection includes boy’s and girl’s apparel, featuring modern and classic silhouettes with a playful twist.”

RED FLEECE
“Casual-cool essentials get a fun, preppy twist with the latest looks from Red Fleece.”

Coldwater Creek Credit Card

Coldwater Creek credit card account holders earn a whopping 5 points for every $1 spent on merchandise at coldwatercreek.com or through its catalog.

model displaying the Coldwater Creek style
Always in fashion – Always in style

Plus if  you open the Mastercard version, you’ll receive 20% off purchases on your first day of shopping.

After a brief hiatus Coldwater Creek is back in business to serve its loyal clientele.

“Beautiful clothes for busy lives, charming accents for welcoming homes, thoughtful gifts to warm hearts: we remain true to the core principles that started it all and helped us become a beloved brand with devoted customers coast to coast.

“We are committed to creating unexpected and extraordinary things to wear and enjoy.”

Relive the experience of shopping at Coldwater Creek and get rewarded with these exclusive perks just by having its credit card issued by Comenity Bank.

  • $10 Reward for every 1,000 points
  • $25 off $100 Purchase Birthday Coupon
  • Double Points events
  • Free Standard Shipping events

Customers who qualify for Mastercard receive these extra savings

  • $20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening for opening a new account
  • Earn 5 points for every $1 spent at Coldwater Creek Stores
  • Earn 3 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent  everywhere else Mastercard is accepted

Please visit a store, the web site or call 888-678-5576 for further details and redemption options.

Other benefits and features of your Mastercard include:

  • Extended warranty
  • Price protection
  • Purchase assurance
  • Satisfaction guarantee
  • Mastercard Global Service™
  • Concierge services
  • Mastercard ID Theft Protection™
  • Experiences and offers
  • Explore World Experiences & Offers
  • Mastercard® Priceless Cities
  • Fuel Rewards Network

As a member you enjoy these Rewards

  • Seasonal savings offers
  • In-store personal stylist
  • Easy check-out and return
  • Monthly newsletter