Citizens and Northern Bank

Citizens Northern Bank credit cards

Citizens and Northern Bank credit cards offers applicants two choices:

C&N Visa® Lifetime Card

Lower interest rates
APR start at 10.49% for excellent credit scores with an initial maximum of 17.49% based on creditworthiness. Rates may vary depending on prime rates.

No Annual Fee

At the present time there aren’t any no promotional APR offers.

C&N Visa® Lifetime Rewards Card

1% reward points on eligible purchases
APR start at 12.49% for excellent credit scores with an initial maximum of 19.49% based on creditworthiness. Rates may vary depending on prime rates.

No Annual Fee

At the present time there aren’t any no promotional APR offers.

Features & Benefits

  • Zero fraud liability on unauthorized activity
  • EMV smart chip technology for added security
  • Mobile purchasing capability
  • Free checking accounts available with no monthly fees
  • 25 day grace period gives ample time in case of buyer’s remorse
  • Make payments automatically to never miss a payment

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