Dream MasterCard

Dream MasterCard offers 0% APR for 6 months
plus 3 points per dollar on gas and groceries

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The new Dream MasterCard from Chemical Bank features:

  • No late fees
  • No over-limit fees
  • No annual fee
  • No penalty rates
  • No pre-set spending limit
  • Free FICO 8 score
  • No limit on the number of points a customer can earn
  • Three points per dollar spent on qualifying gas and grocery purchases
  • One point per dollar spent on all other qualifying credit card purchases
  • Reward points can be redeemed for Maximum Rewards, gift cards or even cash back

Making your purchases with a credit card makes more sense than paying with cash when the bill is paid in full every month.

Sometimes you may change your mind about the purchase. Using a credit card gives you additional flexibility in making returns, subject to the merchant’s return policy.

With the Dream MasterCard you get these perks for your peace of mind: 

  • Try before you pay
  • 21-day, interest-free grace period on purchases
  • Free Online Account Access – 24 hours a day, 7 days a week
  • Extended Warranty Protection
  • 90-day price protection
  • MasterRental Insurance
  • 0% liability for any transactions resulting from a lost or stolen card
  • Year-End Account Summary

Remember to get the full benefits of the Dream credit card make your payments when due, stay within your credit limit, and be sure payments are not dishonored for any reason.

The Dream MasterCard is issued by First Bankcard, a division of First National Bank of Omaha.

Go here for Dream MasterCard account application and details.

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