Introductory Offer of 3% Cash Back for first 12 months.

HSBC credit card with Cash Rewards Mastercard® gives you 3% rewards on all eligible purchases for 12 months after opening account. This has a $10,000 limits, which means you receive up a $300 tax-free statement credit.

0% Introductory APR for 12 months means you pay no interest on your balance while earning rewards on eligible purchases. Reward points can be redeemed as direct deposits in linked HSBC checking or savings accounts. You can watch your savings grow, withdraw the accrued funds as real cash via ATM, or pay bills.

More rewards and account savings

• 1.5% Cash rewards on eligible purchases made after the introductory period.
• No Annual Fee
• No Foreign Transaction Fees
• Zero-interest for 25 days before payments are due for purchases paid in full after the promotional period.
• Summary Of Terms for your reference as a pdf file.

Purchase and travel benefits

• No fee for additional cards for authorized users
• Extended Warranty doubles your original warranty up to 1 additional year.
• Identity Theft Resolution Services provides one-on-one support in the event your identity is compromised.
• MasterAssist^® provides pre-trip planning assistance, help with lost luggage and more.
• Master RoadAssist^® Roadside Services provides help in the event your car breaks down while traveling in the U.S.
• $1 Million Travel Accident Insurance.
• Cellular Wireless Telephone Protection up to $600 per claim should your cellphone is stolen or damaged.
• Free monthly FICO scores from Equifax (TRW and Experian credit scores may differ)
• Security chip offers enhanced protection when used at chip-enabled terminals.
• Fraud protection
• Contactless payment feature provides fast, easy and safe checkouts with compatible Point Of Service (POS) terminals
• Make mobile purchases using Android Pay^TM, Apple Pay^TM and Samsung Pay
• Rewards and Benefits Brochure and Mastercard Guide to Benefits for HSBC Cash Rewards Mastercard (25 pages in pdf format)