BBVA Compass ClearPoints Visa Card

BBVA ClearPoints credit card

After merger with PNC Bank the BBVA ClearPoints credit card is no longer accepting new applications. 

Material below is for archival purposes.

Flexible choices give you better deals. The BBVA credit card allows you how you want to be rewarded. You get extra savings, 3% or 2%, from among these ten categories.

  1. Business
  2. Dining
  3. Entertainment
  4. Gas
  5. Groceries
  6. Health Care
  7. Maintenance
  8. Retail
  9. Travel
  10. Utilities

Choices are made quarterly, so you can plan ahead of time which charges to put on the card to maximize savings.

These points can be redeemed for an account credit without any complicated math.

As an incentive BBVA offers an 0% introductory APR for 13 months to new credit card holders qualifying purchases.

Pay NO annual fee for the BBVA Compass ClearPoints credit card and add additional authorized users at no cost.

Multiple Payment Options offers you the ability to pay your bill by mail, automatic debit, online banking or at any local branch

Security alerts notify you of possible suspicious activity on your account, as well as convenience notices for payments, balances, special offers and more.

You never pay interest if you pay your balance in full every month.

Additional free services include:

  • Free extended warranty for up to one year
  • Generous free insurance coverage up to $10,000 per purchase, with a $50,000 maximum per cardholder
  • Free Common Carrier Insurance: A full Benefit Amount of $500,000 is payable for accidental loss of life, two hands or two feet, sight of both eyes, one hand or one foot and sight of one eye, speech and hearing in both ears or any combination thereof.
  • The Visa Auto Rental Collision Damage Waiver benefit (“Auto Rental CDW”) provides—at no additional charge—reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, when certain terms and conditions are met.

 BBVA has an another special bonus offer for Everyday Heroes:

Everyday Heroes get 5,000 bonus CompassPoints when they open a new Clear Points or Visa Signature Credit Card within 60 days of registering with the Everyday Heroes specialty program. This relationship is limited to

  • Teachers
  • Law enforcement members
  • Fire fighters and first responders
  • Healthcare workers including nurses, pharmacists, medical technicians
  • Active, reserve, and retired U.S. Military personnel

Macy’s Thanks For Sharing 2021

Macy’s will no longer offer the Thanks For Sharing (TFS) program according to a press release.

“With the reinvention of Star Rewards, Macy’s has created a loyalty program that makes it simple for our customers to earn on every purchase, regardless how they pay. While we have made the decision to sunset our Thanks For Sharing program in 2020, customers can participate in Star Rewards for free to earn and redeem rewards, enjoy special benefits – including Star Money Bonus Days, where customers can earn bonus points toward Star Money even faster – perks and offers including extra savings, and a birthday surprise.”

Macy's Exclusive Thanks For Sharing

The information below is for your reference on how the 2019 program operated.

The 2019 Macy’s Thanks For Sharing (TFS) program ended Dec 31, 2019.

A one-time $25 membership fee will be charged to your Macy’s credit card, which enters you into a special rewards programs and gives select non-profits money to help fund their charitable work

Thanks for Sharing Members receive a Macy’s gift card worth 10% of eligible purchases, net of returns, made with their enrolled Macy’s credit card through December 31, 2019.

$10 of the one-time $25 enrollment fee, up to a maximum of $15,000,000, will be donated to non-profit organizations such as Make-A-Wish and the March of Dimes.

BENEFITS

10% rewards on almost all purchases made with an eligible Macy’s credit card from the enrollment date until Dec. 31, 2019, in the form of a Macy’s gift card.

On select bonus days enrolled Macy’s shoppers receive 15% rewards instead of the standard 10%. When the dates become available mark them on your calendar to boost your gift card’s value.

There is no limit on how much the gift card is worth: some people have earned Thanks For Sharing gift cards worth $400 or more.

The TFS gift card has no expiration date.

The $25 enrollment fee is a one-time charge that must be made with a Macy’s credit card.

You can give the card to loved one as gift card for their own shopping spree.

It can be used for purchases at any Macy’s store or online at macys.com.

This card is NOT a coupon, so use it just like cash to buy any item of your choice at a Macy’s store or online.

FEATURES

The proceeds from enrollment fees will be donated to the following nonprofit organizations.

Your gift card will be mailed in February or March 2020 to the address on file for the account. If you move notify Macy’s of your new mailing address to make sure you get the TFS card.

The Thanks For Sharing Program has some exclusions for items charged on the Macy’s credit card, although it does give a 10% rebate on EveryDay Value items which normally do not accept any Macy’s coupons.

The exclusions are mostly large-ticket items, services and some licensed departments:

  • backstage items
  • furniture
  • floor coverings
  • mattresses
  • box springs
  • fur salon
  • bridal salon
  • gift cards/certificates
  • electronics and associated accessories
  • special orders
  • watch/jewelry repair
  • sunglasses
  • maternity wear
  • athletic shoes for him, her and kids
  • Apple products
  • Tag Heuer
  • custom decorating
  • carpet cleaning
  • service and delivery fees
  • gift wrap
  • trunk show merchandise
  • purchases from licensed departments
  • bill inserts
  • restaurants

You cannot redeem the Thanks For Sharing gift card for cash or use it as a payment or credit on your Macy’s credit card account.

The value of the rewards card applies to net purchases from enrollment until Dec. 31, 2019. Any prior eligible purchases returned on or before 1/6/2020 will have their share of the TFS purchase subtracted from the reward’s card final value.

For example, if you bought a pair of jeans for $100 and then exchange them for a pair of jeans costing $200, your Thanks For Sharing gift card will be worth $10 ($20 – $10), not $20 (10% of your original $200 purchase).