US Bank Platinum Credit Card

0% APR for 20 billing cycles with new US Bank Platinum Visa Card

US Bank credit card Platinum Visa

Good for a limited time only new cardholders of the US Bank Platinum Visa still need to make monthly minimum payments. That’s typically 1% of the statement balance plus any fees. For example $5,000 balance would require at least a $50 payment for that billing period.

The promotion also extends to balance transfers with a one-time 3% upfront fee. Spread over 20 months, the real APR for fee comes out to less than 2% per year.

No annual fee means a true low-cost way to manage purchases.

The US Bank has many great features to help deal with unexpected events.

  • Enroll in automatic bill pay to never miss a payment
  • Choose your own payment date, e.g. after paycheck clears
  • Zero fraud liability
  • Free TransUnion FICO Credit Score (updated monthly)
  • Cell phone damage protection (limits apply)
  • Worldwide Visa acceptance
  • Free online and app account access
  • Verified by Visa online shopping protection
  • Grace period of 24-30 days before payment is due
  • No over-limit fee

The US Bank Platinum Visa does not pay any rewards on purchases, nor give an introductory bonus on purchases. A possibility is earn upfront rewards of 2% from another card and transfer that purchase to this one to spread out the bill over time.

Get terms and conditions on this limited-time offer before applying.

Here are some other credit cards with introductory no-interest APR offers on purchases.

BankAmericard credit card

  • Length: 18 months
  • Annual fee: None
  • Bonus: None
  • Rewards: None
  • Type: Mastercard

American Express

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($1,000 spend within 3 months)
  • Rewards: 3% in supermarkets, 2% at gas stations, 1% elsewhere
  • Type: American Express

Capital One Quicksilver Cash Rewards

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($500 spend within 3 months)
  • Rewards: 1.5% on eligible items
  • Type: Mastercard

Chase Freedom

  • Length: 15 months
  • Annual fee: None
  • Bonus: $150 ($500 spend within 3 months)
  • Rewards: 1%, with 5% in rotating categories
  • Type: Visa

Discover It Cash Back

  • Length: 14 months
  • Annual fee: None
  • Bonus: Cash Back match in first year
  • Rewards: 1%, with 5% in rotating categories
  • Type: Discover

L.L.Bean Credit Card

Receive a one-time discount of 15% off your online purchase at llbean.com with a new L.L.Bean Mastercard®

L.L.Bean gear on mountain L.L.Bean Credit Card members receive ongoing rewards when shopping at L.L.Bean stores and online at llbean.com.

  • 4% Bean Bucks on L.L.Bean purchases
  • 2% Bean Bucks at gas stations
  • 2% Bean Bucks at restaurants
  • 1% Bean Bucks for all other purchases

1 Bean Buck = $1 in savings on future L.L.Bean purchases

Card holders also get

  • Free shipping
  • Free return shipping
  • Free monograms to personalize items — a savings of $8 per line.
  • Express checkout online after registration
  • No Annual Fee

Walmart Mastercard

With no annual fee use your Walmart Rewards Card from Capital One to get 5% back on Walmart.co, whicincludes Walmart Grocery Pickup and Delivery.

Walmart credit card Mastercard

In addition to online grocery purchases you get rewarded with:

  • 5% back when buying on Walmart.com and the Walmart mobile app
  • 2% back at Walmart stores, Walamrt & Murphy USA Fuel Stations
  • 1% back everywhere else Mastercard is accepted

As an introductory 12-month you even get 5% back then using your new Walmart credit card through Walmart Pay on your smartphone.

Besides these promotions, the Walmart MasterCard or credit card gives you:

  • No annual fee
  • Free FICO score through CreditWise
  • $0 fraud liability protection from unauthorized charges
  • Security alerts via text or email
  • Card lock if card is misplaced, lost or stolen
  • Be protected 24/7 against fraudulent activity on your Walmart MasterCard
  • EMV chip technology included in your new card provides added security
  • Mobile app to view balance, pay bill, check purchases and more.

Other great services Walmart offers are