Journey Visa Card

The Capital One Journey Mastercard is designed to help students build credit and get rewarded for it.

Student Visa CardYou get reminders to keep you on track, rewards for good behavior, and credit tools and tips help you along the way.

Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.

Because it’s a Mastercard, you can use it at millions of places and get Zero Liability Protection for lost or stolen cards.

You get 1% cash back simply for using the card on all your purchases – paying cash doesn’t do that and you only have to pay it a few weeks later.

Plus, get an additional 25% bonus when you pay your bill on time.

Get up to 15% more cash back when you shop our Perk Central retail network.

Free access to your credit score with the CreditWise tool from CapitalOne, plus an interactive tracking tool to help monitor your credit.

Free text and e-mail alerts help keep you on track

The cash rewards don’t expire and there is no limit to how many you can accumulate.

Get your cash back anytime as an account credit or check, even set up automatic redemption to whatever account you want.

The high variable Annual Percentage Rate of 26.99% on balances encourage cardholders to build good habits by paying the bill off in full for every statement.

Apply here to start your credit journey.

J.P. Morgan Palladium Card

With currently only a limited number of J.P. Morgan Reserve Cards in circulation, this card ranks among the most elite in the credit card world.

private jet in air
When time is valuable

Made of made of solid palladium with 23K gold etching, the physical card is worth more than the $595 annual fee.

Not available to the general public, the Reserve Cards caters exclusively to J.P. Morgan Chase Private Banking clients with a minimum of $10,000,000 in investment assets at J.P. Morgan.

The usual benchmark features of the credit card industry don’t fully justify the card’s value, because of all the other benefits private wealth advisors bring to the table for their clients.

For the record some of the features are:

  • Smart chip and signature technology to make international travel convenient
  • No nuisance fees such as foreign transaction, cash advance, late or over-limit charges
  • Primary auto rental coverage
  • Emergency evacuation or repatriation
  • Trip delay or cancellation insurance
  • Baggage delay or lost luggage coverage
  • Emergency accident or sickness coverage
  • Price and return protection
  • Exclusive airport lounges and services

As for spending limits: there aren’t any to be concerned about since purchases usually are beyond the norm.

The $595 card fee is partially covered by the $300 in statement credits given annually as reimbursement for travel purchases made on the card.

For details consult your J.P. Morgan financial advisor or visit the J.P. Morgan Reserve Card web page.

Victoria’s Secret Credit Card

Become a Victoria or Pink cardholder and enjoy the benefits of membership

secrets-shopping-bag

  • $10 reward for every 250 points earned. Earning is easy—with every $1 you spend you earn a point, and the rewards keep coming with every 250 points you earn
  • 6 months of irresistible offers, worth up to $100, as a new credit cardholder
  • Surprise birthday gift every year
  • Early access to sales, special offers & new items

After only 250 points Victoria’s Secret will upgrade you to VIP status for even more perks:

  • Free Beauty Samples at VIP exclusive beauty events
  • Surprise birthday gift every year
  • Invitation-only access to in-store events
  • Earn double points on all bra purchases

Apply here for your Victoria or Pink card.

Victoria’s Secret card members  can easily

  • Pay their bill
  • View their statement
  • Check their points and available credit
  • Update their personal information

anywhere in the world through the special Victoria’s Secret page on the internet: it’s that simple.

Auburn University Credit Card

University of Auburn Visa Credit Card
Spirit of Auburn Visa credit card

Open a new Auburn University credit card and get an introductory cash bonus and 0% APR for 12 months.

To qualify for the $150 cash bonus you must charge at least $500 on your new card within the first 90 days of account opening.

Available at no cost to alumni and friends of Auburn University, two choices featuring the iconic Auburn University logo are available:

  • Cash Rewards World Mastercard credit card
  • Cash Rewards Visa Signature credit card

Besides the perks Auburn University alumni and friends cardholders receive, these cards contribute to Auburn’s scholarship fund at no additional cost. To date, this program has generated more than $4.5 million for freshman academic scholarships.

This is the only credit card that directly benefits the university.

Members benefits include

  • No annual fee
  • 3% cash back for the category of your choice
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other eligible purchases
  • Itemized list of all purchases for easy record-keeping and returns
  • Extended warranty on defective items
  • Zero liability fraud protection

Whether you are an alumni or friend of Auburn University apply here for a new Spirit of Auburn credit card and spread your holiday shopping expenses over an entire year at no interest.