The MILITARY STAR credit card and its benefits are exclusively available to military personnel and their families. This line of credit is designed to assist you with your financial needs, whether it’s an everyday purchase or one unique to your military lifestyle, such as PCS, deployment or retirement. And as a “thank you” for your loyalty to shopping the exchange, cardholders receive a personal dividend with the MILITARY STAR Rewards Program.
Some of features include
No annual, late or over-limit fees
No back-interest when 0% promotions expire
Competitive low APR no matter your credit score
Programs to Support the Well-Being of Your Military Community
Significant portion of MILITARY STAR earnings fund quality-of-life programs
$1,000 interest-free military clothing plan
Reduced interest deployment policy
Multiple Discounts that Save You Money All Year Long
For details on the Military Star Credit Card and application click here.
More about the Exchange Credit Program
The Exchange Credit Program (ECP) is operated and funded by the Army and Air Force Exchange Service (AAFES), a branch of the Department of Defense. The program was established by Congress in 1979 to protect service members from predatory lending, and offering responsible credit solutions to customers continues to be a core mission for the program today.
ECP operates the MILITARY STAR program on behalf of the Army, Air Force, Navy, Marines Corps and Coast Guard. There are approximately 2 million cardholders from all branches of service. The vision of MILITARY STAR is to be the one card solution for all purchases made on installation.
Earn 2 rewards points per $1 in purchases when you shop at Dillard’s with your Dillard’s card (in-store, online or by phone )
Plus for every $1 spent at grocery stores or gas stations, you earn 2 Dillard’s Reward Points!
Earn 1 rewards point per $1 in purchases everywhere American Express is welcomed.
0% APR is available for 12 or 24 months on qualifying Club Plan purchases with equal payments.
Learn more about the American Express Connect amenities available to Dillard’s credit card holders here.
Elite Status Customers who purchase $2,000 a calendar year receive.
Free shipping for online orders
Free gift wrapping for in-store purchases
Monthly Elite-only bonus points offers
Invitations to private shopping events (subject to availability)
Dedicated customer service number
You can either visit your local store or shop from the convenience of your home (have a shopping party). Invite your friends or family for an online shopping experience or at the store and save, save, save.
“Beautiful clothes for busy lives, charming accents for welcoming homes, thoughtful gifts to warm hearts: we remain true to the core principles that started it all and helped us become a beloved brand with devoted customers coast to coast.
“We are committed to creating unexpected and extraordinary things to wear and enjoy.”
Relive the experience of shopping at Coldwater Creek and get rewarded with these exclusive perks just by having its credit card issued by Comenity Bank.
$10 Reward for every 1,000 points
$25 off $100 Purchase Birthday Coupon
Double Points events
Free Standard Shipping events
Customers who qualify for Mastercard receive these extra savings
$20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening for opening a new account
Earn 5 points for every $1 spent at Coldwater Creek Stores
Earn 3 points for every $1 spent on gas and groceries
Earn 1 point for every $1 spent everywhere else Mastercard is accepted
Please visit a store, the web site or call 888-678-5576 for further details and redemption options.
Other benefits and features of your Mastercard include:
The Cash Magnet Card from American Express offers an introductory 0% APR on purchases and balance transfers for the first 15 billing cycles made within the first 60 days of account opening.
For a large purchase or bill a new cardholder can save hundreds or in some cases over a thousand dollars in financing charges over a 15 month period.
Here are two examples of the interest a new account holder wouldn’t have to pay during the introductory period.
A $2,500 charge saves from $461 (14.74% APR) to $804 (25.74% APR)
A $5,000 charge saves from $921 (14.74% APR) to $1,609 (25.74% APR)
To avoid paying interest charges any balance must be paid in full within 15 months of getting your new card.
Even if you don’t make such a large initial purchase, American Express rewards you with an extra $150 bonus on spends over $1,000 within the first 3 months on top of the normal 1.5% rewards for each purchase.
Should your total spend reach $6,500 or more in the first 12 months, then American Express rewards you with an additional $100 rebate.
With the holiday shopping season coming up the Cash Magnet can spread the cost of gift-giving over most of 2019, and reduce the bills by $1.50 per hundred plus the $150 to $250 if you’re really generous.
In addition most of the items you buy for yourself or others carry these protections when you keep all the proper documents (especially receipts).