Military Star Credit Card

No Annual Fee, Rewards

Military Star Credit Card

The MILITARY STAR credit card and its benefits are exclusively available to military personnel and their families. This line of credit is designed to assist you with your financial needs, whether it’s an everyday purchase or one unique to your military lifestyle, such as PCS, deployment or retirement. And as a “thank you” for your loyalty to shopping the exchange, cardholders receive a personal dividend with the MILITARY STAR Rewards Program.

Some of features include
  • No annual, late or over-limit fees
  • No back-interest when 0% promotions expire
  • Competitive low APR no matter your credit score
Programs to Support the Well-Being of Your Military Community
  • Significant portion of MILITARY STAR earnings fund quality-of-life programs
  • $1,000 interest-free military clothing plan
  • Reduced interest deployment policy
Multiple Discounts that Save You Money All Year Long
  • Promotional 0% interest offers
  • Exclusive savings just for cardholders
  • Free standard shipping on shopmyexchange.com, myNavyExchange.com and ShopCGX.com.
  • 5¢ per gallon fuel discount every day at eligible locations
  • 10% food court discount every day

The MILITARY STAR Rewards Program is offered by the Exchange Credit Program.

For details on the Military Star Credit Card and application click here.

More about the Exchange Credit Program

The Exchange Credit Program (ECP) is operated and funded by the Army and Air Force Exchange Service (AAFES), a branch of the Department of Defense. The program was established by Congress in 1979 to protect service members from predatory lending, and offering responsible credit solutions to customers continues to be a core mission for the program today.

ECP operates the MILITARY STAR program on behalf of the Army, Air Force, Navy, Marines Corps and Coast Guard. There are approximately 2 million cardholders from all branches of service. The vision of MILITARY STAR is to be the one card solution for all purchases made on installation.

Coldwater Creek Credit Card

Store

Coldwater Creek credit card account holders earn a whopping 5 points for every $1 spent on merchandise at coldwatercreek.com or through its catalog.

model displaying the Coldwater Creek style
Always in fashion – Always in style

Plus if  you open the Mastercard version, you’ll receive 20% off purchases on your first day of shopping.

After a brief hiatus Coldwater Creek is back in business to serve its loyal clientele.

“Beautiful clothes for busy lives, charming accents for welcoming homes, thoughtful gifts to warm hearts: we remain true to the core principles that started it all and helped us become a beloved brand with devoted customers coast to coast.

“We are committed to creating unexpected and extraordinary things to wear and enjoy.”

Relive the experience of shopping at Coldwater Creek and get rewarded with these exclusive perks just by having its credit card issued by Comenity Bank.

  • $10 Reward for every 1,000 points
  • $25 off $100 Purchase Birthday Coupon
  • Double Points events
  • Free Standard Shipping events

Customers who qualify for Mastercard receive these extra savings

  • $20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening for opening a new account
  • Earn 5 points for every $1 spent at Coldwater Creek Stores
  • Earn 3 points for every $1 spent on gas and groceries
  • Earn 1 point for every $1 spent  everywhere else Mastercard is accepted

Please visit a store, the web site or call 888-678-5576 for further details and redemption options.

Other benefits and features of your Mastercard include:

  • Extended warranty
  • Price protection
  • Purchase assurance
  • Satisfaction guarantee
  • Mastercard Global Service™
  • Concierge services
  • Mastercard ID Theft Protection™
  • Experiences and offers
  • Explore World Experiences & Offers
  • Mastercard® Priceless Cities
  • Fuel Rewards Network™

As a member you enjoy these Rewards

  • Seasonal savings offers
  • In-store personal stylist
  • Easy check-out and return
  • Monthly newsletter

American Express Cash Magnet Card Review

Rewards
american express cash magnet card
Great introductory offer and rewards

The Cash Magnet Card from American Express offers an introductory 0% APR on purchases and balance transfers for the first 15 billing cycles made within the first 60 days of account opening.

For a large purchase or bill a new cardholder can save hundreds or in some cases over a thousand dollars in financing charges over a 15 month period.

Here are two examples of the interest a new account holder wouldn’t have to pay during the introductory period.

  • A $2,500 charge saves from $461 (14.74% APR) to $804 (25.74% APR)
  • A $5,000 charge saves from $921 (14.74% APR) to $1,609 (25.74% APR)

To avoid paying interest charges any balance must be paid in full within 15 months of getting your new card.

Even if you don’t make such a large initial purchase, American Express rewards you with an extra $150 bonus on spends over $1,000 within the first 3 months on top of the normal 1.5% rewards for each purchase.

Should your total spend reach $6,500 or more in the first 12 months, then American Express rewards you with an additional $100 rebate.

With the holiday shopping season coming up the Cash Magnet can spread the cost of gift-giving over most of 2019, and reduce the bills by $1.50 per hundred plus the $150 to $250 if you’re really generous.

In addition most of the items you buy for yourself or others carry these protections when you keep all the proper documents (especially receipts).

Purchase Protection
Extended warranty
Return Protection
Dispute Resolution

These benefits come in handy if your items or gifts need to be exchanged, get damaged or stolen, or just to keep records of purchases for future reference.  

Best of all there is no annual fee and you’re protected from unauthorized charges with the zero liability policy.

SOME TERMS AND CONDITIONS

  • Grace Period: 25 days
  • Annual Fee: $0
  • Balance Transfer Fee: 3% (min $5)
  • Cash Advance Fee: 3% (min $5)
  • Foreign Transaction Fee: 2.7%
  • APR for first 15 billing cycles: 0%
  • APR on revolving balances: 14.74 to 25.74%
  • APR on balance transfers: 14.74 to 25.74%
  • APR Cash Advances: 26.99%
  • Fraud Protection: yes
  • Warranty Extension: yes
  • click here for application