Iberia Bank Credit Card

Iberia Bank discontinued Classic Visa Card

Information below is for archival purposes only

iberia bank credit card

The Iberia Bank Classic Visa Card offers no rewards or cash back features, but the cardholder pays a very affordable 7.25% APR for applicants with an excellent credit history, while those having lower credit scores would pay still reasonable rates of 10.25% or 13.25% APR.

The Iberia Bank Classic Visa does not charge cardholders any annual fee.

The card best serves people who decide to finance their purchases over time at rates usually lower than personal loans usually offer.

In addition there are no application fees and the cardholder holder names his or her own time frame for repayment of the loan.

Other features of this basic credit card include

  • Low 2% balance transfer fee
  • Worldwide Visa acceptance
  • Free online account access
  • Zero liability against fraudulent purchases
  • Verified by Visa online shopping protection
  • Auto Rental Collision Damage Waiver
  • Roadside Dispatch

In additional Iberia offers an introductory 1.99% balance transfer APR for 6 months on opening an account (a 2% balance transfer fee applies).

The grace period of 25 days is generous, which means you are entitled to try before you pay depending on the retailer’s policy of restocking fees and/or return policies.

Home Depot Credit Card

Make total purchase of $299 or more and pay no interest for the first 6 months with your Home Depot credit card.

Home Depot Credit CardMinimum payments based on an APR of 8% are required and are applied to reduce your outstanding balance.

The remaining balance must be paid in full by the sixth month to avoid further interest charges of 17.99% to 26.99%.

Should a customer change their mind about a purchases made with the Home Depot credit card, they can return the item for a refund up to a full year after they bought it. For details refer to their return policy.

Select cardholders may receive financing offers of up to 24 months at zero interest on a purchase of $1,999 or more even more. These are limited-time promotions promotions only, which expire quickly.

Use the card with confidence knowing you are protected by a fraud protection policy that any unauthorized purchases will not be charged against your account.

Using the card makes keeping track of expenses for items bought at Home Depot a breeze, should you need to know what you bought, when you bought it and how much you paid.

Refer to credit card application for special  offers on flooring, riding mowers, building materials, water treatment, heating and air conditioning.

Free shipping on items over $45 and check out the DAILY SPECIALS available at homedepot.com.

The card comes at no annual fee for the benefits you receive.

The Home Depot credit card can be linked to a Fuel Rewards Program where members save $0.10 per gallon for to every $100 they spend at Home Depot. Purchases are added up over time so your discounts on gas increase as you spend more.

Not all gas stations participate in the Fuel Rewards Program, so check the list of Home Depot Fuel Perk destinations where to redeem the $0.10 a gallon rebate.

On the application link below, there is an option to see whether you pre-qualify for a card without having a credit check done on your finances.

Apply here for your Home Depot Credit Card.

As usual when applying for any line of credit or loan, your credit limit will be determined by your yearly income or assets and a review of your credit report. If approved, you will be informed of your credit limit when you receive your card.

 

BP Visa Card

The BP Visa card gives you 25¢ in cents per gallon rebates for every $100 in purchases made in the first 90 days (except on purchases made at non-BP gas stations).

After the first that you receive

  • 25¢ per gallon rebates for every $100 in purchases made at BP
  • 15¢ per gallon rebates for every $100 on eligible groceries, dining and travel
  • 5¢ per gallon rebates for every $100 you spend everywhere else Visa credit cards are accepted (excluding non-BP gas stations)

bp visa cardPurchases at BP locations include not only fuel, but snacks and other everyday items.

Since there is no annual fee or interest, when you pay the balance in full every month, why not get cash back every time you buy gas at BP and elsewhere?

Rewards expire 12 months after the month they are earned.

Other features a VISA credit card offer are

Apply for your BP Visa card on this page and make sure to read the fine print.

BP Visa Card is issued by Synchrony Bank, who may provide you with a BP Visa Signature Card, BP Visa Card or a BP Credit Card.

Note in the fine print of the application, you are agreeing to, “I am providing the information in this application to SYNCB and to BP Products N.A., Inc. SYNCB may provide information about me (even if my application is declined) to BP Products N.A., Inc.(and its affiliates) so that they can create and update their records, and provide me with service and special offers.”